Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Connecticut Average renters insurance cost in Connecticut Discover the average cost of renters insurance in Connecticut and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Connecticut, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $292 annually or $24 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Connecticut is $292 per year or $24 per month.Amica Mutual provides the least expensive renters insurance in Connecticut at an average rate of $164 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Connecticut. Average renters insurance cost in Connecticut per monthIn Connecticut, the average cost of renters insurance is $24 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.Average renters ins cost per monthDifference compared to national average$24$2 moreAverage renters insurance cost in Connecticut by companyAccording to our data, Amica Mutual provides the most affordable renters insurance in Connecticut, with an average annual rate of $164, followed by Allstate and Chubb Ltd.Getting quotes from multiple renters insurance companies in Connecticut is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Connecticut.CompanyAverage annual rateAverage monthly rateAmica Mutual$164$14Allstate$181$15Chubb Ltd$187$16State Farm$211$18American Family$345$29Farmers$395$33National General Insurance$402$33Travelers$638$53USAA$252$21 Renters insurance calculator in Connecticut Select your state Connecticut Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $265/year Estimated renters insurance rates in Connecticut $22 Monthly renters insurance cost in Connecticut 7% Compared to national average Get quotes Average cost of renters insurance in Connecticut by coverage levelOn average, Connecticut renters pay $292 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Connecticut to $181 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Connecticut for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$203$17$20,000 with $500 Deductible and $300,000 Liability$229$19$20,000 with $1,000 Deductible and $100,000 Liability$187$16$20,000 with $1,000 Deductible and $300,000 Liability$212$18$40,000 with $500 Deductible and $100,000 Liability$289$24$40,000 with $500 Deductible and $300,000 Liability$316$26$40,000 with $1,000 Deductible and $100,000 Liability$265$22$40,000 with $1,000 Deductible and $300,000 Liability$292$24$60,000 with $500 Deductible and $100,000 Liability$373$31$60,000 with $500 Deductible and $300,000 Liability$402$34$60,000 with $1,000 Deductible and $100,000 Liability$341$28$60,000 with $1,000 Deductible and $300,000 Liability$370$31Average cost of renters insurance in Connecticut by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Connecticut.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Connecticut by cityBridgeportHartfordNew HavenStamfordWaterburyAverage cost of renters insurance in Connecticut by ZIP codeThe cost of renters insurance in Connecticut varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Connecticut.Most affordable ZIP codes for renters insurance in ConnecticutHow much Connecticut renters pay for insurance depends on the ZIP code they live in. 6031 is the most affordable ZIP code for renters insurance in Connecticut among all the ZIP codes analyzed, at $255 a year on average.Rates vary by ZIP code, so comparing quotes is one of the easiest ways to get the best deal on renters insurance in Connecticut.ZIP codeCityAverage annual rateAverage monthly rate6031Falls Village$255$216068Salisbury$256$216058Norfolk$256$216018Canaan$256$216024East Canaan$257$216057New Hartford$258$216063Barkhamsted$258$226061Pine Meadow$259$226094Winchester Center$259$226069Sharon$259$22 Least affordable ZIP codes for renters insurance in Connecticut6498 is the most expensive ZIP code for renters insurance in Connecticut, at an average cost of $331 annually or $28 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Connecticut. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate6498Westbrook$331$286615Stratford$329$276475Old Saybrook$329$276650Bridgeport$329$276405Branford$328$276460Milford$328$276413Clinton$327$276414Cobalt$326$276890Southport$325$276512East Haven$325$27Renters and auto bundle discounts in ConnecticutBundling your renters and auto insurance policies is one of the easiest ways to lower your Connecticut insurance rates.Bundling your policies can lead to an average annual savings of 6% in Connecticut. We found that Geico provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 3% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsGeico$1,364$393%Nationwide$1,522$1177%Progressive$1,603$785%Travelers$1,639$714%Kemper Insurance$1,646$996%State Farm$1,682$794%Amica Mutual$2,184$33613%Farmers$2,820$1455%Allstate$2,953$2006%The Hanover$5,879$3566%Final thoughts: Average renters insurance in ConnecticutRenters insurance is essential for residents of Connecticut. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Connecticut Average homeowners insurance cost in Connecticut Average car insurance cost in Connecticut Non-owner car insurance in Connecticut Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? 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