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If the other driver’s car insurance company disputes liability in a car accident where you believe you are not at fault, it’s important to handle the situation carefully to protect your claim. 

What to do if the other driver’s insurer disputes the liability?

When the other driver’s car insurance company disputes liability, it can be frustrating and challenging. However, there are steps you can take to protect your claim.

Dispute the findings of the insurance company

You can appeal with the insurance company to request a reexamination of your case. This can help provide additional evidence and arguments to support your claim.

File a personal injury claim

If an insurance company denies your claim because they think you are at fault, you should hire a lawyer to file a case that disputes your involvement in the car accident. 

You may be asked to file a statement adding your side of the story with the insurance adjuster reviewing your case.

Seek legal advice

If the other driver’s insurance company is disputing liability, it may be necessary to consult with an attorney who specializes in personal injury or auto accident cases. They can guide you on how to proceed and negotiate on your behalf.

Keep records

Maintain a record of all communications with the other driver’s insurance company, including dates, times, and the names of the individuals you spoke with. This can be useful if you need to provide evidence of your interactions.

Be patient

Insurance claims can take time to resolve, especially if liability is disputed. It may require negotiation, mediation, or even a lawsuit in some cases. Patience and persistence are essential in pursuing a fair settlement.

Follow your attorney’s advice

If you hire an attorney, follow their guidance and recommendations closely. They will work to protect your interests and help you navigate the complex legal process.

Final thoughts

You should immediately contact the insurance company if the fault has been wrongly attributed to you. This is certainly something you could handle yourself, but it is often better to have an attorney take this step for you.