Home Home insurance Average home insurance cost Rhode Island East Providence, RI Average homeowners insurance cost in East Providence, RI View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's Editor | Updated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. As per Insure.com’s rate data analysis, the average cost of homeowners insurance in East Providence is $1,919 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), It’s $585 less than the national average of $2,504.Homeowners insurance rates differ significantly from one home to another. Home insurance rates in East Providence depend on several factors, including:Size of your home Age of your home Amount of coverage you need Location Your credit score State Farm is the cheapest homeowners insurance company in East Providence with an average annual premium of $1,919 per year. This guide covers everything from available coverage options to companies with the cheapest homeowners insurance rates in East Providence. Keep reading to learn about the monthly cost of homeowners insurance in East Providence, the cost for different dwelling coverage levels, and discover which companies provide the most affordable home insurance in East Providence. Key takeawaysThe average cost of homeowners insurance in East Providence is $1,919 per year. State Farm is the cheapest homeowners insurance company in East Providence with an average annual premium of $1,417. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $440 more a year for home insurance. Average homeowners insurance cost in East Providence per month Residents of East Providence pay an average of $160 a month for homeowners insurance, as per Insure.com’s rate analysis. It’s $4 less than the state average of $164 and $49 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in East Providence may change based on location, property value, and selected coverage options. Average homeowners insurance cost for a $200,000 house in East Providence In East Providence, RI, homeowners pay an average of $1,479 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality. Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance. Average homeowners insurance cost for a $300,000 house in East Providence According to a rate analysis by Insure.com, homeowners in East Providence pay an average of $1,919 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $440 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area. Average homeowners insurance cost in East Providence by company Among the carriers analyzed, State Farm is the most affordable homeowners insurance company in East Providence, offering an average annual rate of $1,417. AIG ranks second, while Pure Companies Grp holds the third spot with an average annual rate of $1,724. Researching a company thoroughly before selecting a homeowners insurance policy is essential. Insure.com has meticulously reviewed all insurance companies operating in East Providence and compiled a list of the most affordable options. Below are the details of home insurance companies in East Providence and their average annual premiums. Home Insurance Company Annual rate State Farm$1,417AIG$1,608Pure Companies Grp$1,724Nationwide$1,843Andover Insurance$2,111Amica Mutual$2,226Allstate$2,502 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in East Providence for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. 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