Home Renters insurance Renters insurance cost Average renters insurance cost in Nevada Average renters insurance cost in Nevada Discover the average cost of renters insurance in Nevada and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Nevada vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Nevada is $246 per year or $21 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Nevada is $246 per year or $21 per month.CSAA Insurance (AAA) provides the least expensive renters insurance in Nevada at an average rate of $153 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Nevada. Average renters insurance cost in Nevada per monthThe average cost of renters insurance in Nevada is $21 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$21$1 lessAverage renters insurance cost in Nevada by companyAccording to our data, CSAA Insurance (AAA) provides the most affordable renters insurance in Nevada, with an average annual rate of $153, followed by Universal Insurance Co and American Family.Getting quotes from multiple renters insurance companies in Nevada is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Nevada.CompanyAverage annual rateAverage monthly rateCSAA Insurance (AAA)$153$13Universal Insurance Co$239$20American Family$239$20State Farm$243$20Farmers$258$21Country Financial$287$24Nationwide$300$25USAA$145$12 Renters insurance calculator in Nevada Select your state Nevada Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $233/year Estimated renters insurance rates in Nevada $19 Monthly renters insurance cost in Nevada -6% Compared to national average Get quotes Average cost of renters insurance in Nevada by coverage levelOn average, Nevada renters pay $246 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Nevada to $192 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Nevada for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$200$17$20,000 with $500 Deductible and $300,000 Liability$213$18$20,000 with $1,000 Deductible and $100,000 Liability$179$15$20,000 with $1,000 Deductible and $300,000 Liability$192$16$40,000 with $500 Deductible and $100,000 Liability$262$22$40,000 with $500 Deductible and $300,000 Liability$275$23$40,000 with $1,000 Deductible and $100,000 Liability$233$19$40,000 with $1,000 Deductible and $300,000 Liability$246$21$60,000 with $500 Deductible and $100,000 Liability$327$27$60,000 with $500 Deductible and $300,000 Liability$341$28$60,000 with $1,000 Deductible and $100,000 Liability$290$24$60,000 with $1,000 Deductible and $300,000 Liability$304$25Average cost of renters insurance in Nevada by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Nevada.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Nevada by cityFernleyIncline VillageLas VegasMesquitePahrumpRenoSilver SpringsSparksWest WendoverYeringtonShow moreAverage cost of renters insurance in Nevada by ZIP codeIn Nevada, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in NevadaThe amount Nevada renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 89801 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $224.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Nevada.ZIP codeCityAverage annual rateAverage monthly rate89801Elko$224$1989445Winnemucca$224$1989428Silver City$226$1989423Indian Hills$227$1989706Carson City$227$1989506Golden Valley$227$1989436Spanish Springs$227$1989444Topaz Ranch Estates$227$1989503Reno$228$1989430Smith$229$19Least affordable ZIP codes for renters insurance in NevadaYour ZIP code, among other factors, affects how much you pay for renters insurance in Nevada. 89101 is the least affordable ZIP code for Nevada renters at an average cost of $275 a year or $23 monthly.We have analyzed quotes from the major insurance carriers across all the ZIP codes in Nevada. Below are the average annual renters insurance costs by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate89101Las Vegas$275$2389030North Las Vegas$275$2389109Las Vegas$274$2389032North Las Vegas$273$2389121Las Vegas$271$23 Final thoughts: Average renters insurance in NevadaRenters insurance is essential for residents of Nevada. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Nevada Average homeowners insurance cost in Nevada Average car insurance cost in Nevada Non-owner car insurance in Nevada Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Cost of living calculator By Nupur Gambhir Mobile home insurance cost and coverage in 2025 By Chris Kissell Best renters insurance companies in 2025 By Shivani Gite How to prevent tornado damage By Ashlee Tilford Does homeowners insurance cover code upgrades? By Nupur Gambhir On this page Average renters insurance cost in Nevada per monthAverage renters insurance cost in Nevada by companyAverage cost of renters insurance in Nevada by coverage levelAverage cost of renters insurance in Nevada by cityAverage cost of renters insurance in Nevada by ZIP codeFinal thoughts: Average renters insurance in Nevada ZIP Code Please enter valid ZIP See rates