Home Renters insurance Renters insurance cost Nebraska Bellevue, NE Average renters insurance cost in Bellevue, Nebraska Renters insurance in Bellevue costs an average of $286 annually or $24 monthly. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: June 8, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance in Bellevue, costs $286 per year for $40,000 in personal property, $300,000 in liability and a $1,000 deductible, which is $5 more than the state average of $281 annually.Your renters insurance premium could be higher or lower depending on the coverage and liability limits you select. Purchasing renters insurance is a good idea, as it helps protect your personal property from damage or loss due to events like fire, smoke, theft and vandalism. Want to know who has the most affordable rates? Here are the most affordable renters insurance companies in Bellevue.Key TakeawaysThe average cost of renters insurance in Bellevue is $286 annually or $24 monthly.The cheapest option for renters in Bellevue is State Farm, offering coverage at $12 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as installing a security system or bundling policies.What is the average cost of renters insurance per month in Bellevue?On average, renters in Bellevue pay $24 per month for renters insurance, which is $1 more than the state average of $23. The policy includes $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.The cost of renters insurance in Bellevue varies depending on your insurance company and the coverage limit you buy. Renters in Bellevue typically pay $17 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $7 in your monthly premium.Choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.How much is renters insurance in Bellevue by deductible?Renters insurance in Bellevue costs $228 per year for a $500 deductible and $20,000 in personal property coverage.Your deductible is the amount you agree to pay before your insurance coverage kicks in. If you increase your deductible limit, your insurance cost will go down. For instance, if the personal property coverage is the same (e.g., $20,000) but you increase your deductible limit from $500 to $1,000, you will pay $27 less every year for insurance.Below are the renters insurance rates for different personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$228$323$426$1,000$201$286$378Note: The liability protection coverage is $100,000.Who offers cheap renters insurance in Bellevue?Your search for the cheapest renters insurance company ends here.State Farm offers the cheapest renters insurance in Bellevue at $146 a year or $12 per month. According to our data, Iowa Farm Bureau ranks second on our list followed by Nationwide. Below are the average annual and monthly rates of the cheap renters insurance companies in Bellevue.Renter insurance providerAverage annual rateAverage per month rateState Farm$146$12Iowa Farm Bureau$166$14Nationwide$209$17Farmers Mutual of Nebraska$231$19American Family$246$21Farmers$353$29Travelers$636$53USAA$162$14Tips for reducing the cost of renters insuranceHere are some tips to help reduce renters insurance costs in Bellevue:Bundle insurance policies. If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Bellevue.Increase deductible. Opting for a higher deductible can lower your premium in Bellevue, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage. Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims. Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around. Don’t settle for the first quote you receive. Compare renters insurance quotes in Bellevue from multiple providers to find the best price for the coverage you need.Renters insurance in Bellevue, offers valuable protection for renters at an affordable price. While premiums can vary depending on location, coverage amount and individual circumstances, the peace of mind it provides is worth the investment. By understanding your coverage needs, comparing quotes and taking advantage of discounts, you can find an affordable policy that suits your budget.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Bellevue in 2023 for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other cities?Grand IslandKearneyLincolnOmahaShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? 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By Nupur Gambhir State Farm home and auto bundle insurance in 2025 By Jessica Olson On this page What is the average cost of renters insurance per month in Bellevue?How much is renters insurance in Bellevue by deductible?Who offers cheap renters insurance in Bellevue?Tips for reducing the cost of renters insuranceMethodology ZIP Code Please enter valid ZIP See rates (844)-761-9316