Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Connecticut Average car insurance cost in Connecticut A full-coverage car insurance policy in Connecticut costs an average of $2,726 a year or $227 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: February 23, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed If you live in Connecticut, you can expect to pay an average of around $227 per month for full coverage car insurance, or $2,726 per year. If you carry only your state’s minimum required liability coverage, your cost drops to about $87 monthly or $1,039 annually.Location plays a big role in what you pay for car insurance. Insurers calculate rates based on state-specific risk factors such as accident frequency, repair and medical costs, theft rates, and even weather-related risks. Urban areas with heavy traffic or higher crime rates tend to see higher premiums, while rural areas are often cheaper. Beyond location, your age, driving record, credit score, ZIP code, and the type of car you drive also affect your rate. Average annual cost $2,726 Average per month cost $227 Average cost for state minimum coverage $1,119 / Year Cheapest car insurance company GEICO$1,633 / Year Average cost for young drivers $5,217 / Year Average cost for Senior drivers $2,791 / Year 012345 1 of 6 Average car insurance cost in Connecticut Drivers in Connecticut generally pay an average of $227 per month or $2,726 per year for full coverage car insurance. However, if you go with the state’s minimum coverage, your monthly premium could be as low as $87 or $1,039 per year. Just keep in mind that opting for minimum coverage means significantly less protection if you’re in an accident.Your exact car insurance costs may vary, as insurers consider multiple factors including your age, driving experience, credit score, where you live and what kind of car you drive.Cheapest car insurance companies in ConnecticutGEICO provides the lowest full coverage rates, for an average cost of $1,633 per year or $136 monthly for a policy with 100/300/100 liability limits and $500 collision and comprehensive deductibles.Kemper also offers affordable insurance coverage to Connecticut drivers at an average cost of $1,737 a year or $145 per month.Although these insurers offer some of the most affordable average rates in Connecticut, your exact insurance cost may vary. Be sure to shop around and compare quotes to get the best deal on auto coverage. Affordable car insurance providers in Connecticut Graph Table Company nameAverage per month costAverage annual costGEICO$136$1,633Kemper$145$1,737Nationwide$223$2,675Allstate$259$3,104Amica$261$3,133Progressive$272$3,265State Farm$282$3,390Farmers$291$3,498The Hanover$540$6,479USAA*$136$1,631*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Connecticut car insurance calculator Tell us about your car to get an estimate. 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Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Connecticut Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Connecticut Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State MinimumNA* Liability coverage$1,197/year Full Coverage$2,721/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Note: It is recommended that you should get full coverage car insurance for vehicles 2020 or newer. Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates for vehicles up until 2021 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit. For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2025Powered by:Average cost of car insurance by coverage levels in ConnecticutThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $87 per month, or $1,039 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Connecticut, the average cost for full coverage is $227 per month, or $2,726 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$1,039Liability only$1,119Full coverage$2,726Non-owner state minimum liability$991Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Connecticut by citySee rates in your cityBridgeportHartfordStamford Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Connecticut by cityBecause car insurance rates vary by location, the city you live in also affects how much you pay. If you’re in cities like Bridgeport, Hartford or New Haven, you’ll likely see higher premiums because of high traffic and accident rates, and greater risk of theft or damage.On the other hand, drivers in cities like Bristol or Norwalk pay significantly low insurance rates, on average between $2,540 and $2,688 a year. Insurers typically charge lower premiums in these cities due to fewer accidents, lower population density, vehicle theft and vandalism rates.CityAverage annual costBristol$2,540Norwalk$2,688Stamford$2,878New Britain$2,928Danbury$2,941Meriden$3,183Waterbury$3,331New Haven$3,553Hartford$3,624Bridgeport$3,947Powered by:Average car insurance cost in Connecticut by ageAge is one of the most important factors insurers consider when pricing car insurance. Young drivers usually pay more because insurers see them as higher risk due to their limited experience behind the wheel.Premiums are typically most expensive for teens, begin to decrease after age 25, and then rise again as drivers enter their 70s.Here’s a breakdown of what you might pay for full coverage in Connecticut, based on age and gender.Average car insurance cost in Connecticut for young driversIf you’re a younger driver, expect to pay higher premiums on your car insurance.Insurers consider young drivers risky because of the increased risk that comes with limited driving experience.For instance, a 20-year-old male driver in Connecticut pays an average of $7,557 annually for car insurance, compared to $6,691 for a female driver of the same age.By age 25, car insurance premiums typically decrease to $3,631 per year for male drivers and $3,496 for female drivers. While still slightly above average, it’s a substantial drop from what drivers pay in their early 20s.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$7,557$6,69121$5,837$5,03922$5,072$4,45123$4,636$4,18124$4,352$3,947Powered by:Average car insurance cost in Connecticut for adult driversAn adult driver aged 25-60 in Connecticut pays $2,785 annually for full coverage, or around $232 each month. Women in the same age group pay $2,720 per year or $227 per month.Since rates vary based on driving profile, comparing quotes is the best way to make sure you’re getting the best deal on your coverage.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$3,631$3,49630$2,937$2,83335$2,858$2,74940$2,764$2,68745$2,665$2,61250$2,562$2,56355$2,454$2,45160$2,425$2,435Powered by:Average car insurance cost in Connecticut for senior driversCar insurance premiums tend to rise for older drivers. At age 65, men typically pay $2,481 annually, while women pay $2,514.By 70, average rates go up to $2,727 for men and $2,820 for women. At age 75, costs increase further, reaching $3,084 for men and $3,117 for women each year. Insurers often raise rates for older drivers due to age-related risks like slower response times and declining vision.However, you can still lower your premium by keeping a clean driving record and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$2,481$2,51470$2,727$2,82075$3,084$3,117Powered by:Minimum car insurance requirements in ConnecticutWhether you’re buying your first insurance policy or just moved to Connecticut, it’s important to understand the state’s car insurance requirements.To stay on the right side of the law, drivers in Connecticut must carry at least the following minimum liability coverage:Bodily injury per person: $25,000Bodily injury per accident: $50,000Property damage liability: $25,000Cheapest cars to insure in ConnecticutYour car’s make and model can significantly impact its insurance costs. Vehicles that are expensive to repair or have higher theft or accident rates typically come with higher premiums. On the other hand, vehicles with high safety ratings and affordable repairs are more affordable to insure.Honda CR-V tops the list for cheapest car to insure in Connecticut at an average cost of $2,015 a year, followed closely by Volkswagen Tiguan at $2,034 per year.The table below outlines the vehicles with the lowest insurance costs.Make ModelAverage annual premiumHonda CR-V$2,015Volkswagen Tiguan$2,034Subaru Forester$2,044Honda HR-V$2,066Chevrolet Express$2,105Subaru Outback$2,106Chevrolet TrailBlazer$2,111Honda Pilot$2,143Ford Ranger$2,144Hyundai Kona$2,151Powered by:Most expensive cars to insure in ConnecticutAudi e-tron GT is one of the most expensive vehicles to insure in Connecticut, with an average annual cost of $6,163.Below is a list of the costliest vehicles to insure in Connecticut and their average premiums.Make ModelAverage annual premiumAudi e-tron GT$6,163Maserati Quattroporte$5,978Mercedes-AMG EQS$5,962BMW M8 Gran Coupe$5,940Mercedes-AMG G63$5,806BMW i7$5,745BMW M8$5,717Porsche Taycan$5,631Audi RS7$5,575Nissan GT-R$5,518Powered by:Premiums vary based on where you live and your driving history. To make sure you’re getting the right coverage at a fair price, it’s important to compare quotes from different insurers. Shopping around can help you find coverage that fits your needs and budget.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident. We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in ConnecticutCheapest car insurance companies in ConnecticutAverage cost of car insurance by coverage levels in ConnecticutAverage car insurance cost in Connecticut by cityAverage car insurance cost in Connecticut by ageMinimum car insurance requirements in ConnecticutCheapest cars to insure in ConnecticutMost expensive cars to insure in ConnecticutMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330