Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Wisconsin Average car insurance cost in Wisconsin In Wisconsin, a full-coverage car insurance policy will cost you an average of $2,026 annually or $169 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: January 7, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed A full coverage car insurance policy costs around $2,026 a year or $169 per month for Wisconsin drivers. However, if you choose to get the state’s minimum liability coverage, you’ll pay $407 a year.Where you live plays a big role in what you pay for car insurance. Insurers factor in local accident rates, repair and medical costs, theft trends, and even weather risks when setting premiums. If you’re in a crowded city with high traffic or crime rates, you’ll typically pay more, whereas quieter rural areas usually come with lower premiums. But location isn’t everything – your age, driving history, credit score, ZIP code and even the type of car you drive also play a role in determining your final premium. Average annual cost $2,026 / Year Average per month cost $169 Average cost for state minimum coverage $479 / Year Cheapest car insurance company Travelers$1,284 / Year Average cost for young drivers $3,248 / Year Average cost for Senior drivers $1,959 / Year 012345 1 of 6 Average car insurance cost in Wisconsin Drivers in Wisconsin generally pay an average of $169 per month or $2,026 per year for full coverage car insurance. However, if you go with the state’s minimum coverage, your monthly premium could be as low as $34 or $407 per year. Just keep in mind that opting for minimum coverage means significantly less protection if you’re in an accident.Your exact car insurance costs may vary, as insurers consider multiple factors including your age, driving experience, credit score, where you live and what kind of car you drive.Cheapest car insurance companies in WisconsinTravelers has the cheapest rates, at an average annual cost of $1,284 or $107 a month for a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.GEICO also stands out for its affordable premiums, with an average cost of $115 per month or $1,376 annually.While these insurance companies have some of the lowest average rates in Wisconsin, your actual premium may vary. It’s always a good idea to compare quotes to find the best deal on auto insurance. Affordable car insurance providers in Wisconsin Graph Table Company nameAverage per month costAverage annual costTravelers$107$1,284GEICO$115$1,376Nationwide$152$1,825West Bend Insurance Company$154$1,844Erie Insurance$163$1,951Acuity Insurance$205$2,464Farmers$222$2,664Allstate$244$2,923Progressive$297$3,563USAA*$98$1,176*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Wisconsin car insurance calculator Tell us about your car to get an estimate. Vehicle year Vehicle year20242023202220212020201920182017201620152014 State Select StateAlaskaAlabamaArizonaArkansasCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNew JerseyNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingNationwide Vehicle make Select MakeAcuraAlfa-RomeoAudiBMWBuickCadillacChevroletChryslerDodgeFordGenesisGMCHondaHyundaiInfinitiJaguarJeepKiaLand RoverLexusLincolnMaseratiMazdaMercedes-AMGMercedes-BenzMiniMitsubishiNissanPolestarPorscheRamSubaruTeslaToyotaVolkswagenVolvo Vehicle model Select ModelIntegraIntegra A-SpecIntegra A-Spec TechIntegra Type SMDXMDX SH-AWDMDX SH-AWD A-SpecMDX SH-AWD AdvanceMDX SH-AWD TechnologyMDX SH-AWD Type SMDX SH-AWD Type S Advance PackageMDX TechnologyRDX SH-AWDRDX SH-AWD A-SpecRDX SH-AWD A-Spec AdvanceRDX SH-AWD AdvanceRDX SH-AWD TechnologyTLX 2.0T SH-AWD A-SpecTLX 2.0T TechnologyTLX 3.0T Type S Vehicle already present. Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Wisconsin Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Wisconsin Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State MinimumNA* Liability coverage$608/year Full Coverage$1,882/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Note: It is recommended that you should get full coverage car insurance for vehicles 2020 or newer. Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates for vehicles up until 2021 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit. For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2025Powered by:Average cost of car insurance by coverage levels in WisconsinThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $34 per month, or $407 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Wisconsin, the average cost for full coverage is $169 per month, or $2,026 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$407Liability only$479Full coverage$2,026Non-owner state minimum liability$290Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Wisconsin by citySee rates in your cityGreen BayMadisonMilwaukee Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Wisconsin by cityWhere you live in Wisconsin can have a big impact on your car insurance rates.If you’re located in cities like Milwaukee, Racine, or Kenosha, you may face higher premiums due to dense traffic, higher accident rates, and an increased chance of theft or damage.On the other hand, drivers in cities like Appleton and Green Bay tend to pay much lower insurance premiums, between $1,664 and $1,670 per year.These cities usually have fewer accidents, lower crime rates and less congestion, which helps keep insurance costs down.CityAverage annual costAppleton$1,664Green Bay$1,670Oshkosh$1,716Waukesha$1,799Janesville$1,830Madison$1,935Eau Claire$1,945Kenosha$2,049Racine$2,090Milwaukee$2,674Powered by:Average car insurance cost in Wisconsin by ageInsurers consider age a key risk factor when determining car insurance rates. Our data shows that young drivers typically pay higher premiums due to their limited experience behind the wheel.Generally, rates are highest for teens, begin to drop after age 25 and rise again once drivers reach their early 70s.Let’s take a closer look at how much you might pay in Wisconsin for a full coverage policy based on your age and gender.Average car insurance cost in Wisconsin for young driversIf you’re a young driver, you can expect to pay above average premiums. Insurers see young drivers as high-risk, which means higher premiums until you gain more experience behind the wheel.For instance, 20-year-old male drivers in Wisconsin pay an average of $4,313 per year for car insurance, while females of the same age pay $4,009.But by the time you turn 25, insurance premiums drop to $2,376 a year on average for male drivers and $2,261 for female drivers.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$4,313$4,00921$3,480$3,18522$3,193$2,96223$2,984$2,80224$2,846$2,709Powered by:Average car insurance cost in Wisconsin for adult driversOn average, an adult male driver in Wisconsin pays $2,020 a year for full coverage or $168 per month. Women pay $1,998 a year or $166 per month for the same coverage.However, exact rates can vary widely from driver to driver, so it’s helpful to compare quotes to find the best price for your vehicle.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$2,376$2,26130$2,173$2,15235$2,070$2,04440$2,008$2,04345$1,963$1,99250$1,885$1,87955$1,849$1,86160$1,845$1,767Powered by:Average car insurance cost in Wisconsin for senior driversIf you’re a senior driver, your car insurance costs go up as you get older. At age 65, men pay about $1,860 per year, while women pay $1,749. But by age 70, average premiums rise to $2,003 for men and $1,885 annually for women. At 75, rates increase even further – $2,191 for male drivers and $2,066 for female drivers.Insurers charge more because older drivers are seen as a higher risk due to slower reaction times and changes in vision. But you can still keep costs down by maintaining a clean driving record and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$1,860$1,74970$2,003$1,88575$2,191$2,066Powered by:Minimum car insurance requirements in WisconsinWhether you’re buying your first insurance policy or just moved to Wisconsin, it’s important to understand the state’s car insurance requirements.To stay on the right side of the law, drivers in Wisconsin must carry at least the following minimum liability coverage:Bodily injury per person: $25,000Bodily injury per accident: $50,000Property damage liability: $10,000Cheapest cars to insure in WisconsinThe type of car you drive plays a significant role in determining your insurance premium. Vehicles with high repair expenses, theft rates or a history of accidents usually cost more to insure. On the other hand, those with high safety ratings, lower repair costs and fewer insurance claims tend to have more affordable rates.Hyundai Venue is one of the cheapest cars to insure in Wisconsin, with an average premium of $1,451 per year. Honda CR-V has an average annual cost of $1,480.The table below shows the cars with the lowest average insurance rates.Make ModelAverage annual premiumHyundai Venue$1,451Honda CR-V$1,480Honda HR-V$1,486Chevrolet TrailBlazer$1,514Volkswagen Tiguan$1,519Subaru Outback$1,529Toyota Corolla Cross$1,537Mazda CX-5$1,539Subaru Crosstrek$1,548Chevrolet Trax$1,549Powered by:Most expensive cars to insure in WisconsinMaserati Quattroporte tops the list as the most expensive car to insure in Wisconsin, at an average annual cost of $6,020. Below is a list of the most expensive vehicles to insure in Wisconsin and their average annual premiums.Make ModelAverage annual premiumMaserati Quattroporte$6,020Maserati Ghibli$5,530Audi e-tron GT$4,845Nissan GT-R$4,769Audi RS7$4,706Porsche 911 GT3$4,560Audi S8$4,436Audi RS6$4,378BMW X6 M$4,366Tesla Model S$4,352Powered by:Car insurance costs can vary significantly depending on where you live and your personal profile. The smartest way to get the right coverage at a good price is to shop around and compare quotes from multiple insurers. Taking the time to do a little research can end up saving you a lot on your premiums.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident.We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. You might find interesting Explore related topics Car insurance calculator for teens in WisconsinCheapest SR-22 insurance in WisconsinDo you need insurance to register a car in Wisconsin?How much is gap insurance in WisconsinLow-cost car insurance in WisconsinNon-owner auto insurance in Wisconsin: Which company has the cheapest rates?The best, cheapest car insurance in WisconsinWisconsin car insurance calculatorWisconsin car insurance: Rates, state minimum requirements and best companiesBest and cheapest companies for home and auto bundles in WisconsinSee more Explore other insurance options in Wisconsin The best, cheapest car insurance in Wisconsin Average renters insurance cost in Wisconsin Average homeowners insurance cost in Wisconsin In case you missed it The most expensive and cheapest cars to insure in 2026 Do you have to add a teenage driver to your car insurance policy? Teenage car insurance rates: How much is car insurance for teens? Most and least expensive trucks to insure in 2026 How much does car insurance cost for seniors in 2026? Non-owner car insurance: How to get car insurance if you don’t own a car i... The most and least expensive states for car insurance Do your car insurance and registration have to be under the same name? Car insurance mileage brackets: How your annual mileage affects your premiums What to do after a car accident that’s not your fault How to keep your totaled car Most expensive and cheapest SUVs to insure in 2026 Average cost of gap insurance in 2026 Is $200 a month a lot for car insurance? Blood alcohol content (BAC) calculator Can I insure a car that isn’t in my name? What to know about six-month car insurance How much does car insurance cost a month in 2026? How much used car insurance costs: Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in WisconsinCheapest car insurance companies in WisconsinAverage cost of car insurance by coverage levels in WisconsinAverage car insurance cost in Wisconsin by cityAverage car insurance cost in Wisconsin by ageMinimum car insurance requirements in WisconsinCheapest cars to insure in WisconsinMost expensive cars to insure in WisconsinMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330