Home Home insurance Renters insurance Renters insurance cost Ohio Roseville, OH How much is renters insurance in Roseville, OH Our data analysis shows that renters insurance in Roseville costs $249 per year or $21 monthly, on average. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service. | Updated on: February 3, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. The average cost of renters insurance in Roseville, OH is $249 per year (for insurance coverage of $40,000 in personal property coverage, $300,000 in liability coverage and $1000 as deductible) — that’s $3 less than the state average of $252 a year.It can be higher or lower depending on the coverage limit you choose and the amount of liability the policy provides. If you live in a rented apartment or home, you should consider buying renters insurance because it protects your personal belongings from damage caused by covered perils such as fire or smoke damage, theft, vandalism and other mishaps. We did a thorough analysis of renters insurance companies to find the most affordable options for Roseville renters. Keep reading to find out the cheapest renters insurance companies in Roseville.Key TakeawaysThe average cost of renters insurance in Roseville is $249 annually or $21 monthly.The cheapest option for renters in Roseville is Grange Mutual, offering coverage at $13 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as discounts for installing a security system or bundling policies.What is the average cost of renters insurance per month in Roseville?On average, the cost of renters insurance in Roseville is $21 a month. It’s equals to the state average of $21. Renters in Roseville pay these rates for the coverage limit of $40,000 in personal property coverage, $1,000 deductible and $300,000 in liability protection coverage.The renters insurance rates vary by city depending on your insurance provider and the coverage limits you choose. For example, renters in Roseville pay $15 per month for personal property coverage of $20,000 and a $1,000 deductible. However, if you decide to increase the personal property coverage limit to $40,000, you will pay $6 more for renters insurance.Now, you’ll have to decide how much coverage you need and how much you can afford. However, it is recommended that you choose higher coverage limits if your personal belongings consist of expensive jewelry, furniture and electronics.How much is renters insurance in Roseville by deductible?The average cost of renters insurance in Roseville is $198 annually for a $500 deductible and $20,000 in personal property coverageThe deductible is the amount you pay out-of-pocket before your insurance kicks in. If you raise your deductible, your premiums will decrease. For example, if you maintain $20,000 in personal property coverage but increase your deductible from $500 to $1,000, you’ll save $13 every year on your insurance.Here are the renters insurance premiums for different personal property coverage and deductible amounts.Deductible$20000 personal property$40000 personal property$60000 personal property$500$198$266$332$1,000$185$249$312Read our guide to know what does renters insurance cover.Who offers cheap renters insurance in Roseville?Your search for the cheapest renters insurance company ends here.Grange Mutual offers the cheapest renters insurance in Roseville at $161 a year or $13 per month. According to Insure.com’s data analysis, Auto-Owners ranks second on our list followed by Nationwide.Our experts at Insure.com evaluated renters insurance quotes from all the big and small insurance companies in Roseville and put together a list of the most affordable insurance carriers.Below are the average annual and monthly rates of the cheap renters insurance companies in Roseville, OH.Renter insurance providerAverage annual rateAverage per month rateGrange Mutual$161$13Auto-Owners$205$17Nationwide$216$18Allstate$240$20State Farm$281$23Erie Insurance$343$29American Family$355$30Travelers$562$47USAA$159$13Tips for reducing renters insurance costHere are some tips to help reduce renters insurance costs in Roseville:Bundle insurance policies: If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Roseville.Increase deductible: Opting for a higher deductible can lower your premium in Roseville, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage: Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims: Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around: Don’t settle for the first quote you receive. Compare renters insurance quotes in Roseville from multiple providers to find the best price for the coverage you need.Final thoughtsRenters in Roseville, OH should purchase renters insurance to protect their personal belongings, provide liability coverage, and cover additional living expenses if their rental becomes uninhabitable due to a covered event. Premiums may differ based on location, coverage amount and individual circumstances, but the peace of mind it offers is worth the investment. You can get an affordable policy that fits your budget by assessing your coverage needs, comparing quotes and taking advantage of available discounts.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Roseville for $40,000 personal property coverage, $300,000 liability coverage, and a $1000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other citiesCincinnatiFresnoGrand RapidsTorontoShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles How much does dog liability insurance cost and do you need it? By Lena Borrelli Condo insurance calculator: Estimate the cost of coverage By Jessica Olson Home insurance for older homes with knob and tube wiring By Erik Martin Hurricane insurance costs in Florida: What you should expect By Sarah Sharkey Guide to off-grid home insurance By Lena Borrelli Guide to the insurance claims history report (CLUE) By Shivani Gite On this page What is the average cost of renters insurance per month in Roseville?How much is renters insurance in Roseville by deductible?Who offers cheap renters insurance in Roseville?Tips for reducing renters insurance costFinal thoughtsMethodology ZIP Code Please enter valid ZIP See rates