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2017 MINI Cooper (2-door; 1.6L Turbo)

Last updated: Aug. 10, 2017

By , Insure.com

2017 MiniCooper convertible

Average annual premium: $1,297

The MINI Cooper is not only one of the best looking convertibles available, it's offered in a number of different trim levels so you can outfit it to your exact specifications. The Cooper is also a Top Safety Pick according to the Insurance Institute for Highway Safety, which definitely drives down the cost of insurance.

Standard safety features include dynamic stability control, a heads up display, cornering brake control and adaptive cruise control. Insurers love technology that reduces the risk of an accident while also reducing the damage if an accident does happen.

"The MINI has rock-bottom theft rates, often making least-stolen car lists which is a big reason the MINI is so affordable to insure," says Riley.

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