Average Renters Insurance Cost in Utah

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

In Utah, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $204 annually or $17 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible.

Key Takeaways

The average cost of renters insurance in Utah is $204 per year or $17 per month.
Nationwide provides the least expensive renters insurance in Utah at an average rate of $152 annually.
Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Utah.

Average renters insurance cost in Utah per month

In Utah, the average cost of renters insurance is $17 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.

Average renters ins cost per month	Difference compared to national average
$17	$5 less

Average renters insurance cost in Utah by company

According to our data, Nationwide provides the most affordable renters insurance in Utah, with an average annual rate of $152, followed by Iowa Farm bureau and State Farm.

Getting quotes from multiple renters insurance companies in Utah is a good idea, as prices can differ significantly among insurers.

Below, you can find average annual and monthly renters insurance rates from various companies in Utah.

Company	Average annual rate	Average monthly rate
Nationwide	$152	$13
Iowa Farm bureau	$153	$13
State Farm	$157	$13
Auto-Owners	$186	$16
Allstate	$189	$16
American Family	$232	$19
Farmers	$242	$20
Mutual of Enumclaw	$280	$23
USAA*	$224	$19

*USAA is only available to military community members and their families.

Renters insurance calculator in Utah

$187/year

Estimated renters insurance rates in Utah

$16

Monthly renters insurance cost in Utah

-24%

Compared to national average

Average cost of renters insurance in Utah by coverage level

On average, Utah renters pay $204 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.

Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Utah to $157 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.

Below are the average annual renters insurance costs in Utah for personal property coverage of $20,000 and $40,000.

Coverage level	Average annual renters insurance rate	Average monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability	$154	$13
$20,000 with $500 Deductible and $300,000 Liability	$171	$14
$20,000 with $1,000 Deductible and $100,000 Liability	$141	$12
$20,000 with $1,000 Deductible and $300,000 Liability	$157	$13
$40,000 with $500 Deductible and $100,000 Liability	$206	$17
$40,000 with $500 Deductible and $300,000 Liability	$223	$19
$40,000 with $1,000 Deductible and $100,000 Liability	$187	$16
$40,000 with $1,000 Deductible and $300,000 Liability	$204	$17
$60,000 with $500 Deductible and $100,000 Liability	$259	$22
$60,000 with $500 Deductible and $300,000 Liability	$276	$23
$60,000 with $1,000 Deductible and $100,000 Liability	$236	$20
$60,000 with $1,000 Deductible and $300,000 Liability	$252	$21

Average cost of renters insurance in Utah by city

Renters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Utah.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Utah by city

Average cost of renters insurance in Utah by ZIP code

Renters insurance costs in Utah vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.

Most affordable ZIP codes for renters insurance in Utah

The amount Utah renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 84736 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $195.

Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Utah.

ZIP code	City	Average annual rate	Average monthly rate
84736	Henrieville	$195	$16
84311	Fielding	$196	$16
84312	Garland	$196	$16
84307	Corinne	$196	$16
84523	Ferron	$196	$16
84776	Tropic	$196	$16
84734	Hanksville	$196	$16
84743	Kingston	$196	$16
84735	Hatch	$196	$16
84511	Blanding	$196	$16

Least affordable ZIP codes for renters insurance in Utah

84080 is the most expensive ZIP code for renters insurance in Utah, at an average cost of $232 annually or $19 monthly.

We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Utah. The table below shows the average annual renters insurance rates by ZIP code.

ZIP code	City	Average annual rate	Average monthly rate
84080	Vernon	$232	$19
84005	Eagle Mountain	$221	$18
84111	Salt Lake City	$219	$18
84316	Howell	$218	$18
84013	Cedar Valley	$218	$18
84115	Salt Lake City	$218	$18
84628	Eureka	$218	$18
84113	Salt Lake City	$218	$18

Final thoughts: Average renters insurance in Utah

Renters insurance is a must for Utah renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.

Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.

How much is renters insurance in other states

Alaska$257/Year

Alabama$324/Year

Arkansas$363/Year

Arizona$260/Year

California$271/Year

Colorado$191/Year

Connecticut$292/Year

Delaware$181/Year

Florida$248/Year

Georgia$352/Year

Hawaii$247/Year

Iowa$203/Year

Idaho$184/Year

Illinois$246/Year

Indiana$269/Year

Kansas$251/Year

Kentucky$207/Year

Louisiana$504/Year

Massachusetts$262/Year

Maryland$256/Year

Maine$198/Year

Michigan$340/Year

Minnesota$211/Year

Missouri$231/Year

Mississippi$387/Year

Montana$275/Year

North Carolina$366/Year

North Dakota$192/Year

Nebraska$295/Year

New Hampshire$173/Year

New Jersey$207/Year

New Mexico$201/Year

Nevada$246/Year

New York$293/Year

Ohio$252/Year

Oklahoma$281/Year

Oregon$288/Year

Pennsylvania$274/Year

Rhode Island$476/Year

South Carolina$294/Year

South Dakota$202/Year

Tennessee$290/Year

Texas$226/Year

Virginia$235/Year

Vermont$182/Year

Washington$222/Year

Wisconsin$167/Year

West Virginia$248/Year

Wyoming$136/Year

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.