Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Utah Best and cheapest companies for home and auto bundles in Utah State Farm has the biggest auto and home bundling discount in Utah at an average of 23%, while Nationwide has the cheapest overall bundled rate at an average of $1,972 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: October 1, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Utah insurers to help you find the carriers that offer the most affordable rates after bundling.In Utah, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 23%. Nationwide provides the lowest bundled rate in Utah, with an average cost of $1,972 for combining your home and auto policies. Key Takeaways In Utah, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 23%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in UtahWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Utah for home and auto bundling.State FarmState Farm offers a 23% bundle discount, which amounts to an average savings of $639. The combined cost of home and auto insurance before the discount is $2,743, and after the discount, it drops to $2,104.NationwideNationwide offers an average discount of $307 when you bundle your auto and home insurance, which is about 14%. Without the discount, the average cost is $2,279, but with the discount, the price drops to $1,972.Farmers InsuranceFarmers Insurance offers an average discount of $708 when you bundle your auto and home insurance, which is about 20%. Without the discount, the average cost is $3,579, but with the discount, it drops to $2,871.Auto-OwnersThe average bundle discount at Auto-Owners is $437, which is a 14% savings. The cost of home and auto insurance before the discount is $3,171, but it lowers to $2,734 after applying the discount.American FamilyAmerican Family provides an average bundle discount of $308, or 10%. Before the discount, the average cost for coverage is $2,951. After applying the discount, the cost comes down to $2,643.Compare home and auto bundles in UtahBundling your home and auto insurance in Utah can help you save, but the savings vary depending on the company. Let’s take a look at how much you can save with some of the top insurers.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,104 4787.4A++23%80.49Nationwide$1,972 4286.6A14%66.5Farmers Insurance$2,871 4382A20%63.31Auto-Owners$2,734 4981.2A++14%60.07American Family$2,643 5085A10%54.16Powered by: Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now What company offers the cheapest home and auto bundles in Utah?State Farm offers the biggest percentage discount if you bundle. Nationwide offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleNationwide$1,120$1,159$2,279$1,972State Farm$1,088$1,655$2,743$2,104American Family$1,028$1,923$2,951$2,643Auto-Owners$1,516$1,655$3,171$2,734Farmers Insurance$1,284$2,295$3,579$2,871Powered by:Most and least expensive ZIP codes for home and auto insurance bundles in UtahThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Utah for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in Utah for home and auto insurance bundling is 84180 at an average rate of $2,717. See the 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference84180$2,71716%84133$2,64916%84138$2,63516%84119$2,60716%84104$2,60116%84132$2,59316%84115$2,59116%84120$2,58916%84101$2,58816%84128$2,58416%Powered by:Least expensive ZIP codesThe least expensive ZIP code in Utah for home and auto insurance bundling is 84737 at an average rate of $2,184. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference84737$2,18416%84624$2,23717%84631$2,24717%84515$2,24817%84501$2,27517%84713$2,27617%84513$2,27917%84301$2,32816%84001$2,32916%84723$2,32916%Powered by: Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Utah? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Utah? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting Average car insurance cost in UtahCar insurance calculator for teens in UtahCheapest SR-22 insurance in UtahDo you need insurance to register a car in Utah?How much is gap insurance in UtahLow-cost car insurance in UtahNon-owner car insurance in Utah: Which company has the cheapest rates?The best, cheapest car insurance in UtahUtah car insurance calculator Chris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver.How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow more In case you missed it Best Car Insurance Companies of 2025 The most and least expensive states for car insurance in 2025 What is full coverage car insurance? 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Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in UtahCompare home and auto bundles in UtahWhat company offers the cheapest home and auto bundles in Utah?Most and least expensive ZIP codes for home and auto insurance bundles in UtahFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330