Home Home insurance Average home insurance cost California Clovis, CA How much is Homeowners Insurance in Clovis, CA By Insure.com's Editor | Posted on April 5, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. The average cost of homeowners insurance in Clovis is $1,107 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), based on Insure.com’s rate data analysis. It’s ~$1,175 less than the national average of $2,282. However, homeowners insurance rates can vary drastically from one home to another. Home insurance rates in Clovis depend on a number of factors, including: Size of your homeAge of your homeAmount of coverage you needLocationYour credit score To make sure you are getting the best deal on home insurance, it is important to get quotes from multiple insurers to find the right coverage for your needs. Read this guide to know how much homeowners insurance cost per month in Clovis, home insurance cost for different dwelling coverage, also know which companies offer cheap home insurance in Clovis. In this guide, we will explain everything from what coverage options are available to which companies have the cheapest rates for homeowners insurance in Clovis. How much is homeowners insurance in Clovis per month Clovis homeowners pay an average of $92.25 a month, based on our rate analysis. It’s ~$3 less than the state average of $95.33 and ~$98 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Clovis may vary depending on where you live, the value of your home, and the coverage you choose. How much is homeowners insurance for a $200,000 house in Clovis The average cost of homeowners insurance in Clovis, CA is $777 annually for the dwelling coverage of $200,000 and the liability protection of $100,000. The amount you pay for home insurance each year depends on many different things. The types of natural disasters or events that take place in your area affect how much you pay for coverage in your city. Some areas are more at risk for natural disasters, like flood, hurricanes, or tornadoes. This means that if something happens, the cost of rebuilding would be higher in those areas, thereby leading to higher insurance premiums. Your insurance policy might not cover damage caused by floods or hurricanes. So, if you live in a flood-prone area, consider buying flood insurance coverage. How much is homeowners insurance for a $300,000 house in Clovis According to a rate analysis by Insure.com, homeowners in Clovis pay an average of $1,107 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $330 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area. How much is homeowners insurance in Clovis by Company Among the carriers analyzed, Allstate Ins Grp is the cheapest homeowners insurance company in Clovis. Its average annual rate for Clovis homeowners is $686 . Travelers Grp ranks second and CSAA Ins Grp makes it to the third spot with an average annual home insurance rate of $879 . Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Clovis and prepared a list of the top ten cheapest home insurance providers. You can find below the Clovis home insurance companies and their average annual premium. Home Insurance CompanyAnnual rateState Farm Grp$986United Serv Automobile Assn Grp$930CSAA Ins Grp$879Travelers Grp$814Allstate Ins Grp$686Farmers Ins Grp$1,400Nationwide Corp Grp$1,347Auto Club Enterprises Ins Grp$1,322Liberty Mut Grp$1,057 How much is home insurance in other citiesLos AngelesSanta ClaritaTemeculaCosta MesaHuntington BeachChinoAnaheimSan FranciscoBrisbane Related Articles How to protect your home from lightning strikes By Nupur Gambhir Does homeowners insurance cover mold? By Geoff Williams Are pools and hot tubs covered by homeowners insurance? By Nupur Gambhir Does homeowners insurance cover fireworks damage? By Nupur Gambhir Home replacement cost calculator By Nupur Gambhir Does homeowners insurance cover storage units? By Lena Borrelli Table of contents How much is homeowners insurance in Clovis per month How much is homeowners insurance for a $200,000 house in Clovis How much is homeowners insurance for a $300,000 house in Clovis How much is homeowners insurance in Clovis by Company Get instant quotes now ! Please enter valid zip Get quote