Home Home insurance Renters insurance Renters insurance cost California Brisbane, CA How Much is Renters Insurance in Brisbane, CA By Insure.com's Editor | Posted on April 8, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. The average cost of renters insurance in Brisbane, CA is $269 per year (for insurance coverage of $40,000 in personal property coverage, $100,000 in liability coverage, and $1000 as deductible) — that’s $9 more than the state average of $260 a year. It can be higher or lower depending on the coverage options you choose and the amount of liability the policy provides. If you live in a rented apartment or home, you should consider buying renters insurance because it protects your personal belongings from damage caused due to covered peril such as fire or smoke damage, theft, vandalism, and other mishaps. We did a thorough analysis of renters insurance companies to find the most affordable options for Brisbane renters. Keep reading to find out the cheapest renters insurance companies in Brisbane. What is the average cost of renters insurance per month in Brisbane? On average, the cost of renters insurance in Brisbane is $22.42 a month. It’s ~$1 more than the state average of $21.67. Renters in Brisbane pay these rates for the coverage limit of $40,000 personal property coverage, $1,000 deductible and $100,000 liability protection coverage. The renters insurance rates vary by city depending on your insurance provider and the coverage limits you decide. For example, renters in Brisbane pay $17.92 per month for personal property coverage of $20,000 and $1,000 deductible. However, if you decide to increase the personal property coverage limit to $40,000, you will pay ~$5 more for renters insurance. Now, you’ll have to decide how much coverage you need and how much you can afford. However, it is recommended, if your personal belongings consist of expensive jewelry, furniture, and electronics, you should choose higher coverage limits. How much is renters insurance in Brisbane by deductible? The renters insurance cost in Brisbane is $225 per year for a $500 deductible and $20,000 as personal property coverage. A deductible is an amount you agree to pay before your insurance company kicks in. If you increase your deductible limit, your insurance cost will go down. For instance, if the personal property coverage is the same, i.e., $20,000, but you increase your deductible limit from $500 to $1,000, you will pay ~$10 less every year for insurance. Below are the renters insurance rates for different personal property coverage and deductible amount.Deductible$20,000 personal property$40,000 personal property$60,000 personal property500$225$283$3451000$215$269$324Note: The liability protection coverage is $1,000. Read our guide to know what does renters insurance cover. Who offers cheap renters insurance in Brisbane? Your search for the cheapest renters insurance company ends here. Farmers Ins Grp offers the cheapest renters insurance in Brisbane at about $146 a year or $12.17 per month. According to Insure.com data analysis, State Farm Grp ranks second on our list followed by Liberty Mut Grp. Our experts at Insure.com evaluated renters insurance quotes from all the big and small insurance companies in Brisbane and put together a list of the most affordable insurance carriers. Below are the average annual and monthly rates of the cheap renters insurance companies across Brisbane, CA.Renter insurance providerAverage annual rateAverage per month rateFarmers Ins Grp$146$12.17State Farm Grp$150$12.50Liberty Mut Grp$211$17.58Travelers Grp$225$18.75Auto Club Enterprises Ins Grp$238$19.83Allstate Ins Grp$264$22.00USAA Grp$312$26.00CSAA Ins Grp$323$26.92Nationwide Corp Grp$539$44.92 How much is renters insurance in other citiesAnaheimChinoClovisCosta MesaHuntington BeachLos AngelesSan FranciscoSanta ClaritaTemecula Related Articles Does homeowners insurance cover storage units? By Lena Borrelli How to file a successful mold claim By Mark Vallet How to hire a public insurance adjuster after a disaster By Nupur Gambhir Guide to additional living expenses insurance By Lena Borrelli Does homeowners insurance cover theft? By Nupur Gambhir Does homeowners insurance cover code upgrades? By Nupur Gambhir Table of contents What is the average cost of renters insurance per month in Brisbane? How much is renters insurance in Brisbane by deductible? Who offers cheap renters insurance in Brisbane? Get instant quotes now ! Please enter valid zip Get quote