Home Renters insurance Renters insurance cost Average renters insurance cost in Connecticut Average renters insurance cost in Connecticut Discover the average cost of renters insurance in Connecticut and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: June 24, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Connecticut vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Connecticut is $292 per year or $24 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Connecticut is $292 per year or $24 per month.Amica Mutual provides the least expensive renters insurance in Connecticut at an average rate of $164 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Connecticut. Average renters insurance cost in Connecticut per monthIn Connecticut, the average monthly cost of renters insurance is $24. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$24$2 moreAverage renters insurance cost in Connecticut by companyAccording to our data, Amica Mutual provides the most affordable renters insurance in Connecticut, with an average annual rate of $164, followed by Allstate and Chubb Ltd.Getting quotes from multiple renters insurance companies in Connecticut is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Connecticut.CompanyAverage annual rateAverage monthly rateAmica Mutual$164$14Allstate$181$15Chubb Ltd$187$16State Farm$211$18American Family$345$29Farmers$395$33National General Insurance$402$33Travelers$638$53USAA$252$21 Renters insurance calculator in Connecticut Select your state Connecticut Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $265/year Estimated renters insurance rates in Connecticut $22 Monthly renters insurance cost in Connecticut 7% Compared to national average Get quotes Average cost of renters insurance in Connecticut by coverage levelAs we discussed above, the average cost of renters insurance in Connecticut is $292 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $212 per year for renters insurance in Connecticut, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Connecticut for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$203$17$20,000 with $500 Deductible and $300,000 Liability$229$19$20,000 with $1,000 Deductible and $100,000 Liability$187$16$20,000 with $1,000 Deductible and $300,000 Liability$212$18$40,000 with $500 Deductible and $100,000 Liability$289$24$40,000 with $500 Deductible and $300,000 Liability$316$26$40,000 with $1,000 Deductible and $100,000 Liability$265$22$40,000 with $1,000 Deductible and $300,000 Liability$292$24$60,000 with $500 Deductible and $100,000 Liability$373$31$60,000 with $500 Deductible and $300,000 Liability$402$34$60,000 with $1,000 Deductible and $100,000 Liability$341$28$60,000 with $1,000 Deductible and $300,000 Liability$370$31Average cost of renters insurance in Connecticut by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Connecticut.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Connecticut by cityBridgeportHartfordNew HavenStamfordWaterburyAverage cost of renters insurance in Connecticut by ZIP codeIn Connecticut, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in ConnecticutThe amount Connecticut renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 6031 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $255.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Connecticut.ZIP codeCityAverage annual rateAverage monthly rate6031Falls Village$255$216068Salisbury$256$216058Norfolk$256$216018Canaan$256$216024East Canaan$257$216057New Hartford$258$216063Barkhamsted$258$226061Pine Meadow$259$226094Winchester Center$259$226069Sharon$259$22Least affordable ZIP codes for renters insurance in ConnecticutAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Connecticut is 6498, with an average cost of $331 a year or $28 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Connecticut. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate6498Westbrook$331$286615Stratford$329$276475Old Saybrook$329$276650Bridgeport$329$276405Branford$328$276460Milford$328$276413Clinton$327$276414Cobalt$326$276890Southport$325$276512East Haven$325$27Final thoughts: Average renters insurance in ConnecticutRenters insurance is a must for Connecticut renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Connecticut Average homeowners insurance cost in Connecticut Average car insurance cost in Connecticut Non-owner car insurance in Connecticut Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Do I have to pay homeowners insurance through escrow? By Kat Tretina Cost of living calculator By Nupur Gambhir $400K home insurance cost calculator By Zack Sigel Hurricane season is here: What to know to protect your home By Maryalene LaPonsie Cost of living comparison by state By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite On this page Average renters insurance cost in Connecticut per monthAverage renters insurance cost in Connecticut by companyAverage cost of renters insurance in Connecticut by coverage levelAverage cost of renters insurance in Connecticut by cityAverage cost of renters insurance in Connecticut by ZIP codeFinal thoughts: Average renters insurance in Connecticut ZIP Code Please enter valid ZIP See rates (844)-761-9316