Car Insurance Does full coverage insurance cover rental cars? By Insure.com's Editor | Updated on August 18, 2023 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. When it comes to renting a car, you might wonder if your full coverage insurance extends to cover those situations. Let’s delve into the details to help you grasp whether your insurance offers protection for rental cars. Understanding rental car coverage Full coverage basics – Full coverage insurance primarily focuses on your vehicle. It typically includes components like collision and comprehensive coverage, protecting your car against damages and non-collision incidents. Rental car considerations – While full coverage generally doesn’t directly cover rental cars as it does your vehicle, it might offer some benefits. For instance, if you’re involved in an accident with a rental car, your liability coverage could extend to cover damages you cause to others, similar to how it works with your vehicle. Rental car insurance options Rental car company insurance – The rental company often offers insurance options when renting a car. These can range from collision coverage to liability protection. While they provide immediate coverage, they might be more expensive than your existing insurance. Credit card benefits – Some credit cards offer rental car insurance as a perk. It’s essential to understand the terms and limitations of this coverage before relying solely on it. Choosing the right coverage for your rental car Before renting a car, it’s crucial to review your full coverage insurance policy, consult your insurance provider, and explore any credit card benefits you may have. Understanding the extent of coverage can help you decide whether to opt for additional rental car insurance from the rental company. While full coverage insurance may offer certain protections, it’s wise to assess your needs and choose the right level of coverage to ensure a worry-free rental car experience. Conclusion While full coverage insurance doesn’t typically cover rental cars the same way it does your vehicle, it’s essential to explore your options and make an informed decision. By understanding your existing coverage, rental company insurance offerings, and any credit card benefits, you can choose the best approach to ensure a smooth and protected rental car experience. In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? A complete guide to car insurance costs for seniors A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read (and actually understand!) your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes