Average homeowners insurance cost in Wasilla, AK

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In Wasilla, homeowners pay an average annual rate of $1,779 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $803 less than the national average of $2,582.

Homeowners insurance premiums can vary significantly from one property to another. In Wasilla, the cost of home insurance is influenced by several factors, including:

Size of your home
Age of your home
Amount of coverage required
Location
Your credit score

It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs.

Read this guide to discover the monthly homeowners insurance cost in Wasilla, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Wasilla.

Key takeaways

The cost of your homeowners insurance policy in Wasilla can vary based on factors such as your location, the value of your home, and the coverage options you select.
Western National Mutual is the cheapest homeowners insurance company in Wasilla with an average annual premium of $1,159.
If you increase your dwelling coverage from $200,000 to $300,000, you will pay $376 more, annually for home insurance.

Average homeowners insurance cost in Wasilla per month

Wasilla homeowners pay an average of $148 a month, based on our rate analysis. It’s $7 more than the state average of $141 and $67 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Wasilla may vary depending on where you live, the value of your home, and the coverage you choose.

Average homeowners insurance cost for a $200,000 house in Wasilla

Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,403 per year in Wasilla, AK. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums.

It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage.

Average homeowners insurance cost for a $300,000 house in Wasilla

As per rate analysis by Insure.com, homeowners residing in Wasilla typically pay an average of $1,779 annually to insure a home for coverage limits of $300,000 dwelling, $100,000 liability protection with a $1,000 deductible.

Your home insurance rates will be increased by $376 if you increase your dwelling coverage from $200,000 to $300,000. It is advisable to buy enough insurance sufficient insurance to cover the entire cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

Average homeowners insurance cost in Wasilla by company

After evaluating several carriers, Western National Mutual is the least expensive homeowners insurance provider in Wasilla. It’s average annual rate for homeowners in Wasilla is $1,159.

Country Financial holds the second position, while State Farm secures the third spot with an average annual home insurance rate of $1,567.

Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Wasilla and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Wasilla and their average annual premiums.

Home Insurance Company	Annual rate
Western National Mutual	$1,159
State Farm	$1,567
Allstate	$2,200
Country Financial	$1,282
USAA*	$2,082

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Wasilla for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.