Home Car insurance Coverage As I was backing out of the driveway I hit a parked car that was parked beside the curb in the street causing what looked like mild damage. My vehicle had no damage. Will I have to pay a deductible? As I was backing out of the driveway I hit a parked car that was parked beside the curb in the street causing what looked like mild damage. My vehicle had no damage. Will I have to pay a deductible? View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.comPosted on: May 23, 2013 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. No, if the owner of the car makes a claim against you, there’s no deductible. Liability insurance, which is for the damage you do to others, does not have a deductible. Collision and comprehensive coverage have deductibles. QuickTake Can you drive with an expired license? Non-owner car insurance: How to get car insurance if you don't own a car in 2024 Minimum car insurance requirements by state in 2024 Can I insure a car that isn't in my name? Do you need a vehicle identification number for an insurance quote? Everything you need to know about insuring two cars Does car insurance cover hitting a deer? What is full coverage car insurance? What is liability auto insurance? 15 things you didn't know your car and home insurance policies cover How auto theft investigators work - and how to hire your own What is uninsured and underinsured motorist coverage? Car warranties versus auto insurance How Does Gap Insurance Work and Do You Need it? Do you need full coverage on a financed car Veterans and military guide to insurance The secret life of your car's VIN "Stacking" your UM/UIM auto insurance coverage 5 questions to ask your car insurance agent 10 things that aren’t illegal but should be SR-22 insurance: What is it and how does it work? How to cut your car insurance bill in half Untangling your insurance during a separation or divorce My wife was half asleep when she went out to scrape snow and ice off her car. She used a snow shovel, not realizing she picked up the one with the sharp metal blade at the end, so she scratched the car all over. Will her car insurance cover the damage? Taking the slow lane by storm: Insurance for low-speed vehicles Car insurance for blind drivers (you heard that right) Insuring your tricked-out, souped-up car See more > In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Used car insurance costs: Most and least expensive models to insure The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to car insurance discounts Proper insurance coverage for college-bound children How to read your auto insurance policy A complete list of car insurance companies New driver insurance grace period: What you need to know How much do insurance agents make? Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 ZIP Code Please enter valid ZIP See rates