The General Car Insurance

Updated on
insure logo

Why you can trust

quality icon

Quality Verified

At, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria.

About The General

Customer service: 866-519-7422
Claims: 800-280-1466
Corporate Headquarters 2636 Elm Hill Pike, Suite 510
Nashville, Tennessee 37214

Company Background

You’ve probably seen the commercials…

In 1963, The General began selling insurance as Permanent General Agency, and in 1997, became known simply as The General. Compared to other insurers, that’s a relatively short history, but in that brief time, The General has earned a financial stability rating of “excellent” from A.M. Best and has successfully branded itself with fun – if not a bit goofy – television commercials and a memorable jingle.

Consider the General for a less-than-stellar driving record

The General is able to write policies for most drivers, including new drivers,  those with accidents, driving violations, gaps in coverage or lower credit scores, which makes it is a great option for those looking to reestablish insurance.

The insurer allows you to buy a policy if you have a suspended or revoked driver’s license, as long as you have been licensed at some point and have a driver’s license number to put on your application. The company is authorized to file an SR-22, a form for high-risk drivers submitted to your state’s DMV or traffic authority that shows you carry your state’s minimum liability requirements, in any state where you are applying for insurance.

The General tries to offer a low down-payment option for every policyholder and offers immediate proof of insurance once you have made your down payment and electronically signed your application.

The General Car Insurance Coverages

  • Personal auto/Commercial auto
  • Motorcycle
  • RV
  • Boat/Personal Water Craft
  • The General Car Insurance Additional Policies

  • Renters
  • Homeowners
  • Life
  • Health
  • Coverage Options
    Offers 12-month policies Icon
    Offers 12-month policies
    Your policy term can be one year before the next renewal.
    Mobile app Icon
    Mobile app
    The insurer offers an app for smartphones.
    Multi-vehicle Icon
    Discount for two or more vehicles on the same car insurance policy.
    Driver training/Defensive driving Icon
    Driver training/Defensive driving
    Discount for an approved defensive driving or driver improvement class.
    Academic achievement Icon
    Academic achievement
    Discount for full-time students who meet certain academic criteria.
    Passive -restraint (air bag) Icon
    Passive -restraint (air bag)
    Discount for factory-installed safety devices such as an air bag.
    Safe driver/clean driving record/good driver Icon
    Safe driver/clean driving record/good driver
    Discount for no accidents or traffic violations, usually for three or five years.

    In which states is The General available?

    Go To Top