Average Renters Insurance Cost in Wyoming

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Renters insurance costs in Wyoming vary depending on your coverage level, insurance provider, and personal circumstances. On average, renters in Wyoming pay $136 per year or $11 per month for a policy that includes $40,000 in personal property coverage, $300,000 in liability protection and a $1,000 deductible.

Key Takeaways

The average cost of renters insurance in Wyoming is $136 per year or $11 per month.
Nationwide provides the least expensive renters insurance in Wyoming at an average rate of $136 annually.
Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Wyoming.

Average renters insurance cost in Wyoming per month

The average cost of renters insurance in Wyoming is $11 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.

Average renters ins cost per month	Difference compared to national average
$11	$11 less

Average renters insurance cost in Wyoming by company

According to our data, Nationwide provides the most affordable renters insurance in Wyoming, with an average annual rate of $136, followed by State Farm and USAA.

Getting quotes from multiple renters insurance companies in Wyoming is a good idea, as prices can differ significantly among insurers.

Below, you can find average annual and monthly renters insurance rates from various companies in Wyoming.

Company	Average annual rate	Average monthly rate
Nationwide	$136	$11
State Farm	$141	$12
USAA*	$131	$11

*USAA is only available to military community members and their families.

Renters insurance calculator in Wyoming

$126/year

Estimated renters insurance rates in Wyoming

$10

Monthly renters insurance cost in Wyoming

-49%

Compared to national average

Average cost of renters insurance in Wyoming by coverage level

On average, Wyoming renters pay $136 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.

Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Wyoming to $111 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.

Below are the average annual renters insurance costs in Wyoming for personal property coverage of $20,000 and $40,000.

Coverage level	Average annual renters insurance rate	Average monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability	$111	$9
$20,000 with $500 Deductible and $300,000 Liability	$121	$10
$20,000 with $1,000 Deductible and $100,000 Liability	$105	$9
$20,000 with $1,000 Deductible and $300,000 Liability	$111	$9
$40,000 with $500 Deductible and $100,000 Liability	$143	$12
$40,000 with $500 Deductible and $300,000 Liability	$153	$13
$40,000 with $1,000 Deductible and $100,000 Liability	$126	$10
$40,000 with $1,000 Deductible and $300,000 Liability	$136	$11
$60,000 with $500 Deductible and $100,000 Liability	$172	$14
$60,000 with $500 Deductible and $300,000 Liability	$182	$15
$60,000 with $1,000 Deductible and $100,000 Liability	$152	$13
$60,000 with $1,000 Deductible and $300,000 Liability	$162	$14

Average cost of renters insurance in Wyoming by city

Renters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Wyoming.

Renters insurance rates in Wyoming by city

See rates in your city

Casper

Cheyenne

Gillette

Average cost of renters insurance in Wyoming by ZIP code

In Wyoming, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.

Most affordable ZIP codes for renters insurance in Wyoming

The amount Wyoming renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 82224 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $133.

Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Wyoming.

ZIP code	City	Average annual rate	Average monthly rate
82224	Lost Springs	$133	$11
82229	Shawnee	$133	$11
82633	Douglas	$133	$11
82637	Glenrock	$133	$11
82222	Lance Creek	$134	$11
82225	Lusk	$134	$11
82227	Manville	$134	$11
82242	Van Tassell	$134	$11
82701	Newcastle	$134	$11
82710	Aladdin	$134	$11

Least affordable ZIP codes for renters insurance in Wyoming

Your ZIP code, among other factors, affects how much you pay for renters insurance in Wyoming. 82082 is the least affordable ZIP code for Wyoming renters at an average cost of $142 a year or $12 monthly.

We have analyzed quotes from the major insurance carriers across all the ZIP codes in Wyoming. Below are the average annual renters insurance costs by ZIP code.

ZIP code	City	Average annual rate	Average monthly rate
82082	Pine Bluffs	$142	$12
82081	Meriden	$142	$12
82061	Horse Creek	$142	$12
82060	Hillsdale	$142	$12
82059	Granite Canon	$142	$12
82054	Carpenter	$142	$12
82053	Burns	$142	$12
82050	Albin	$142	$12
82009	Cheyenne	$142	$12

Final thoughts: Average renters insurance in Wyoming

Renters insurance is essential for residents of Wyoming. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.

To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.