What types of damages can I claim in a “not at fault” accident?

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In a not-at-fault car accident, you might be eligible to claim different types of damages. These damages are the losses you experience due to the accident.

Economic damages

Here are some common damages that you can usually claim after a car accident that wasn’t your fault:

• Property damage: This covers the repair or replacement costs for your vehicle and any other damaged property, such as personal belongings inside your car.

• Medical expenses: You can claim the medical bills related to injuries you sustained in the accident. This includes hospitalization, doctor’s visits, medication, therapy, and other necessary medical treatments.

• Lost income: If your injuries led to missed work days, you can claim the wages you would have earned during that time period.

• Future earnings: If your injuries are expected to impact your ability to work in the future, you might be able to claim compensation for the potential income you will lose.

Non-economic damages

• Pain and suffering: This compensation is for the physical and emotional distress you experienced due to the accident and your injuries.

• Emotional distress: You may be eligible for compensation if the accident caused significant emotional trauma.

• Loss of enjoyment: If your quality of life has been affected by an accident, such as being unable to pursue hobbies or activities you enjoyed, you can claim damages for this loss.

• Loss of consortium: In some cases, if the accident causes a loss of companionship or the ability to have a normal relationship with a spouse or family member, you may be able to claim damages for loss of consortium.

It’s important to document all your expenses and losses, keep a record of medical treatments, and consult with legal professionals to understand the full extent of damages you can claim.