Home Renters insurance Renters insurance cost Average renters insurance cost in Oklahoma Average renters insurance cost in Oklahoma Discover the average cost of renters insurance in Oklahoma and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: June 30, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Oklahoma vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Oklahoma is $281 per year or $23 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Oklahoma is $281 per year or $23 per month.State Farm provides the least expensive renters insurance in Oklahoma at an average rate of $210 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Oklahoma. Average renters insurance cost in Oklahoma per monthIn Oklahoma, the average monthly cost of renters insurance is $23. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$23$1 moreAverage renters insurance cost in Oklahoma by companyAccording to our data, State Farm provides the most affordable renters insurance in Oklahoma, with an average annual rate of $210, followed by Shelter Insurance and Oklahoma Farm Bureau.Getting quotes from multiple renters insurance companies in Oklahoma is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Oklahoma.CompanyAverage annual rateAverage monthly rateState Farm$210$18Shelter Insurance$266$22Oklahoma Farm Bureau$309$26Farmers$352$29AFR Insurance$397$33USAA$230$19 Renters insurance calculator in Oklahoma Select your state Oklahoma Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $266/year Estimated renters insurance rates in Oklahoma $22 Monthly renters insurance cost in Oklahoma 8% Compared to national average Get quotes Average cost of renters insurance in Oklahoma by coverage levelOn average, Oklahoma renters pay $281 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Oklahoma to $201 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Oklahoma for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$209$17$20,000 with $500 Deductible and $300,000 Liability$223$19$20,000 with $1,000 Deductible and $100,000 Liability$187$16$20,000 with $1,000 Deductible and $300,000 Liability$201$17$40,000 with $500 Deductible and $100,000 Liability$297$25$40,000 with $500 Deductible and $300,000 Liability$312$26$40,000 with $1,000 Deductible and $100,000 Liability$266$22$40,000 with $1,000 Deductible and $300,000 Liability$281$23$60,000 with $500 Deductible and $100,000 Liability$376$31$60,000 with $500 Deductible and $300,000 Liability$392$33$60,000 with $1,000 Deductible and $100,000 Liability$337$28$60,000 with $1,000 Deductible and $300,000 Liability$352$29Average cost of renters insurance in Oklahoma by cityRenters insurance premiums can vary widely between cities. To help you choose the right policy, we’ve compiled average costs by location. Explore renters insurance rates across various cities in Oklahoma and find the best fit for your budget.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Oklahoma by cityBroken ArrowEdmondNormanTulsaAverage cost of renters insurance in Oklahoma by ZIP codeThe cost of renters insurance in Oklahoma varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Oklahoma.Most affordable ZIP codes for renters insurance in OklahomaThe amount Oklahoma renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 74954 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $267.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Oklahoma.ZIP codeCityAverage annual rateAverage monthly rate74954Roland$267$2274955Akins$267$2274945Marble City$267$2274946Moffett$267$2274931Bunch$267$2274960Bell$267$2274962Carlisle$267$2274936Gans$268$2274948Long$269$2274427Cookson$269$22Least affordable ZIP codes for renters insurance in OklahomaAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Oklahoma is 73118, with an average cost of $303 a year or $25 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Oklahoma. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate73118Oklahoma City$303$2573116Nichols Hills$302$2573104Oklahoma City$301$2573120Nichols Hills$300$2573071Norman$298$25Final thoughts: Average renters insurance in OklahomaRenters insurance is a must-have for renters in Oklahoma. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Oklahoma Average homeowners insurance cost in Oklahoma Average car insurance cost in Oklahoma Non-owner auto insurance in Oklahoma Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Hurricane season is here: What to know to protect your home By Maryalene LaPonsie $400K home insurance cost calculator By Zack Sigel Cost of living comparison by state By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Cost of living calculator By Nupur Gambhir Average homeowners insurance cost by ZIP code in 2025 By Barry Eitel On this page Average renters insurance cost in Oklahoma per monthAverage renters insurance cost in Oklahoma by companyAverage cost of renters insurance in Oklahoma by coverage levelAverage cost of renters insurance in Oklahoma by cityAverage cost of renters insurance in Oklahoma by ZIP codeFinal thoughts: Average renters insurance in Oklahoma ZIP Code Please enter valid ZIP See rates (844)-761-9316