Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Nevada Best and cheapest companies for home and auto bundles in Nevada State Farm has the biggest auto and home bundling discount in Nevada at an average of 23%, and also has the cheapest overall bundled rate at an average of $2,442 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Nevada insurers to help you find the carriers that offer the most affordable rates after bundling.In Nevada, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 23%. State Farm provides the lowest bundled rate in Nevada, with an average cost of $2,442 for combining your home and auto policies. Key Takeaways In Nevada, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 23%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in NevadaInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in Nevada.State FarmThe average bundle discount at State Farm is $721, or 23%. Before the bundle discount is added, the average cost of home and auto insurance is $3,163. After getting a bundle discount, the cost drops to $2,442. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.Farmers InsuranceThe average bundle discount at Farmers Insurance is $953, or 21%. Without a bundle discount, customers pay $4,608 for coverage. After the bundle discount, customers pay $3,655 on average. Farmers Insurance ranked at No. 12 in our Best Auto Insurance Companies ranking and No. 8 in the Best Home Insurance Companies ranking.American FamilyBundling auto and home insurance with American Family can save an average of $603, or 15%. Without the discount, the coverage costs $4,137, but after the discount, it’s only $3,534.NationwideNationwide offers an average bundle discount of $284, which is about 9%. Without the discount, the combined cost of home and auto insurance is $3,017. After applying the discount, the total cost drops to $2,733.Compare home and auto bundles in NevadaBundling your home and auto insurance in Nevada can help you save, but the savings vary depending on the company. Let’s take a look at how much you can save with some of the top insurers.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,442 4787.4A++23%82.03Farmers Insurance$3,655 4382A21%71.61American Family$3,534 5085A15%66.13Nationwide$2,733 4286.6A9%60.22What company offers the cheapest home and auto bundles in Nevada?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,379$1,784$3,163$2,442Nationwide$1,146$1,871$3,017$2,733American Family$1,288$2,849$4,137$3,534Farmers Insurance$1,435$3,173$4,608$3,655CSAA Insurance (AAA)$2,010$4,897$6,907$5,847Most and least expensive ZIP codes for home and auto insurance bundles in NevadaYour ZIP code can determine how much of a discount you’ll receive for bundling your insurance and the base rates before the discount is applied. Below, you’ll find the least and most expensive ZIP codes for home and auto insurance bundles in Nevada.Most expensive ZIP codesThe most expensive ZIP code in Nevada for bundling home and auto insurance is 89106, with an average cost of $4,732. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference89106$4,73217%89104$4,58817%89169$4,58017%89101$4,56317%89109$4,52717%89102$4,48217%89158$4,48117%89103$4,48017%89146$4,45717%89110$4,42416%Least expensive ZIP codesThe most affordable ZIP code in Nevada for bundling home and auto insurance is 89701, with an average rate of $2,624. Below are the 10 least expensive ZIP codes.ZIP codeAverage auto and home after discountAverage difference89701$2,62416%89702$2,66817%89703$2,67917%89706$2,68717%89445$2,79416%89406$2,80517%89441$2,82416%89419$2,85717%89415$2,86217%89440$2,86317% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Nevada? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Nevada? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in NevadaCheapest car insurance in NevadaNevada car insurance calculatorNon-owner car insurance in Nevada: Which company has the cheapest rates?Cheapest SR-22 insurance in Nevada How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in NevadaCompare home and auto bundles in NevadaWhat company offers the cheapest home and auto bundles in Nevada?Most and least expensive ZIP codes for home and auto insurance bundles in NevadaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates