insure.com
  • Auto
    Auto
    • Compare & Shop Auto Insurance
    • Compare Companies
      • Best insurance companies of 2025
      • Best car insurance companies of 2025
      • Best car insurance for teens
      • Best car insurance for speeding tickets
      • Best car insurance for texting tickets
      • Best car insurance for bad credit
    • Car Insurance Basics
      • Car insurance basics
      • How much is car insurance a month
      • Third party car insurance
      • Non owner car insurance
      • Auto insurance for seniors
      • Car insurance rates by state
      • State laws for teen drivers
    • Other Insurance Options
      • Most and least expensive trucks to insure
      • Rental car insurance
      • Rideshare insurance
    • Calculators & Tools
      • Car insurance calculator
      • Monthly car insurance calculator
      • Full coverage car insurance calculator
      • Car insurance calculator for new cars
      • Used car insurance rate calculator
      • Blood alcohol calculator
      • View more tools and calculators
  • Home
    Home
    • Compare & Shop Home Insurance
    • Compare Companies
      • Best home insurance companies of 2025
      • Best home and auto insurance bundle companies
      • Best renters insurance companies
      • Cheap homeowners insurance
    • Home Insurance Basics
      • Home insurance basics
      • Average home insurance rates
      • Homeowners insurance rates by state
      • Cost of living by state
      • Home insurance claims
    • Other Insurance options
      • Renters insurance
      • Condo insurance
      • Mobile home insurance
    • Calculators & Tools
      • Home insurance calculator
      • Renters insurance calculator
      • Home replacement cost calculator
      • Cost of living calculator
      • View more tools and calculators
  • Life
    Life
    • Compare & Shop Life Insurance
    • Compare Companies
      • Best life insurance companies of 2025
      • Best whole life insurance companies of 2023
      • Largest life insurance companies
      • Online life insurance companies
    • Life Insurance Basics
      • Life insurance basics
      • Types of life insurance
      • How to find out if someone has life insurance
      • How to read your life insurance policy
      • Cash value life insurance
    • Other Insurance options
      • Burial insurance
      • Mortgage protection insurance
    • Calculators & Tools
      • Life insurance calculator
      • Life insurance advisor
  • Health
    Health
    • Compare & Shop Health Insurance
    • Compare Companies
      • Best health insurance companies of 2025
    • Health Insurance Basics
      • Health insurance basics
      • How does primary and secondary insurance work?
      • Who can you add to your health plan?
    • Understanding Health Insurance
      • How to deal with a health insurance gap
      • When to enroll in health insurance
      • Health insurance advisor
    • Guide to Health Insurance
      • Guide to short-term health insurance
      • Guide to COBRA insurance
      • How coordination of benefits works
  • Medicare
    Medicare
    • Compare & Shop Medicare Insurance
    • Medicare Basics
      • What is a Medicare advantage plan?
      • What Medicare covers and what it doesn’t
      • How much does Medicare cost?
    • Medicare Eligibility
      • Who is eligible for Medicare?
      • How to sign up for Medicare
      • How do I sign up for Medicare when I turn 65?
    • Understanding Medicare
      • Medicare: How it works with other insurance
      • Do you have to pay back Medicaid
      • Key difference between Medicare and Medicaid
    • Medicare Benefits
      • Long-term care options in Medicare
      • Medicare Advantage additional benefits beyond Original Medicare
      • Medicare advantage open enrollment
Please enter search term.
Site Search Icon
Authors

Leslie Kasperowicz

Executive Editor

  • LinkedIn

About the Author

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com.

Experience and Credibility

  • Leslie works as a Executive Editor at Insure.com and writes home, auto and life insurance content.
  • She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.

Previous Experience:

  • Managing editor at Quote.com
  • Writer and insurance expert at Expertinsurancereviews.com
  • Freelance writer, insurance content
  • Customer Service Representative, Farmers Insurance

Education

  • University of Winnipeg, B.A. in Psychology, Sociology, and Criminal Justice.

Expertise

  • Personal lines insurance: home, auto, life, and pet

Associations

  • ExpertInsuranceReviews.com, Farmers Insurance and InsuranceHotline.com

Recent Articles By Leslie Kasperowicz

How to switch home insurance
Switching home insurance companies is easy, but make sure you’re getting the right policy and that there is no lapse in coverage.
October 28, 2025
Non-owner auto insurance in Oregon: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in Oregon is $676 annually. Oregon Mutual Insurance and State Farm offer lower rates.
October 17, 2025
Non-owner car insurance in Minnesota: Which company has the cheapest rates?
Non-owner auto insurance in Minnesota costs $278 a year, which is $129 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner car insurance in Mississippi: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in Mississippi is $339 annually. Shelter Insurance and Southern Farm Bureau offer lower rates.
October 17, 2025
Non-owner auto insurance in Missouri: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in Missouri is $440 annually. Travelers and GEICO offer lower rates.
October 17, 2025
Non-owner car insurance in Montana: Which company has the cheapest rates?
Non-owner auto insurance in Montana costs $326 a year, which is $81 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner car insurance in Nebraska: Which company has the cheapest rates?
Non-owner auto insurance in Nebraska is $277 annually, according to Insure.com's rate analysis. Companies such as GEICO and Auto-Owners offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Nevada: Which company has the cheapest rates?
Non-owner auto insurance in Nevada is $569 per year, according to a rate analysis by Insure.com. State Farm and GEICO offer lower rates.
October 17, 2025
Non-owner auto insurance in New Hampshire: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in New Hampshire is $379 annually. MMG Insurance and State Farm offer lower rates.
October 17, 2025
Non-owner auto insurance in New Jersey: Which company has the cheapest rates?
Non-owner auto insurance in New Jersey is $708 per year, according to a rate analysis by Insure.com. Selective Insurance and Travelers offer lower rates.
October 17, 2025
Non-owner car insurance in New Mexico: Which company has the cheapest rates?
Residents pay an average of $334 for non-owner car insurance, but Central Insurance and State Farm offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in New York: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in New York is $661 annually. GEICO and NYCM Insurance offer lower rates.
October 17, 2025
Non-owner auto insurance in North Carolina: Which company has the cheapest rates?
Non-owner auto insurance in North Carolina is $581 per year, according to a rate analysis by Insure.com. Erie Insurance and State Farm offer lower rates.
October 17, 2025
Non-owner auto insurance in North Dakota: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in North Dakota is $200 annually. GEICO and Auto-Owners offer lower rates.
October 17, 2025
Non-owner car insurance in Ohio: Which company has the cheapest rates?
Residents pay an average of $245 for non-owner car insurance, but Auto-Owners and Grange Insurance offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Oklahoma: Which company has the cheapest rates?
Residents pay an average of $291 for non-owner car insurance, but State Farm and Progressive offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Michigan: Which company has the cheapest rates?
Non-owner auto insurance in Michigan costs $462 per year, according to a rate analysis by Insure.com. Travelers and Pioneer State Mutual offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Pennsylvania: Which company has the cheapest rates?
Non-owner auto insurance in Pennsylvania is $352 per year, according to a rate analysis by Insure.com. Westfield Insurance and Erie Insurance offer lower rates.
October 17, 2025
Non-owner auto insurance in Rhode Island: Which company has the cheapest rates?
Non-owner auto insurance in Rhode Island is $451 annually, according to Insure.com's rate analysis. Companies such as Travelers and GEICO offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner auto insurance in South Carolina: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in South Carolina is $424 annually. Auto-Owners and GEICO offer lower rates.
October 17, 2025
Non-owner auto insurance in South Dakota: Which company has the cheapest rates?
Non-owner auto insurance in South Dakota costs $201 a year, which is $206 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner auto insurance in Tennessee: Which company has the cheapest rates?
Residents pay an average of $386 for non-owner car insurance, but State Farm and Travelers offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Texas: Which company has the cheapest rates?
Non-owner auto insurance in Texas costs $418 per year, according to a rate analysis by Insure.com. Texas Farm Bureau and State Farm offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Utah: Which company has the cheapest rates?
Residents pay an average of $603 for non-owner car insurance, but Auto-Owners and GEICO offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Vermont: Which company has the cheapest rates?
Non-owner auto insurance in Vermont is $317 annually, according to Insure.com's rate analysis. Companies such as Vermont Mutual and Progressive offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner auto insurance in Virginia: Which company has the cheapest rates?
Non-owner auto insurance in Virginia is $378 per year, according to a rate analysis by Insure.com. Auto-Owners and Travelers offer lower rates.
October 17, 2025
Non-owner car insurance in Washington: Which company has the cheapest rates?
Non-owner auto insurance in Washington costs $403 per year, according to a rate analysis by Insure.com. PEMCO and State Farm offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in West Virginia: Which company has the cheapest rates?
Non-owner auto insurance in West Virginia costs $229 per year, according to a rate analysis by Insure.com. State Farm and Westfield Insurance offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Wisconsin: Which company has the cheapest rates?
Non-owner auto insurance in Wisconsin is $290 annually, according to Insure.com's rate analysis. Companies such as Erie Insurance and GEICO offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Wyoming: Which company has the cheapest rates?
Non-owner auto insurance in Wyoming is $215 annually, according to Insure.com's rate analysis. Companies such as American National and GEICO offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Massachusetts: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in Massachusetts is $499 annually. Safety Insurance and Farmers offer lower rates.
October 17, 2025
Non-owner auto insurance in Alabama: Which company has the cheapest rates?
Non-owner auto insurance in Alabama costs $389 a year, which is $18 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner auto insurance in Alaska: Which company has the cheapest rates?
Non-owner auto insurance in Alaska costs $168 a year, which is $239 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner car insurance in Arizona: Which company has the cheapest rates?
Non-owner auto insurance in Arizona costs $477 a year, which is $70 more than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner auto insurance in Arkansas: Which company has the cheapest rates?
Non-owner auto insurance in Arkansas is $337 per year, according to a rate analysis by Insure.com. Shelter Insurance and Southern Farm Bureau offer lower rates.
October 17, 2025
Non-owner car insurance in California: Which company has the cheapest rates?
Non-owner auto insurance in California costs $394 per year, according to a rate analysis by Insure.com. Auto Club Enterprises (AAA) and Kemper offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Colorado: Which company has the cheapest rates?
Non-owner auto insurance in Colorado is $345 annually, according to Insure.com's rate analysis. Companies such as Auto-Owners and State Farm offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Connecticut: Which company has the cheapest rates?
Residents pay an average of $991 for non-owner car insurance, but State Farm and GEICO offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Delaware: Which company has the cheapest rates?
Non-owner auto insurance in Delaware costs $762 a year, which is $355 more than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner car insurance in Florida: Which company has the cheapest rates?
Residents pay an average of $925 for non-owner car insurance, but GEICO and Travelers offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Georgia: Which company has the cheapest rates?
Non-owner auto insurance in Georgia costs $407 per year, according to a rate analysis by Insure.com. Auto-Owners and GEICO offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Idaho: Which company has the cheapest rates?
Non-owner auto insurance in Idaho costs $209 per year, according to a rate analysis by Insure.com. Auto-Owners and GEICO offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Maryland: Which company has the cheapest rates?
Non-owner auto insurance in Maryland is $471 per year, according to a rate analysis by Insure.com. GEICO and Erie Insurance offer lower rates.
October 17, 2025
Non-owner auto insurance in Maine: Which company has the cheapest rates?
Residents pay an average of $201 for non-owner car insurance, but GEICO and Progressive offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Louisiana: Which company has the cheapest rates?
Non-owner auto insurance in Louisiana is $419 annually, according to Insure.com's rate analysis. Companies such as Southern Farm Bureau and State Farm offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Kentucky: Which company has the cheapest rates?
Non-owner auto insurance in Kentucky is $399 per year, according to a rate analysis by Insure.com. Auto-Owners and Shelter Insurance offer lower rates.
October 17, 2025
Non-owner car insurance in Kansas: Which company has the cheapest rates?
Non-owner auto insurance in Kansas costs $340 per year, according to a rate analysis by Insure.com. GEICO and State Farm offer lower rates. Read on to learn more.
October 17, 2025
Non-owner auto insurance in Iowa: Which company has the cheapest rates?
The average cost for a non-owner car insurance policy in Iowa is $171 annually. Auto-Owners and State Farm offer lower rates.
October 17, 2025
Non-owner auto insurance in Indiana: Which company has the cheapest rates?
Non-owner auto insurance in Indiana is $286 annually, according to Insure.com's rate analysis. Companies such as Auto-Owners and Indiana Farm Bureau offer the lowest non-owner insurance rates in the state.
October 17, 2025
Non-owner car insurance in Illinois: Which company has the cheapest rates?
Non-owner auto insurance in Illinois costs $395 per year, according to a rate analysis by Insure.com. Auto-Owners and GEICO offer lower rates. Read on to learn more.
October 17, 2025
Non-owner car insurance in Hawaii: Which company has the cheapest rates?
Non-owner auto insurance in Hawaii costs $333 a year, which is $74 less than the rest of the nation on average, according to Insure.com's 2025 rate analysis.Read on to know more information.
October 17, 2025
Non-owner car insurance: How to get car insurance if you don’t own a car in 2025
Non-owner car insurance is liability-only coverage for drivers who don't own a car. It costs an average of $325 a year.
October 9, 2025
Auto-Owners home insurance review and ratings 2025
Auto-Owners is the second-best-rated regional home insurance company for 2025, with a score of 4.48 out of 5.
March 6, 2025
Amica home insurance ratings and review 2025
Amica earned the No. 1 spot on our best home insurance companies list for 2025 among national carriers, scoring 4.73 out of 5.
March 6, 2025
Best Home Insurance Companies for 2025
Amica, State Farm and Allstate are the top-rated homeowners insurance companies of 2025.
March 6, 2025
Farmers home insurance review and ratings 2025
Farmers is ranked No. 6 in our 2025 list of the best homeowners insurance companies in the U.S., scoring 3.86 out of 5 stars.
March 6, 2025
Umbrella insurance calculator: How much umbrella insurance do I need?
Umbrella insurance provides extra liability coverage that extends past the limits on your home and car insurance policies. Find out how much you need.
July 12, 2024
insure.com

Copyright © 2025 Insure.com. All Rights Reserved.

Disclaimer: The advertisers appearing on this website are clients from which QuinStreet receives compensation (“Sponsors”). Compensation may impact where the Sponsors appear on this website (including the order in which they appear). Our websites do not, and are not intended to, provide a comprehensive list of all companies that may provide the products and services you are seeking.

.
.
.
  • About
  • About Us
  • Expert Advisors
  • Editorial Policy
  • Contact Us
  • Partnership
  • Press Room
  • Legal
  • Privacy Notice
  • Terms of Use
  • Privacy Preferences
  • Do Not Sell or Share My Personal Information