Home Home insurance Average home insurance cost Cheapest homeowners insurance in Connecticut Cheapest homeowners insurance in Connecticut Written by: Les Masterson Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics. Read full bio >> | Reviewed by: Ashlee Tilford Ashlee, a former managing editor, insurance, at QuinStreet, is a journalist and business professional. She earned an MBA in 2014 with a concentration in finance. She has more than 15 years of hands-on experience in the finance industry. Read full bio >> | Updated on June 1, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Finding the cheapest home insurance in Connecticut requires getting quotes from multiple home insurance companies.Home insurance companies don’t devise rates in all the same way. One may put a greater emphasis on one metric, such as a home’s claims history, while not caring as much about another, such as a person’s credit. That’s one reason why it pays to get quotes from multiple insurance companies.We found that Allstate has the cheapest homeowners insurance rates in Connecticut with an average annual premium of $1,617 or $135 per month for $300,000 dwelling and $300,000 liability coverage with a $1,000 deductible.Let’s take a look at the cheapest homeowners insurance in Connecticut and how to find the best home insurance rates.Key TakeawaysIn Connecticut, the cheapest homeowners insurance is offered by Allstate at $1,617 per year for $300,000 dwelling coverage, $300,000 liability protection and $1,000 deductible.The zipcode 6790 in Connecticut offers the homeowners insurance at the cheapest rate of $1,713 per year.Cheap homeowners insurance companies in ConnecticutHome insurance costs are a vital part of finding a homeowners insurance policy. Who has the cheapest homeowners insurance in Connecticut?Allstate, Truck Insurance and Amica are the cheapest homeowners insurance companies in Connecticut, on average.Here are average Connecticut homeowners insurance rates for a policy with $300,000 dwelling coverage and $300,000 liability protection with a $1,000 deductible.CompanyAverage annual premiumAverage monthly premiumAllstate$1,617$135Truck Insurance$1,633$136Amica$1,813$151USAA$1,868$156Homesite$2,105$175State Farm$2,171$181Travelers$2,553$213Safeco$3,600$300Compare cheap homeowners insurance in Connecticut by ratingsIt’s a smart move to shop around to look for cheap homeowners insurance and compare policies and coverages from different insurance providers carefully. Here we have compared the cheapest home insurance companies in Connecticut based on J.D. power score and AM Best ratings that help you to choose the best among the options available.CompanyJ.D. Power scoreAM Best ratingUSAA882A++State Farm835A++Allstate829A+Safeco810ALiberty Mutual806ATravelers800A++How much is home insurance in ConnecticutThe average cost of homeowners insurance in Connecticut is $1,961 for $300,000 dwelling and $300,000 liability with a $1,000 deductible. The average Connecticut home insurance costs are $344 less than the national average.Average annual premiumAverage monthly premium$1,961$163Multiple factors play a role in homeowners insurance cost, including:Location, including ZIP codeLevel of coverageHome construction and ageYour claims history Your home’s claims historyThe area’s claims historyDeductibleCredit historyCheapest homeowners insurance in Connecticut by ZIP code6790 has the cheapest homeowners insurance, among large cities surveyed, with average rate of $1,713 per year, which is $143 per month. Here are how Connecticut cities rank for average home insurance rates:ZIP codeAverage annual premiumAverage monthly premium6790$1,713$1436060$1,714$1436811$1,715$1436021$1,717$1436020$1,720$1436065$1,727$1446063$1,735$1456057$1,739$1456019$1,740$1456082$1,743$1456024$1,744$1456058$1,747$1466068$1,749$1466093$1,750$1466810$1,751$146 Know how much is home insurance in other statesAlaska$1,799/YearAlabama$2,981/YearArkansas$3,439/YearArizona$1,976/YearCalifornia$1,166/YearColorado$3,082/YearWashington D.C.$1,488/YearDelaware$1,521/YearFlorida$3,439/YearGeorgia$2,555/YearHawaii$499/YearIowa$2,540/YearIdaho$1,842/YearIllinois$2,201/YearIndiana$2,423/YearKansas$3,931/YearKentucky$2,862/YearLouisiana$3,270/YearMassachusetts$1,920/YearMaryland$1,518/YearMaine$1,833/YearMichigan$2,153/YearMinnesota$3,010/YearMissouri$3,111/YearMississippi$3,340/YearMontana$2,809/YearNorth Carolina$2,009/YearNorth Dakota$2,601/YearNebraska$3,133/YearNew Hampshire$1,455/YearNew Jersey$1,744/YearNew Mexico$2,299/YearNevada$1,486/YearNew York$1,840/YearOhio$2,107/YearOklahoma$4,445/YearOregon$1,608/YearPennsylvania$1,720/YearRhode Island$2,125/YearSouth Carolina$2,678/YearSouth Dakota$3,172/YearTennessee$2,692/YearTexas$3,429/YearUtah$1,378/YearVirginia$1,956/YearVermont$1,212/YearWashington$1,514/YearWisconsin$1,732/YearWest Virginia$2,486/YearWyoming$2,083/YearShow moreLes MastersonContributor . .Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. 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