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CSAA Insurance Group Auto Insurance Ratings

Ranked No. 2 Overall
Customer Satisfaction Ratings (based on 100 survey results)
Product
auto-icon Auto
info iconOverall
89.64 out of 100
Productinfo icon
HOW WE WEIGH OUR SCORE
Overall
Claims ProcessingCustomer ServiceValue for PriceWebsite and Apps% Who Would Recommend to a Friend% Who Plan to Renewinfo-icon
WHAT IS THIS RATING?

A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.

A.M. Best's rating is NOT used to calculate the overall score but it is important information to consider when choosing an insurance company.

AM Best Financial Strength Ratings

October 31, 2019

auto-icon Auto 89.64 out of 100 Claims Processing 93.51 Customer Service 90.00 Value for
Price
87.60
Website and Apps 84.89 % Who Would Recommend to a Friend 94% % Who Plan to Renew 98% A
info icon
AM Best Financial Strength RatingsOctober 31, 2019
A
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Reasons for Buying from CSAA Insurance Group

Customers of CSAA Insurance Group originally decided to purchase from the company for these reasons:
Offered best price23%
Recommended by friend or family member23%
Reputation16%
Saw online ad11%
Financial Strength rating8%
Was the company my parents had7%
Saw TV commercial6%
The company website and mobile apps are easy to use and helpful4%
I had other insurance with this company2%

How likely are you to recommend this company to a friend, coworker or family member?

I would definitely recommend this company. 47%
I probably would recommend this company. 47%
Neutral 5%
I would not recommend this company. 1%
I probably would not recommend this company. 0%

Would you renew?

Yes 98%
No 2%

Website and Apps

How easy to use and how helpful they are
48%
Satisfied - Fulfills my needs okay.
36%
Completely satisfied - Gives me what I want and more.
8%
Neutral - No good or bad feelings on this.
6%
Never visited or used website or mobile app.
1%
Not Satisfied - Is not a good website or app.
1%
Very unsatisfied - Their digital offerings are not good at all or nonexistent.

How You Prefer to Deal with Insurers

31%
In person
29%
Phone
23%
Interactive website
11%
Mobile App
6%
Email
User Review
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About CSAA

Types of auto coverage

  • Personal auto
  • Motorcycle
  • All-terrain  vehicle

Additional policies offered

  • Homeowners
  • Life
  • Renters
  • Condo/Townhouse
  • Rental Property

Best Auto Insurance Companies 2020: How CSAA Insurance Group Stacks Up

CSAA Insurance Group placed second overall with a solid score of 89.64, and earned rankings in the top three across all categories, except website/app usefulness where it placed a respectable fifth (score of 84.89). CSAA’s highest score of 93.51, for claims handling landed it in second place for that category. It placed second for value, with a score of 87.6, and third with a score of 90 for customer service. For its website and apps’ usefulness, CSAA Insurance Group ranked fifth, with a score of 84.89. It had the highest percentage (94%) of policyholders who said they’d recommend CSAA Insurance group to family and friends.

Gauging an insurance company

Before buying with a company it is wise to check on a company's financial strength and complaint record. The A.M. Best rating listed above gives you an idea of CSAA Insurance Group's financial strength to pay claims. A complaint ratio can be found on the National Association of Insurance Commissioners (NAIC) site. The median complaint ratio from the NAIC is always 1.00. This means half of the insurers have a complaint ratio of under 1.00 and half have a ratio above. Basically, numbers lower than 1.00 are better with fewer complaints than the median and a number higher than 1.00 has more complaints than the median. For auto insurance, CSAA Insurance Group (NAIC# 15539) had a complaint ratio of 0.79 for 2018. 2019 complaint numbers will be available in 2020.

Company Background

AAA auto insurance

CSAA Insurance Group is part of the nation-wide AAA-affiliated insurance companies. While the CSAA Insurance Group is primarily associated with AAA Northern California, Nevada and Utah, it’s extended its presence to become a provider of AAA-branded insurance from coast-to coast. CSAA Insurance Group now offers insurance to AAA members in 23 states plus the District of Columbia.  Look for their offerings in these states:

  1. Arizona
  2. California
  3. Colorado
  4. Connecticut
  5. Delaware
  6. District of Columbia
  7. Idaho
  8. Indiana
  9. Kansas
  10. Kentucky
  11. Maryland
  12. Montana
  13. Nevada
  14. New Jersey
  15. New York
  16. Oklahoma
  17. Ohio
  18. Oregon
  19. Pennsylvania
  20. South Dakota
  21. Utah
  22. Virginia
  23. West Virginia
  24. Wyoming

Consider AAA for membership perks and discounts

In order to purchase AAA auto insurance, you must be a AAA member – with annual dues ranging from $48 -$98 depending on the club. AAA boasts 55.6 million members in the U.S. and Canada, and AAA offers a substantial amount of services, programs and discounts for AAA members. Some of these services include insurance, access to roadside assistance (regardless of vehicle or location within the U.S.), travel agencies, AAA Diamond rating system and discounts at partner locations.

Contact information:

Corporate Headquarters 3055 Oak Rd.
Walnut Creek, CA 94597
Customer service/Claims assistance: 800-922-8228

Coverage Options
New car replacement Icon
New car replacement
If you total your car the insurer will pay for a new car.
Offers 12-month policies Icon
Offers 12-month policies
Your policy term can be one year before the next renewal.
Mobile app Icon
Mobile app
The insurer offers an app for smartphones.
Discounts
Multi-policy Icon
Multi-policy
Discount for more than one type of policy with the same insurance provider.
Multi-vehicle Icon
Multi-vehicle
Discount for two or more vehicles on the same car insurance policy.
Academic achievement Icon
Academic achievement
Discount for full-time students who meet certain academic criteria.
Passive -restraint (air bag) Icon
Passive -restraint (air bag)
Discount for factory-installed safety devices such as an air bag.
Safe driver/clean driving record/good driver Icon
Safe driver/clean driving record/good driver
Discount for no accidents or traffic violations, usually for three or five years.