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Authors

Leslie Kasperowicz

Insurance Expert

  • LinkedIn

About the Author

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com.

Experience and Credibility

  • Leslie writes home, auto and life insurance content.
  • She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.

Previous Experience:

  • Managing editor at Quote.com
  • Writer and insurance expert at Expertinsurancereviews.com
  • Freelance writer, insurance content
  • Customer Service Representative, Farmers Insurance

Education

  • University of Winnipeg, B.A. in Psychology, Sociology, and Criminal Justice.

Expertise

  • Personal lines insurance: home, auto, life, and pet

Associations

  • ExpertInsuranceReviews.com, Farmers Insurance and InsuranceHotline.com

Recent Articles By Leslie Kasperowicz

Non-owner car insurance in Nebraska: Which company has the cheapest rates?
Non-owner auto insurance in Nebraska costs $277 per year, according to Insure.com rate analysis, but GEICO and Auto-Owners offer lower rates.
March 25, 2026
Non-owner auto insurance in Indiana: Which company has the cheapest rates?
Non-owner auto insurance in Indiana costs $286 per year, according to Insure.com rate analysis, but Auto-Owners and Indiana Farm Bureau offer lower rates.
March 25, 2026
Non-owner auto insurance in Iowa: Which company has the cheapest rates?
Non-owner auto insurance in Iowa costs $171 per year, according to Insure.com rate analysis, but Auto-Owners and State Farm offer lower rates.
March 25, 2026
Non-owner car insurance in Kansas: Which company has the cheapest rates?
Non-owner auto insurance in Kansas costs $340 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
March 25, 2026
Non-owner car insurance in Kentucky: Which company has the cheapest rates?
Non-owner auto insurance in Kentucky costs $399 per year, according to Insure.com rate analysis, but Auto-Owners and Shelter Insurance offer lower rates.
March 25, 2026
Non-owner car insurance in Louisiana: Which company has the cheapest rates?
Non-owner auto insurance in Louisiana costs $419 per year, according to Insure.com rate analysis, but Southern Farm Bureau and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in Maine: Which company has the cheapest rates?
Non-owner auto insurance in Maine costs $201 per year, according to Insure.com rate analysis, but GEICO and Progressive offer lower rates.
March 25, 2026
Non-owner auto insurance in Maryland: Which company has the cheapest rates?
Non-owner auto insurance in Maryland costs $471 per year, according to Insure.com rate analysis, but GEICO and Erie Insurance offer lower rates.
March 25, 2026
Non-owner car insurance in Massachusetts: Which company has the cheapest rates?
Non-owner auto insurance in Massachusetts costs $499 per year, according to Insure.com rate analysis, but Safety Insurance and Farmers offer lower rates.
March 25, 2026
Non-owner auto insurance in Michigan: Which company has the cheapest rates?
Non-owner auto insurance in Michigan costs $462 per year, according to Insure.com rate analysis, but Travelers and Pioneer State Mutual offer lower rates.
March 25, 2026
Non-owner car insurance in Minnesota: Which company has the cheapest rates?
Non-owner auto insurance in Minnesota costs $278 per year, according to Insure.com rate analysis, but Auto-Owners and Western National Insurance offer lower rates.
March 25, 2026
Non-owner car insurance in Mississippi: Which company has the cheapest rates?
Non-owner auto insurance in Mississippi costs $339 per year, according to Insure.com rate analysis, but Shelter Insurance and Southern Farm Bureau offer lower rates.
March 25, 2026
Non-owner auto insurance in Missouri: Which company has the cheapest rates?
Non-owner auto insurance in Missouri costs $440 per year, according to Insure.com rate analysis, but Travelers and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Montana: Which company has the cheapest rates?
Non-owner auto insurance in Montana costs $326 per year, according to Insure.com rate analysis, but State Farm and Kemper offer lower rates.
March 25, 2026
Non-owner car insurance in Illinois: Which company has the cheapest rates?
Non-owner auto insurance in Illinois costs $395 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Nevada: Which company has the cheapest rates?
Non-owner auto insurance in Nevada costs $569 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in New Hampshire: Which company has the cheapest rates?
Non-owner auto insurance in New Hampshire costs $379 per year, according to Insure.com rate analysis, but MMG Insurance and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in New Jersey: Which company has the cheapest rates?
Non-owner auto insurance in New Jersey costs $708 per year, according to Insure.com rate analysis, but Selective Insurance and Travelers offer lower rates.
March 25, 2026
Non-owner car insurance in New Mexico: Which company has the cheapest rates?
Non-owner auto insurance in New Mexico costs $334 per year, according to Insure.com rate analysis, but Central Insurance and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in New York: Which company has the cheapest rates?
Non-owner auto insurance in New York costs $661 per year, according to Insure.com rate analysis, but GEICO and NYCM Insurance offer lower rates.
March 25, 2026
Non-owner auto insurance in North Carolina: Which company has the cheapest rates?
Non-owner auto insurance in North Carolina costs $581 per year, according to Insure.com rate analysis, but Erie Insurance and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in North Dakota: Which company has the cheapest rates?
Non-owner auto insurance in North Dakota costs $200 per year, according to Insure.com rate analysis, but GEICO and Auto-Owners offer lower rates.
March 25, 2026
Non-owner car insurance in Ohio: Which company has the cheapest rates?
Non-owner auto insurance in Ohio costs $245 per year, according to Insure.com rate analysis, but Auto-Owners and Grange Insurance offer lower rates.
March 25, 2026
Non-owner auto insurance in Oklahoma: Which company has the cheapest rates?
Non-owner auto insurance in Oklahoma costs $291 per year, according to Insure.com rate analysis, but State Farm and Progressive offer lower rates.
March 25, 2026
Non-owner auto insurance in Oregon: Which company has the cheapest rates?
Non-owner auto insurance in Oregon costs $676 per year, according to Insure.com rate analysis, but Oregon Mutual Insurance and State Farm offer lower rates.
March 25, 2026
Non-owner car insurance in Pennsylvania: Which company has the cheapest rates?
Non-owner auto insurance in Pennsylvania costs $352 per year, according to Insure.com rate analysis, but Westfield Insurance and Erie Insurance offer lower rates.
March 25, 2026
Non-owner auto insurance in Rhode Island: Which company has the cheapest rates?
Non-owner auto insurance in Rhode Island costs $451 per year, according to Insure.com rate analysis, but Travelers and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in Idaho: Which company has the cheapest rates?
Non-owner auto insurance in Idaho costs $209 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Wyoming: Which company has the cheapest rates?
Non-owner auto insurance in Wyoming costs $215 per year, according to Insure.com rate analysis, but American National and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in Wisconsin: Which company has the cheapest rates?
Non-owner auto insurance in Wisconsin costs $290 per year, according to Insure.com rate analysis, but Erie Insurance and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in West Virginia: Which company has the cheapest rates?
Non-owner auto insurance in West Virginia costs $229 per year, according to Insure.com rate analysis, but State Farm and Westfield Insurance offer lower rates.
March 25, 2026
Non-owner car insurance in Washington: Which company has the cheapest rates?
Non-owner auto insurance in Washington costs $403 per year, according to Insure.com rate analysis, but PEMCO and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in Virginia: Which company has the cheapest rates?
Non-owner auto insurance in Virginia costs $378 per year, according to Insure.com rate analysis, but Auto-Owners and Travelers offer lower rates.
March 25, 2026
Non-owner car insurance in Vermont: Which company has the cheapest rates?
Non-owner auto insurance in Vermont costs $317 per year, according to Insure.com rate analysis, but Vermont Mutual and Progressive offer lower rates.
March 25, 2026
Non-owner car insurance in Utah: Which company has the cheapest rates?
Non-owner auto insurance in Utah costs $603 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Texas: Which company has the cheapest rates?
Non-owner auto insurance in Texas costs $418 per year, according to Insure.com rate analysis, but Texas Farm Bureau and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in Tennessee: Which company has the cheapest rates?
Non-owner auto insurance in Tennessee costs $386 per year, according to Insure.com rate analysis, but State Farm and Travelers offer lower rates.
March 25, 2026
Non-owner auto insurance in South Dakota: Which company has the cheapest rates?
Non-owner auto insurance in South Dakota costs $201 per year, according to Insure.com rate analysis, but GEICO and Auto-Owners offer lower rates.
March 25, 2026
Non-owner auto insurance in South Carolina: Which company has the cheapest rates?
Non-owner auto insurance in South Carolina costs $424 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in Alabama: Which company has the cheapest rates?
Non-owner auto insurance in Alabama costs $389 per year, according to Insure.com rate analysis, but Auto-Owners and Progressive offer lower rates.
March 25, 2026
Non-owner auto insurance in Alaska: Which company has the cheapest rates?
Non-owner auto insurance in Alaska costs $168 per year, according to Insure.com rate analysis, but GEICO and Western National Insurance offer lower rates.
March 25, 2026
Non-owner car insurance in Arizona: Which company has the cheapest rates?
Non-owner auto insurance in Arizona costs $477 per year, according to Insure.com rate analysis, but Auto-Owners and State Farm offer lower rates.
March 25, 2026
Non-owner auto insurance in Arkansas: Which company has the cheapest rates?
Non-owner auto insurance in Arkansas costs $337 per year, according to Insure.com rate analysis, but Shelter Insurance and Southern Farm Bureau offer lower rates.
March 25, 2026
Non-owner car insurance in California: Which company has the cheapest rates?
Non-owner auto insurance in California costs $394 per year, according to Insure.com rate analysis, but Auto Club Enterprises (AAA) and Kemper offer lower rates.
March 25, 2026
Non-owner auto insurance in Colorado: Which company has the cheapest rates?
Non-owner auto insurance in Colorado costs $345 per year, according to Insure.com rate analysis, but Auto-Owners and State Farm offer lower rates.
March 25, 2026
Non-owner car insurance in Connecticut: Which company has the cheapest rates?
Non-owner auto insurance in Connecticut costs $991 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
March 25, 2026
Non-owner auto insurance in Delaware: Which company has the cheapest rates?
Non-owner auto insurance in Delaware costs $762 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Florida: Which company has the cheapest rates?
Non-owner auto insurance in Florida costs $925 per year, according to Insure.com rate analysis, but GEICO and Travelers offer lower rates.
March 25, 2026
Non-owner car insurance in Georgia: Which company has the cheapest rates?
Non-owner auto insurance in Georgia costs $407 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
March 25, 2026
Non-owner car insurance in Hawaii: Which company has the cheapest rates?
Non-owner auto insurance in Hawaii costs $333 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
March 25, 2026
Non-owner car insurance: How to get car insurance if you don’t own a car in 2026
Non-owner car insurance is liability-only coverage for drivers who don't own a car. It costs an average of $407 a year.
April 7, 2026
Travelers home insurance ratings and review 2026
Travelers is the No. 2 home insurance company for 2026, with an overall score of 4.3 and below-average rates. See how real customers rated it.
January 12, 2026
Allstate home insurance ratings and review 2026
Allstate is the No. 3 company for home insurance in 2026, with an overall score of 4.23 and low rates. Find out how real Allstate customers rated it.
January 12, 2026
Amica home insurance ratings and review 2026
Amica is the best home insurance company for 2026, with a score of 4.51 out of 5 overall, Find out why it’s in first place for the third consecutive year.
January 12, 2026
Progressive home insurance ratings and review 2026
Progressive is the No. 7 company for home insurance in 2026, with an overall score of 3.42. Find out how real customers scored it.
January 12, 2026
State Farm home insurance ratings and review 2026
State Farm is the No. 4 company for home insurance in 2026, with an overall score of 4.12. Find out how real customers rated State Farm for home insurance.
January 12, 2026
USAA home insurance ratings and review 2026
USAA is one of the best-rated home insurance companies with a score of 4.49 out of 5 stars and below-average home insurance rates.See how customers rated it.
January 12, 2026
Nationwide home insurance ratings and review 2026
Nationwide is the No. 6 company for home insurance in 2026, with an overall score of 3.83 and a top claims handling score. See how customers rated it.
January 12, 2026
Liberty Mutual home insurance ratings and review 2026
Liberty Mutual is one of the biggest home insurance companies in the U.S. Find out what real Liberty Mutual customers think of its services.
January 12, 2026
Farmers home insurance ratings and review 2026
Farmers is the No. 5 company for home insurance in 2026, with an overall score of 4.00 and a good satisfaction rating. Find out how real customers rated it.
January 12, 2026
Erie home insurance ratings and review 2026
Erie is the No. 3 company among regional carriers for 2026, ranking 6th overall. Find out how real Erie customers rated its services.
January 12, 2026
Auto-Owners home insurance ratings and review 2026
Auto-Owners is the No. 5 company among regional carriers for 2026, ranking 8th overall. Find out how real customers feel about Auto-Owners.
January 12, 2026
American Family home insurance ratings and review 2026
American Family is the No. 6 company among regional carriers for 2026, and 11th overall. See how real AmFam customers rated the company.
January 12, 2026
How to switch home insurance
Switching home insurance companies is easy, but make sure you’re getting the right policy and that there is no lapse in coverage.
October 28, 2025
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