Car Insurance

Liberty Mutual Car Insurance

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About Liberty Mutual

Customer service 1-800-837-5254
Claims:1-800-225-2467
Corporate Headquarters175 Berkeley Street
Boston, Massachusetts 02116

Company Background

Over one hundred years in the insurance business

Liberty Mutual insurance, the sixth-largest auto and home insurer in the United States, was founded in Boston in 1912 as the Massachusetts Employees’ Insurance Association (MEIA). In 1917, MEIA changed its name to Liberty Mutual Insurance Company and partnered with the United Mutual Fire Insurance Company to provide complete automobile insurance.

Today, the Fortune 500 company offers coverage in all states and even offers insurance policies around the globe for both personal and commercial needs.


Consider Liberty Mutual for teachers, organizations and perks

Liberty Mutual offers teachers both collision coverage and vandalism loss protection with a $0 deductible. There is also personal property coverage, protecting teaching materials or school-owned property if it’s damaged or stolen while inside your vehicle. Teachers can also include this special auto policy in a bundle with home insurance for additional discounts.

Members or employees of any of the more than 14,000 employers, groups, credit unions or alumni associations within Liberty Mutual’s affinity program are eligible for group savings.

Liberty Mutual offers many perks with its auto coverage: recall notification, 12-month policies, and accident forgiveness. With lifetime repair guarantees, take your vehicle to a certified location for repairs, and the company guarantees the work as long as you own the car. Liberty Mutual also provides Better Car Replacement, which means if your car is totaled in an accident, the company gives you money for a car that is one model year newer with 15,000 miles less that your totaled vehicle.

Liberty Mutual Car Insurance Coverages

  • Auto
  • Pay-as-you-drive program – RightTrack
  • Motorcycle
  • Classic Car
  • Boat/watercraft
  • Off-road vehicles
  • RV

Liberty Mutual Car Insurance Additional Policies

  • Homeowners
  • Renters
  • Condominium
  • Landlord
  • Flood
  • Mobile home
  • Umbrella liability
  • Life

Coverage Options
Usage-based/Telematics Icon
Usage-based/Telematics
Rates can be based on your mileage and how you drive.
Accident forgiveness Icon
Accident forgiveness
Your rates won"t increase after your first accident.
Vanishing deductible Icon
Vanishing deductible
Your deductible will be reduced as long as you have no accidents or moving violations.
New car replacement Icon
New car replacement
If you total your car the insurer will pay for a new car.
Offers 12-month policies Icon
Offers 12-month policies
Your policy term can be one year before the next renewal.
Mobile app Icon
Mobile app
The insurer offers an app for smartphones.
Discounts
Multi-policy Icon
Multi-policy
Discount for more than one type of policy with the same insurance provider.
Multi-vehicle Icon
Multi-vehicle
Discount for two or more vehicles on the same car insurance policy.
Driver training/Defensive driving Icon
Driver training/Defensive driving
Discount for an approved defensive driving or driver improvement class.
Academic achievement Icon
Academic achievement
Discount for full-time students who meet certain academic criteria.
Passive -restraint (air bag) Icon
Passive -restraint (air bag)
Discount for factory-installed safety devices such as an air bag.

In which states is Liberty Mutual available?

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