Home Home insurance Average home insurance cost Cheapest homeowners insurance in Delaware Cheapest homeowners insurance in Delaware Written by: Les Masterson Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics. Read full bio >> | Reviewed by: Ashlee Tilford Ashlee, a former managing editor, insurance, at QuinStreet, is a journalist and business professional. She earned an MBA in 2014 with a concentration in finance. She has more than 15 years of hands-on experience in the finance industry. Read full bio >> | Updated on June 1, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Finding the cheapest home insurance in Delaware requires getting quotes from multiple home insurance companies.Home insurance companies don’t devise rates in all the same way. One may put a greater emphasis on one metric, such as a home’s claims history, while not caring as much about another, such as a person’s credit. That’s one reason why it pays to get quotes from multiple insurance companies.We found that Nationwide has the cheapest homeowners insurance rates in Delaware with an average annual premium of $1,104 or $92 per month for $300,000 dwelling and $300,000 liability coverage with a $1,000 deductible.Let’s take a look at the cheapest homeowners insurance in Delaware and how to find the best home insurance rates.Key TakeawaysIn Delaware, the cheapest homeowners insurance is offered by Nationwide at $1,104 per year for $300,000 dwelling coverage, $300,000 liability protection and $1,000 deductible.The zipcode 19808 in Delaware offers the homeowners insurance at the cheapest rate of $1,190 per year.Cheap homeowners insurance companies in DelawareHome insurance costs are a vital part of finding a homeowners insurance policy. Who has the cheapest homeowners insurance in Delaware?Nationwide, Allstate and Travelers are the cheapest homeowners insurance companies in Delaware, on average.Here are average Delaware homeowners insurance rates for a policy with $300,000 dwelling coverage and $300,000 liability protection with a $1,000 deductible.CompanyAverage annual premiumAverage monthly premiumNationwide$1,104$92Allstate$1,435$120Travelers$1,621$135State Farm$1,773$148Compare cheap homeowners insurance in Delaware by ratingsIt’s a smart move to shop around to look for cheap homeowners insurance and compare policies and coverages from different insurance providers carefully. Here we have compared the cheapest home insurance companies in Delaware based on J.D. power score and AM Best ratings that help you to choose the best among the options available.CompanyJ.D. Power scoreAM Best ratingState Farm835A++Allstate829A+Nationwide812A+Liberty Mutual806ATravelers800A++How much is home insurance in DelawareThe average cost of homeowners insurance in Delaware is $1,521 for $300,000 dwelling and $300,000 liability with a $1,000 deductible. The average Delaware home insurance costs are $784 less than the national average.Average annual premiumAverage monthly premium$1,521$127Multiple factors play a role in homeowners insurance cost, including:Location, including ZIP codeLevel of coverageHome construction and ageYour claims history Your home’s claims historyThe area’s claims historyDeductibleCredit historyCheapest homeowners insurance in Delaware by ZIP code19808 has the cheapest homeowners insurance, among large cities surveyed, with average rate of $1,190 per year, which is $99 per month. Here are how Delaware cities rank for average home insurance rates:ZIP codeAverage annual premiumAverage monthly premium19808$1,190$9919736$1,199$10019735$1,212$10119707$1,221$10219717$1,222$10219807$1,225$10219711$1,227$10219734$1,228$10219810$1,234$10319709$1,242$10419732$1,244$10419701$1,249$10419730$1,251$10419710$1,252$10419703$1,264$105 Know how much is home insurance in other statesAlaska$1,799/YearAlabama$2,981/YearArkansas$3,439/YearArizona$1,976/YearCalifornia$1,166/YearColorado$3,082/YearConnecticut$1,961/YearWashington D.C.$1,488/YearFlorida$3,439/YearGeorgia$2,555/YearHawaii$499/YearIowa$2,540/YearIdaho$1,842/YearIllinois$2,201/YearIndiana$2,423/YearKansas$3,931/YearKentucky$2,862/YearLouisiana$3,270/YearMassachusetts$1,920/YearMaryland$1,518/YearMaine$1,833/YearMichigan$2,153/YearMinnesota$3,010/YearMissouri$3,111/YearMississippi$3,340/YearMontana$2,809/YearNorth Carolina$2,009/YearNorth Dakota$2,601/YearNebraska$3,133/YearNew Hampshire$1,455/YearNew Jersey$1,744/YearNew Mexico$2,299/YearNevada$1,486/YearNew York$1,840/YearOhio$2,107/YearOklahoma$4,445/YearOregon$1,608/YearPennsylvania$1,720/YearRhode Island$2,125/YearSouth Carolina$2,678/YearSouth Dakota$3,172/YearTennessee$2,692/YearTexas$3,429/YearUtah$1,378/YearVirginia$1,956/YearVermont$1,212/YearWashington$1,514/YearWisconsin$1,732/YearWest Virginia$2,486/YearWyoming$2,083/YearShow moreLes MastersonContributor . .Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. 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