Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Wisconsin Average car insurance cost in Wisconsin In Wisconsin, a full-coverage car insurance policy will cost you an average of $2,026 annually or $169 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: November 6, 2025 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed A full coverage car insurance policy costs around $2,026 a year or $169 per month for Wisconsin drivers. However, if you choose to get the state’s minimum liability coverage, you’ll pay $407 a year.Where you live plays a big role in what you pay for car insurance. Insurers factor in local accident rates, repair and medical costs, theft trends, and even weather risks when setting premiums. If you’re in a crowded city with high traffic or crime rates, you’ll typically pay more, whereas quieter rural areas usually come with lower premiums. But location isn’t everything – your age, driving history, credit score, ZIP code and even the type of car you drive also play a role in determining your final premium. Average annual cost $2,026 Average per month cost $169 Average cost for state minimum coverage $479 / Year Cheapest car insurance company Travelers($1,284 / Year) Average cost for young drivers $3,248 / Year Average cost for Senior drivers $1,959 / Year Average car insurance cost in Wisconsin If you’re a resident of Wisconsin, full coverage car insurance typically costs about $169 per month, adding up to $2,026 a year. Choosing the minimum required coverage can lower your monthly car insurance cost to $34, or $407 annually.The amount you pay for car insurance can vary widely based on factors such as your age, driving record, credit history, location, and the make and model of your vehicle.Cheapest car insurance companies in WisconsinIf you’re looking for affordable insurance, Travelers tops the list of the cheapest car insurance companies. Its average annual cost is $1,284 per year or $107 monthly for a policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.GEICO also provides affordable insurance rates in Wisconsin for a full coverage policy at an average annual insurance cost of $1,376 or $115 monthly.While these companies offer some of the lowest average premiums in Wisconsin, your actual rate will depend on factors unique to you. Comparing multiple quotes is the best way to find coverage that fits both your budget and needs. Affordable car insurance providers in Wisconsin Graph Table Company nameAverage per month costAverage annual costTravelers$107$1,284GEICO$115$1,376Nationwide$152$1,825West Bend Insurance Company$154$1,844Erie Insurance$163$1,951Acuity Insurance$205$2,464Farmers$222$2,664Allstate$244$2,923Progressive$297$3,563USAA*$98$1,176*USAA is only available to military community members and their families.Powered by: Wisconsin car insurance calculator Tell us about your car to get an estimate. 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Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Wisconsin Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Wisconsin Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State MinimumNA* Liability coverage$608/year Full Coverage$1,882/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Note: It is recommended that you should get full coverage car insurance for vehicles 2020 or newer. Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates for vehicles up until 2021 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit. For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2025Powered by:Average cost of car insurance by coverage levels in WisconsinThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $34 per month, or $407 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Wisconsin, the average cost for full coverage is $169 per month, or $2,026 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$407Liability only$479Full coverage$2,026Non-owner state minimum liability$290Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Wisconsin by cityGreen BayMadisonMilwaukee Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Wisconsin by cityBecause car insurance rates vary by location, the city you live in also affects how much you pay. If you’re in cities like Milwaukee, Racine or Kenosha, you’ll likely see higher premiums because of high traffic and accident rates, and greater risk of theft or damage.On the other hand, drivers in cities like Appleton or Green Bay pay significantly low insurance rates, on average between $1,664 and $1,670 a year. Insurers typically charge lower premiums in these cities due to fewer accidents, lower population density, vehicle theft and vandalism rates.CityAverage annual costAppleton$1,664Green Bay$1,670Oshkosh$1,716Waukesha$1,799Janesville$1,830Madison$1,935Eau Claire$1,945Kenosha$2,049Racine$2,090Milwaukee$2,674Powered by:Average car insurance cost in Wisconsin by ageAge is one of the most important factors insurers consider when pricing car insurance. Young drivers usually pay more because insurers see them as higher risk due to their limited experience behind the wheel.Premiums are typically most expensive for teens, begin to decrease after age 25, and then rise again as drivers enter their 70s.Here’s a breakdown of what you might pay for full coverage in Wisconsin, based on age and gender.Average car insurance cost in Wisconsin for young driversIf you’re a younger driver, expect to pay higher premiums on your car insurance.Insurers consider young drivers risky because of the increased risk that comes with limited driving experience.For instance, a 20-year-old male driver in Wisconsin pays an average of $4,313 annually for car insurance, compared to $4,009 for a female driver of the same age.By age 25, car insurance premiums typically decrease to $2,376 per year for male drivers and $2,261 for female drivers. While still slightly above average, it’s a substantial drop from what drivers pay in their early 20s.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$4,313$4,00921$3,480$3,18522$3,193$2,96223$2,984$2,80224$2,846$2,709Powered by:Average car insurance cost in Wisconsin for adult driversAn adult driver aged 25-60 in Wisconsin pays $2,020 annually for full coverage, or around $168 each month. Women in the same age group pay $1,998 per year or $166 per month.Since rates vary based on driving profile, comparing quotes is the best way to make sure you’re getting the best deal on your coverage.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$2,376$2,26130$2,173$2,15235$2,070$2,04440$2,008$2,04345$1,963$1,99250$1,885$1,87955$1,849$1,86160$1,845$1,767Powered by:Average car insurance cost in Wisconsin for senior driversCar insurance premiums tend to rise for older drivers. At age 65, men typically pay $1,860 annually, while women pay $1,749.By 70, average rates go up to $2,003 for men and $1,885 for women. At age 75, costs increase further, reaching $2,191 for men and $2,066 for women each year. Insurers often raise rates for older drivers due to age-related risks like slower response times and declining vision.However, you can still lower your premium by keeping a clean driving record and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$1,860$1,74970$2,003$1,88575$2,191$2,066Powered by:Minimum car insurance requirements in WisconsinWhether you’re buying your first insurance policy or just moved to Wisconsin, it’s important to understand the state’s car insurance requirements.To stay on the right side of the law, drivers in Wisconsin must carry at least the following minimum liability coverage:Bodily injury per person: $25,000Bodily injury per accident: $50,000Property damage liability: $10,000Cheapest cars to insure in WisconsinInsurance premiums vary significantly depending on the type of vehicle you drive. Cars that are more expensive to repair, have higher theft rates, or are statistically involved in more accidents typically cost more to insure. On the other hand, vehicles with excellent safety ratings, affordable repair costs, and fewer claims history tend to have lower insurance premiums.Hyundai Venue has the lowest premium, at an average of $1,451 a year, closely followed by Honda CR-V, with an average annual car insurance cost of $1,480.The table below shows the cheapest cars to insure and their average annual rates.Make ModelAverage annual premiumHyundai Venue$1,451Honda CR-V$1,480Honda HR-V$1,486Chevrolet TrailBlazer$1,514Volkswagen Tiguan$1,519Subaru Outback$1,529Toyota Corolla Cross$1,537Mazda CX-5$1,539Subaru Crosstrek$1,548Chevrolet Trax$1,549Powered by:Most expensive cars to insure in WisconsinMaserati Quattroporte stands out as the most expensive car to insure in Wisconsin, with an average annual cost of $6,020.The table below shows the most expensive vehicles to insure in Wisconsin along with their average annual insurance costs.Make ModelAverage annual premiumMaserati Quattroporte$6,020Maserati Ghibli$5,530Audi e-tron GT$4,845Nissan GT-R$4,769Audi RS7$4,706Porsche 911 GT3$4,560Audi S8$4,436Audi RS6$4,378BMW X6 M$4,366Tesla Model S$4,352Powered by:Car insurance rates can differ widely based on your location and driving profile. The best way to find the right coverage at the best price is to compare quotes from at least three insurance companies. Shopping around can help you save money on your car insurance premiums.MethodologyInsure.com commissioned Quadrant Information Service to get 2023 car insurance data. Our team of data analysts and expert editors has analyzed 56,838,240 insurance quotes from 136 insurance companies across 34,523 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male driver with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident.We also collected average car insurance rates for drivers of different age groups:Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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How much used car insurance costs: Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in WisconsinCheapest car insurance companies in WisconsinAverage cost of car insurance by coverage levels in WisconsinAverage car insurance cost in Wisconsin by cityAverage car insurance cost in Wisconsin by ageMinimum car insurance requirements in WisconsinCheapest cars to insure in WisconsinMost expensive cars to insure in WisconsinMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330