Best and cheapest companies for home and auto bundles in Arkansas

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Arkansas insurers to help you find the carriers that offer the most affordable rates after bundling.

In Arkansas, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 30%.

State Farm provides the lowest bundled rate in Arkansas, with an average cost of $3,119 for combining your home and auto policies.

Key Takeaways

In Arkansas, State Farm is the best home and auto bundle insurance provider, offering an average discount of 30%.
Some companies offer bigger savings for bundling than others, so it pays to shop around.
Where you live within the state will impact how much you can save by bundling.
Bundling usually makes sense, but there are situations where this might not be the case.

How we picked the best companies for home and auto bundling

Insure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.

Our recommendation for the best home and auto bundles in Arkansas

We ranked companies based on the average discounts they provide for home and auto bundles, factoring in both the dollar savings and percentage reduction. Below is our curated list of the top companies for home and auto bundles in Arkansas.

State Farm

State Farm offers an average bundle discount of $1,312, which is a 30% savings on your premiums. Before the discount, the combined home and auto insurance cost is $4,431, and after applying the bundle discount, the total cost drops to $3,119.

Farmers Insurance

The average bundle discount at Farmers Insurance is $1,437, or 21%. Without a bundle discount, customers pay $6,988 for coverage. After the bundle discount, customers pay $5,551 on average. Farmers Insurance ranked at No. 12 in our Best Auto Insurance Companies ranking and No. 8 in the Best Home Insurance Companies ranking.

Nationwide

Bundling auto and home insurance with Nationwide can save an average of $1,258, or 19%. Without the discount, the coverage costs $6,676, but after the discount, it’s only $5,418.

Allstate

The average bundle discount at Allstate is $954, or 16%. Before the discount is added, the average cost of home and auto insurance is $6,019. After adding the bundle discount, the average cost is $5,065. Allstate ranked at No. 11 in our Best Auto Insurance Companies ranking and at No. 5 in the Best Home Insurance Companies ranking.

Auto-Owners

Auto-Owners offers an average bundle discount of $765, or 11%. The average rate for coverage before the discount is $6,743, and with the discount, it’s reduced to $5,978.

Compare home and auto bundles in Arkansas

The amount you can save on home and auto insurance with a bundle in Arkansas varies by company. Here is a breakdown of the rates and savings with top companies.

Company	Premium after Bundle	Auto and home bundling (Survey)	Home survey	A.M. Best Score	% Difference	Overall Rating
State Farm	$3,119	47	87.4	A++	30%	82.03
Farmers Insurance	$5,551	43	82	A	21%	65.31
Nationwide	$5,418	42	86.6	A	19%	64.47
Allstate	$5,065	39	85	A+	16%	62.8
Auto-Owners	$5,978	49	81.2	A++	11%	58.59
Travelers	$9,128	44	83.6	A++	11%	52.82

What company offers the cheapest home and auto bundles in Arkansas?

State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.

Company	Home insurance premium	Auto insurance premium	Premium before Bundle	Premium after Bundle
State Farm	$2,966	$1,465	$4,431	$3,119
Allstate	$2,782	$3,237	$6,019	$5,065
Nationwide	$4,845	$1,831	$6,676	$5,418
Farmers Insurance	$5,090	$1,898	$6,988	$5,551
Auto-Owners	$4,508	$2,235	$6,743	$5,978
Travelers	$8,713	$1,509	$10,222	$9,128

Most and least expensive ZIP codes for home and auto insurance bundles in Arkansas

Where you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Arkansas for policyholders who bundle their coverage:

Most expensive ZIP codes

The most expensive ZIP code in Arkansas for bundling home and auto insurance is 72335, with an average cost of $6,513. Here are the 10 most expensive ZIP codes:

ZIP code	Average auto and home after discount	Average difference
72335	$6,513	19%
71801	$6,507	18%
72405	$6,442	18%
72355	$6,426	18%
71635	$6,332	18%
71655	$6,306	18%
72321	$6,244	18%
72301	$6,170	18%
71730	$6,116	18%
72926	$6,051	18%

Least expensive ZIP codes

The least expensive ZIP code in Arkansas for bundling home and auto insurance is 72120, with an average cost of $5,089. Here are the 10 cheapest ZIP codes:

ZIP code	Average auto and home after discount	Average difference
72120	$5,089	17%
72207	$5,140	17%
72076	$5,210	18%
72205	$5,223	17%
72701	$5,239	17%
72704	$5,241	17%
72223	$5,310	17%
72703	$5,347	17%
72227	$5,363	17%
72212	$5,404	17%

Frequently asked questions about bundling home and auto insurance

Is bundling home and auto insurance right for everyone in Arkansas?

Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.

However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.

It’s also possible that a company has the right coverage for one type of insurance but not for the other.

Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.

“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.”

How can you switch to a home and auto bundle in Arkansas?

Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.

However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.

But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered.

Methodology

Insure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate.

You might find interesting

Chris Kissell

Contributing Researcher

Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver.

How much is home and auto bundle insurance in other states

Alabama$2,543/Year

Arizona$2,478/Year

California$2,866/Year

Colorado$3,605/Year

Delaware$1,952/Year

Florida$3,408/Year

Georgia$3,022/Year

Idaho$1,993/Year

Illinois$2,678/Year

Indiana$2,437/Year

Iowa$2,564/Year

Kansas$3,865/Year

Kentucky$3,465/Year

Louisiana$3,987/Year

Maine$1,385/Year

Maryland$2,935/Year

Michigan$3,651/Year

Minnesota$2,949/Year

Mississippi$3,255/Year

Missouri$3,393/Year

Montana$3,188/Year

Nebraska$4,496/Year

Nevada$2,442/Year

New Hampshire$1,615/Year

New York$3,450/Year

North Carolina$1,823/Year

North Dakota$3,244/Year

Ohio$2,229/Year

Oklahoma$4,641/Year

Oregon$1,701/Year

Pennsylvania$2,589/Year

Rhode Island$1,739/Year

South Carolina$2,766/Year

South Dakota$3,482/Year

Tennessee$2,843/Year

Utah$1,972/Year

Vermont$1,553/Year

Virginia$1,995/Year

Washington$1,762/Year

Washington, D.C.$2,506/Year

West Virginia$2,361/Year

Wisconsin$2,083/Year

Wyoming$2,619/Year

On this page

How we picked the best companies for home and auto bundling
Our recommendation for the best home and auto bundles in Arkansas
Compare home and auto bundles in Arkansas
What company offers the cheapest home and auto bundles in Arkansas?
Most and least expensive ZIP codes for home and auto insurance bundles in Arkansas
Frequently asked questions about bundling home and auto insurance
Methodology