How much is homeowners insurance in Anaheim,CA

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As per Insure.com’s rate data analysis, the average cost of homeowners insurance in Anaheim is $1,401 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), It’s $1,181 less than the national average of $2,582 .

Homeowners insurance rates differ significantly from one home to another. Home insurance rates in Anaheim depend on several factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

Allstate is the cheapest homeowners insurance company in Anaheim with an average annual premium of $1,401 per year.

This guide covers everything from available coverage options to companies with the cheapest homeowners insurance rates in Anaheim. Keep reading to learn about the monthly cost of homeowners insurance in Anaheim, the cost for different dwelling coverage levels, and discover which companies provide the most affordable home insurance in Anaheim.

Key takeaways

The average cost of homeowners insurance in Anaheim is $1,401 per year.
Allstate is the cheapest homeowners insurance company in Anaheim with an average annual premium of $883.
If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $365 more a year for home insurance.

How much is homeowners insurance in Anaheim per month

Anaheim homeowners pay an average of $117 a month, based on our rate analysis. It’s $1 more than the state average of $116 and $98 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Anaheim may vary depending on where you live, the value of your home, and the coverage you choose.

How much is homeowners insurance for a $200,000 house in Anaheim

In Anaheim, CA, homeowners pay an average of $1,036 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality.

Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance.

How much is homeowners insurance for a $300,000 house in Anaheim

As per rate analysis by Insure.com, homeowners residing in Anaheim typically pay an average of $1,401 annually to insure a home for coverage limits of $300,000 dwelling, $100,000 liability protection with a $1,000 deductible.

Your home insurance rates will be increased by $365 if you increase your dwelling coverage from $200,000 to $300,000. It is advisable to buy enough insurance sufficient insurance to cover the entire cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Anaheim by company

Among the carriers analyzed, Allstate is the most affordable homeowners insurance company in Anaheim. It’s average annual rate for homeowners in Anaheim is $883.

Auto Club Enterprises (AAA), ranks second and Travelers makes it to the third spot with an average annual home insurance rate of $1,037.

Research on the company is essential before selecting a homeowners insurance policy. Insure.com has thoroughly examined all insurance companies operating in Anaheim and compiled a list of the most affordable home insurance companies.

Below are details of Anaheim home insurance companies and their average annual premiums.

Home insurance company	Annual rate
Allstate	$883
Auto Club Enterprises (AAA)	$1,019
Travelers	$1,037
CSAA Insurance (AAA)	$1,093
State Farm	$1,336
Nationwide	$1,351
Mercury Insurance	$1,529
Farmers	$1,823
USAA*	$1,382

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Anaheim for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.