Home Renters insurance Renters insurance cost Average renters insurance cost in Alaska Average renters insurance cost in Alaska Discover the average cost of renters insurance in Alaska and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onMarch 3, 2026 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Alaska vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Alaska is $269 per year or $22 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Alaska is $269 per year or $22 per month.Western National Insurance provides the least expensive renters insurance in Alaska at an average rate of $151 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Alaska. Average renters insurance cost in Alaska per monthThe average cost of renters insurance in Alaska is $22 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$22$2 lessPowered by:Average renters insurance cost in Alaska by companyAccording to our data, Western National Insurance provides the most affordable renters insurance in Alaska, with an average annual rate of $151, followed by Allstate and State Farm.Getting quotes from multiple renters insurance companies in Alaska is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Alaska.CompanyAverage annual rateAverage monthly rateWestern National Insurance$151$13Allstate$156$13State Farm$180$15Country Financial$195$16USAA*$401$33*USAA is only available to military community members and their families.Powered by: Renters insurance calculator in Alaska Select your state Alaska Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $246/year Estimated renters insurance rates in Alaska $21 Monthly renters insurance cost in Alaska -9% Compared to national average Get quotes Average cost of renters insurance in Alaska by coverage levelOn average, Alaska renters pay $269 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Alaska to $213 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Alaska for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$206$17$20,000 with $500 Deductible and $300,000 Liability$229$19$20,000 with $1,000 Deductible and $100,000 Liability$191$16$20,000 with $1,000 Deductible and $300,000 Liability$213$18$40,000 with $500 Deductible and $100,000 Liability$266$22$40,000 with $500 Deductible and $300,000 Liability$289$24$40,000 with $1,000 Deductible and $100,000 Liability$246$21$40,000 with $1,000 Deductible and $300,000 Liability$269$22$60,000 with $500 Deductible and $100,000 Liability$323$27$60,000 with $500 Deductible and $300,000 Liability$346$29$60,000 with $1,000 Deductible and $100,000 Liability$301$25$60,000 with $1,000 Deductible and $300,000 Liability$324$27Powered by:Average cost of renters insurance in Alaska by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Alaska.Renters insurance rates in Alaska by citySee rates in your cityAnchorageFairbanksAverage cost of renters insurance in Alaska by ZIP codeIn Alaska, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in AlaskaIn Alaska, your ZIP code plays a major role in determining your premiums. Based on our data, 99820 is the most affordable ZIP code for renters insurance, with an average annual cost of $239.Comparing quotes from multiple insurers in Alaska is a smart way to find the best renters insurance rates for your ZIP code.ZIP codeCityAverage annual rateAverage monthly rate99820Angoon$239$2099821Auke Bay$239$2099918Coffman Cove$239$2099921Craig$239$2099824Douglas$239$2099825Elfin Cove$239$2099826Gustavus$239$2099827Haines$239$2099829Hoonah$239$2099923Hyder$239$20Powered by:Least affordable ZIP codes for renters insurance in AlaskaAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Alaska is 99567, with an average cost of $294 a year or $24 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Alaska. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate99567Chugiak$294$2499587Girdwood$294$2499540Indian$294$2499556Anchor Point$292$2499599Anchorage$292$2499652Big Lake$292$2499586Chistochina$292$2499566Chitina$292$2499568Clam Gulch$292$2499610Cohoe$292$24Powered by:Final thoughts: Average renters insurance in AlaskaRenters insurance is a must for Alaska renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.How much is renters insurance in other statesAlabama$390/YearArkansas$406/YearArizona$275/YearCalifornia$300/YearColorado$224/YearConnecticut$325/YearDelaware$207/YearFlorida$215/YearGeorgia$353/YearHawaii$252/YearIowa$216/YearIdaho$190/YearIllinois$294/YearIndiana$268/YearKansas$254/YearKentucky$209/YearLouisiana$579/YearMassachusetts$229/YearMaryland$251/YearMaine$211/YearMichigan$471/YearMinnesota$218/YearMissouri$249/YearMississippi$429/YearMontana$284/YearNorth Carolina$436/YearNorth Dakota$200/YearNebraska$314/YearNew Hampshire$160/YearNew Jersey$238/YearNew Mexico$195/YearNevada$263/YearNew York$328/YearOhio$255/YearOklahoma$299/YearOregon$295/YearPennsylvania$325/YearRhode Island$560/YearSouth Carolina$314/YearSouth Dakota$208/YearTennessee$309/YearTexas$223/YearUtah$246/YearVirginia$270/YearVermont$181/YearWashington$249/YearWisconsin$185/YearWest Virginia$244/YearWyoming$142/YearShow more states No matches are found You might find interesting Explore related topics Average homeowners insurance cost in AlaskaBest and cheapest homeowners insurance companies in AlaskaCost of Living in Alaska in 2025How much does condo insurance cost in Alaska in 2025? 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Most Americans don’t 1/1 Related Articles $400K home insurance cost calculator By Zack Sigel Cost of living by state By Chris Kissell Cost of living calculator By Nupur Gambhir How much do claims increase home insurance premiums? By Les Masterson How to file a successful mold claim By Chris Kissell Home and auto insurance bundle: Best companies and rates By Chris Kissell On this page Average renters insurance cost in Alaska per monthAverage renters insurance cost in Alaska by companyAverage cost of renters insurance in Alaska by coverage levelAverage cost of renters insurance in Alaska by cityAverage cost of renters insurance in Alaska by ZIP codeFinal thoughts: Average renters insurance in Alaska ZIP Code Please enter valid ZIP See rates (844) 761-9316