Home Home insurance Average home insurance cost Florida Havana, FL How much is Homeowners Insurance in Havana, FL View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. As per Insure.com’s rate data analysis, the average cost of homeowners insurance in Havana is $3,376 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), It’s $872 more than the national average of $2,504 .Homeowners insurance rates differ significantly from one home to another. Home insurance rates in Havana depend on several factors, including:Size of your home Age of your home Amount of coverage you need Location Your credit score Travelers is the cheapest homeowners insurance company in Havana with an average annual premium of $3,376 per year. This guide covers everything from available coverage options to companies with the cheapest homeowners insurance rates in Havana. Keep reading to learn about the monthly cost of homeowners insurance in Havana, the cost for different dwelling coverage levels, and discover which companies provide the most affordable home insurance in Havana. Key takeawaysHomeowners insurance costs $3,376 per year in Havana. At $1,139 per year, Travelers offers the cheapest homeowners insurance in Havana. Your home insurance rates increase by $935 more annually if you increase your dwelling coverage from $200,000 to $300,000. How much is homeowners insurance in Havana per month According to our rate analysis, homeowners in Havana pay an average of $281 per month. It’s $100 less than the state average of $381 and $72 more than the national average for home insurance across the United States. In Havana, the cost of your homeowners insurance policy depends on the value of your home, location, and the coverage options you select. How much is homeowners insurance for a $200,000 house in Havana Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $2,441 per year in Havana, FL. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums. It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage. How much is homeowners insurance for a $300,000 house in Havana Based on a rate analysis conducted by Insure.com, Havana residents pay an average of $3,376 per year to insure a home for coverage limits of $300,000 dwelling, $100,000 liability with a $1,000 deductible. If you plan to increase your dwelling coverage from $200,000 to $300,000, you must pay an additional $935 per year for home insurance. Buying adequate insurance to cover the entire expense of rebuilding your home is best advisable. However, the amount of dwelling coverage you need may vary depending on your home’s size, amenities, and the cost of living in your area. How much is homeowners insurance in Havana by company Among the carriers analyzed, Travelers is the cheapest homeowners insurance company in Havana. It’s average annual rate for Havana homeowners is $1,139. Security First Insurance ranks second and Amer Integrity Ins Co of FL makes it to the third spot with an average annual home insurance rate of $2,421. Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Havana and prepared a list of the cheapest home insurance providers. You can find below the Havana home insurance companies and their average annual premium. Home insurance company Annual rate Travelers$1,139Security First Insurance$1,400Amer Integrity Ins Co of FL$2,421HCI Group Inc$2,454Universal Insurance Holding$2,502Heritage Insurance Holdings$2,614State Farm$2,975Allstate$3,441Progressive$4,441Nationwide$5,767FedNat Holding$6,089Citizens Property Insurance$7,435 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Havana for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesBoca RatonFort LauderdaleMelbourneMount DoraPensacolaSan AntonioSydneyTampa In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? 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