Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Alaska Average car insurance cost in Alaska A full-coverage car insurance policy in Alaska costs an average of $2,215 a year or $185 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onApril 9, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed A full coverage car insurance policy costs around $2,215 a year or $185 per month for Alaska drivers. However, if you choose to get the state’s minimum liability coverage, you’ll pay $415 a year.Where you live plays a big role in what you pay for car insurance. Insurers factor in local accident rates, repair and medical costs, theft trends, and even weather risks when setting premiums. If you’re in a crowded city with high traffic or crime rates, you’ll typically pay more, whereas quieter rural areas usually come with lower premiums. But location isn’t everything – your age, driving history, credit score, ZIP code and even the type of car you drive also play a role in determining your final premium. Average annual cost $2,215 Average per month cost $185 Average cost for state minimum coverage $542 / Year Cheapest car insurance company Progressive$1,752 / Year Average cost for young drivers $3,638 / Year Average cost for Senior drivers $2,234 / Year 012345 1 of 6 Average car insurance cost in Alaska If you’re a resident of Alaska, full coverage car insurance typically costs about $185 per month, adding up to $2,215 a year. Choosing the minimum required coverage can lower your monthly car insurance cost to $35, or $415 annually.The amount you pay for car insurance can vary widely based on factors such as your age, driving record, credit history, location, and the make and model of your vehicle.Cheapest car insurance companies in AlaskaIf you’re looking for affordable insurance, Progressive tops the list of the cheapest car insurance companies. Its average annual cost is $1,752 per year or $146 monthly for a policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.GEICO also provides affordable insurance rates in Alaska for a full coverage policy at an average annual insurance cost of $1,818 or $152 monthly.While these companies offer some of the lowest average premiums in Alaska, your actual rate will depend on factors unique to you. Comparing multiple quotes is the best way to find coverage that fits both your budget and needs. Affordable car insurance providers in Alaska Graph Table Company nameAverage per month costAverage annual costProgressive$146$1,752GEICO$152$1,818State Farm$210$2,523Allstate$233$2,791Western National Insurance$236$2,832USAA*$131$1,575*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Alaska car insurance calculator Tell us about your car to get an estimate. 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Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Alaska Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Alaska Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State Minimum$666/year Liability coverage$1,145/year Full Coverage$2,400/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2015 to 2024. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day and drives 10,000 miles annually, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates include uninsured/underinsured motorist coverage (since some states require it, we include it for all states) and PIP or Medical Payments if required by state law. This hypothetical driver has a clean record and good credit. For liability-only comparisons, rates reflect the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist coverage in matching amounts and PIP or MedPay if required by state law. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from 174 insurance companies across 76 company groups and were averaged across 34,595 ZIP codes covering 29,374 cities and 3,144 counties across 51 jurisdictions. Rates are based on analysis of 4,781 vehicle make-model combinations. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2026Powered by:Average cost of car insurance by coverage levels in AlaskaThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $35 per month, or $415 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Alaska, the average cost for full coverage is $185 per month, or $2,215 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$415Liability only$542Full coverage$2,215Non-owner state minimum liability$168Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Alaska by citySee rates in your cityFairbanks Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Alaska by cityWhere you live in Alaska can have a big impact on your car insurance rates.If you’re located in cities like Anchorage, Fairbanks, or Palmer, you may face higher premiums due to dense traffic, higher accident rates, and an increased chance of theft or damage.On the other hand, drivers in cities like Ketchikan and Juneau tend to pay much lower insurance premiums, between $1,811 and $1,834 per year.These cities usually have fewer accidents, lower crime rates and less congestion, which helps keep insurance costs down.CityAverage annual costKetchikan$1,811Juneau$1,834Sitka$1,855Kenai$2,088Homer$2,151Bethel$2,207Wasilla$2,349Palmer$2,409Fairbanks$2,441Anchorage$2,543Powered by:Average car insurance cost in Alaska by ageAge is one of the most important factors insurers consider when pricing car insurance. Young drivers usually pay more because insurers see them as higher risk due to their limited experience behind the wheel.Premiums are typically most expensive for teens, begin to decrease after age 25, and then rise again as drivers enter their 70s.Here’s a breakdown of what you might pay for full coverage in Alaska, based on age and gender.Average car insurance cost in Alaska for young driversIf you’re a younger driver, expect to pay higher premiums on your car insurance.Insurers consider young drivers risky because of the increased risk that comes with limited driving experience.For instance, a 20-year-old male driver in Alaska pays an average of $5,101 annually for car insurance, compared to $4,270 for a female driver of the same age.By age 25, car insurance premiums typically decrease to $2,709 per year for male drivers and $2,470 for female drivers. While still slightly above average, it’s a substantial drop from what drivers pay in their early 20s.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$5,101$4,27021$4,101$3,64922$3,661$3,25123$3,363$2,98724$3,179$2,812Powered by:Average car insurance cost in Alaska for adult driversAn adult driver aged 25-60 in Alaska pays $2,216 annually for full coverage, or around $185 each month. Women in the same age group pay $2,167 per year or $181 per month.Since rates vary based on driving profile, comparing quotes is the best way to make sure you’re getting the best deal on your coverage.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$2,709$2,47030$2,383$2,34335$2,285$2,25340$2,229$2,20145$2,180$2,15350$2,038$2,05255$1,972$1,97360$1,933$1,899Powered by:Average car insurance cost in Alaska for senior driversCar insurance premiums tend to rise for older drivers. At age 65, men typically pay $2,084 annually, while women pay $2,039.By 70, average rates go up to $2,217 for men and $2,172 for women. At age 75, costs increase further, reaching $2,501 for men and $2,390 for women each year. Insurers often raise rates for older drivers due to age-related risks like slower response times and declining vision.However, you can still lower your premium by keeping a clean driving record and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$2,084$2,03970$2,217$2,17275$2,501$2,390Powered by:Minimum car insurance requirements in AlaskaWhether you’re buying your first insurance policy or just moved to Alaska, it’s important to understand the state’s car insurance requirements.To stay on the right side of the law, drivers in Alaska must carry at least the following minimum liability coverage:Bodily injury per person: $50,000Bodily injury per accident: $100,000Property damage liability: $25,000Cheapest cars to insure in AlaskaThe type of car you drive plays a significant role in determining your insurance premium. Vehicles with high repair expenses, theft rates or a history of accidents usually cost more to insure. On the other hand, those with high safety ratings, lower repair costs and fewer insurance claims tend to have more affordable rates.Honda HR-V is one of the cheapest cars to insure in Alaska, with an average premium of $1,735 per year. Mini Cooper Electric has an average annual cost of $1,736.The table below shows the cars with the lowest average insurance rates.Make ModelAverage annual premiumHonda HR-V$1,735Mini Cooper Electric$1,736Subaru Forester$1,791Chevrolet TrailBlazer$1,795Volkswagen Taos$1,805Mini Cooper Countryman JCW$1,825Kia Niro EV$1,835Mazda CX-5$1,840Honda CR-V$1,841Volkswagen Tiguan$1,848Powered by:Most expensive cars to insure in AlaskaMaserati Quattroporte tops the list as the most expensive car to insure in Alaska, at an average annual cost of $5,219. Below is a list of the most expensive vehicles to insure in Alaska and their average annual premiums.Make ModelAverage annual premiumMaserati Quattroporte$5,219Maserati Ghibli$5,107Audi RS7$4,991Audi RS6$4,971BMW M8 Gran Coupe$4,921BMW i7$4,735BMW M8$4,721Mercedes-AMG EQS$4,705Tesla Model S$4,598Mercedes-Benz S-Class$4,555Powered by:Car insurance costs can vary significantly depending on where you live and your personal profile. The smartest way to get the right coverage at a good price is to shop around and compare quotes from multiple insurers. Taking the time to do a little research can end up saving you a lot on your premiums.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident.We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in AlaskaCheapest car insurance companies in AlaskaAverage cost of car insurance by coverage levels in AlaskaAverage car insurance cost in Alaska by cityAverage car insurance cost in Alaska by ageMinimum car insurance requirements in AlaskaCheapest cars to insure in AlaskaMost expensive cars to insure in AlaskaMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330