Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Oregon Best and cheapest companies for home and auto bundles in Oregon State Farm has the biggest auto and home bundling discount in Oregon at an average of 27%, and also has the cheapest overall bundled rate at an average of $1,701 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: October 1, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Oregon to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Oregon when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 27%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Oregon. On average, you will pay $1,701 when you bundle. Key Takeaways In Oregon, State Farm is the best home and auto bundle insurance provider, offering an average discount of 27%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in OregonWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Oregon for home and auto bundling.State FarmThe average bundle discount at State Farm is $622, or 27%. Before the bundle discount is added, the average cost of home and auto insurance is $2,323. After getting a bundle discount, the cost drops to $1,701. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.NationwideThe average bundle discount at Nationwide is $431, or 19%. Without a bundle discount, customers pay $2,293 for coverage. After the bundle discount, customers pay $1,862 on average. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and No. 7 in the Best Home Insurance Companies ranking.American FamilyBundling auto and home insurance with American Family can save an average of $405, or 16%. Without the discount, the coverage costs $2,563, but after the discount, it’s only $2,158.Farmers InsuranceFarmers Insurance offers an average bundle discount of $713, which is about 20%. Without the discount, the combined cost of home and auto insurance is $3,622. After applying the discount, the total cost drops to $2,909.AllstateAllstate provides an average bundle discount of $542, or 15%. Before the discount, the average cost for coverage is $3,689. After applying the discount, the cost comes down to $3,147.Compare home and auto bundles in OregonBundling your home and auto insurance in Oregon can help you save, but the savings vary depending on the company. Let’s take a look at how much you can save with some of the top insurers.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$1,701 4787.4A++27%82.03Nationwide$1,862 4286.6A19%65.83American Family$2,158 5085A16%60.27Farmers Insurance$2,909 4382A20%59.22Allstate$3,147 3985A+15%51.52Powered by: Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now What company offers the cheapest home and auto bundle in Oregon?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,106$1,217$2,323$1,701Nationwide$1,038$1,255$2,293$1,862American Family$1,020$1,543$2,563$2,158Farmers Insurance$1,641$1,981$3,622$2,909Allstate$1,256$2,433$3,689$3,147Country Financial$2,342$1,705$4,047$3,207Powered by:Most and least expensive ZIP codes for home and auto insurance bundles in OregonYour ZIP code can determine how much of a discount you’ll receive for bundling your insurance and the base rates before the discount is applied. Below, you’ll find the least and most expensive ZIP codes for home and auto insurance bundles in Oregon.Most expensive ZIP codesThe most expensive ZIP code in Oregon for bundling home and auto insurance is 97233, with an average cost of $2,809. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference97233$2,80920%97236$2,78519%97266$2,76820%97030$2,74820%97216$2,73219%97230$2,72520%97206$2,72420%97220$2,72120%97024$2,72120%97218$2,70620%Powered by:Least expensive ZIP codesThe least expensive ZIP code in Oregon for home and auto insurance bundling is 97333 at an average rate of $2,130. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference97333$2,13019%97330$2,16619%97331$2,17719%97504$2,22020%97424$2,24119%97535$2,24120%97426$2,25320%97701$2,25619%97703$2,27319%97702$2,29219%Powered by: Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Oregon? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Oregon? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting Average car insurance cost in OregonCar insurance calculator for teens in OregonCheapest SR-22 insurance in OregonDo you need insurance to register a car in Oregon?How much car insurance costs in Oregon vs. WashingtonHow much is gap insurance in OregonLow-cost car insurance in OregonNon-owner auto insurance in Oregon: Which company has the cheapest rates?Oregon car insurance calculatorThe best, cheapest car insurance in OregonShow more Chris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver.How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow more In case you missed it The most expensive and cheapest cars to insure in 2025 Do you have to add a teenage driver to your car insurance policy? 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How much used car insurance costs: Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in OregonCompare home and auto bundles in OregonWhat company offers the cheapest home and auto bundle in Oregon?Most and least expensive ZIP codes for home and auto insurance bundles in OregonFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330