Can I add a river with a poor driving record to my policy?

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You can add a driver with a poor driving record to your policy. However, there are a few things to consider. First, check with your insurance provider to see if they allow adding such drivers to your policy. Adding a driver with a poor driving record may result in higher insurance premiums due to the increased risk.

Things to consider: Adding a driver with a poor driving record to your policy

There are a few things to consider before adding a driver with a poor driving record to your policy.

• Cost: Adding a driver with a poor driving record can increase your insurance premiums. Insurance companies view drivers with a history of accidents or violations as riskier, which might lead to higher costs.

• Coverage: Some insurance providers might offer limited coverage options for drivers with poor records. You might have to opt for specific coverage plans or higher deductibles.

• Eligibility: Check with your insurance company to ensure they accept drivers with poor records. Some insurers might have restrictions or guidelines regarding who can be added to a policy.

• Policyholder responsibility: Remember, as the policyholder, you could be financially responsible for any accidents or claims involving the driver you add. Be sure you’re comfortable with that responsibility.

It’s a good idea to shop around and compare quotes from different insurance companies. Some might offer more competitive rates for drivers with poor records than others.

Read our guide to adding drivers to car insurance.

Final thoughts

Adding a driver with a poor driving record to your policy is possible, but it’s important to weigh the potential costs and risks. Consider reaching out to your insurance provider to discuss your options and get a clear understanding of how the addition might impact your coverage and premiums.