Home Home insurance Average home insurance cost California Chino, CA How much is Homeowners Insurance in Chino, CA View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. The average cost of homeowners insurance in Chino is $1,442 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), based on Insure.com’s rate data analysis. It’s $1,140 less the national average of $2,582. However, homeowners insurance rates can vary drastically from one home to another. Home insurance rates in Chino depend on a number of factors, including: Size of your home Age of your home Amount of coverage you need Location Your credit score To make sure you are getting the best deal on home insurance, it is important to get quotes from multiple insurers to find the right coverage for your needs. Read this guide to know how much homeowners insurance cost per month in Chino, home insurance cost for different dwelling coverage, also know which companies offer cheap home insurance in Chino. In this guide, we will explain everything from what coverage options are available to which companies have the cheapest rates for homeowners insurance in Chino. Key takeawaysHomeowners insurance costs $1,442 per year in Chino. At $1,039 per year, Allstate offers the cheapest homeowners insurance in Chino. Your home insurance rates increase by $369 more annually if you increase your dwelling coverage from $200,000 to $300,000. How much is homeowners insurance in Chino per month Chino homeowners pay an average of $120 a month, based on our rate analysis. It’s $4 more the state average of $116 and $95 less the national average for home insurance across the United States. The price of your homeowners insurance policy in Chino may vary depending on where you live, the value of your home, and the coverage you choose. How much is homeowners insurance for a $200,000 house in Chino The average cost of homeowners insurance in Chino, CA is $1,073 annually for the dwelling coverage of $200,000 and the liability protection of $100,000. The amount you pay for home insurance each year depends on many different things. The types of natural disasters or events that take place in your area affect how much you pay for coverage in your city. Some areas are more at risk for natural disasters, like flood, hurricanes, or tornadoes. This means that if something happens, the cost of rebuilding would be higher in those areas, thereby leading to higher insurance premiums. Your insurance policy might not cover damage caused by floods or hurricanes. So, if you live in a flood-prone area, consider buying flood insurance coverage. How much is homeowners insurance for a $300,000 house in Chino According to a rate analysis by Insure.com, homeowners in Chino pay an average of $1,442 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $369 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area. How much is homeowners insurance in Chino by company After evaluating several carriers, Allstate is the least expensive homeowners insurance provider in Chino. It’s average annual rate for homeowners in Chino is $1,039. Auto Club Enterprises (AAA) holds the second position, while Travelers secures the third spot with an average annual home insurance rate of $1,268. Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Chino and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Chino and their average annual premiums. Home insurance company Annual rate Allstate$1,039Auto Club Enterprises (AAA)$1,183Travelers$1,268Mercury Insurance$1,298Nationwide$1,408State Farm$1,433CSAA Insurance (AAA)$1,458Farmers$1,761USAA*$1,384 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Chino for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesAnaheimBrisbaneClovisCosta MesaHuntington BeachLos AngelesSan FranciscoSanta ClaritaTemecula In case you missed it What is HO-6 condo insurance and how much does it cost? 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