There’s a lot to take into account when shopping for renters insurance, but we’ve compiled a list of the top providers in Arizona. Our insurance experts have analyzed price quotes from Arizona’s largest renters insurance companies to help make your decision easier. Below is the list of cheapest renters insurance companies in Arizona:

  • USAA
  • American Family
  • Allstate
  • Garrison
  • Travelers

Cheapest renters insurance companies in Arizona

USAA offers the cheapest renters insurance in Arizona at an average annual rate of $210 or $18 per month. Based on Insure.com’s rate analysis, we have mentioned cheap renters insurance companies in Arizona along with their average annual rates.

CompanyAverage annual rateAverage monthly rate
USAA$210$18
American Family$217$18
Allstate$231$19
Garrison$231$19
Travelers$233$19
State Farm$248$21
Nationwide$266$22
Farmers$292$24
Amco$455$38
Safeco$523$44

Average cost of renters insurance in Arizona by coverage level

In Arizona, the average cost of renters insurance is $255 per year or $21 per month, that’s $71 less than the national average of $326. These rates are for the coverage level of $20,000 for personal property, $1000 as deductible and $300,000 as liability protection.

Find below average cost of renters insurance in Arizona for coverage levels of- $40,000 and $60,000 with liability protection of $300,000 and $1000 as deductible.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$255$21
$40,000$336$28
$60,000$428$36

Most affordable ZIP codes for renters insurance in Arizona

How much Arizona renters pay for insurance majorly depends on the zip code they live in. Based on our findings, the most affordable zip code for renters insurance in Arizona is 85375. Its average annual rate $275 or $23 per month.

The above mentioned rates are for the coverage limits of $40,000 for personal property, $1000 as deductible, and 100,000 in liability protection. Rates vary based on the zip code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Arizona.

ZIP codeAverage annual rateAverage monthly rate
85375$275$23
85145$283$24
85545$284$24
85539$285$24
85249$286$24
85140$287$24
85295$288$24
85324$289$24
86021$290$24
85332$291$24

Least affordable ZIP codes for renters insurance in Arizona

Your zip code, among other factors, affects how much you pay for renters insurance in Arizona. 85065 is the least affordable zip code for Arizona renters at an average cost of $357 a year or $30 monthly.

We have analyzed quotes from the major insurance carriers across all the zip codes in Arizona. Below we’ll provide the average annual renters insurance costs by ZIP code, also find out how much renters insurance costs per month.

ZIP codeAverage annual rateAverage monthly rate
85065$357$30
85025$354$30
85026$353$29
85033$351$29
85041$350$29
85023$349$29
85035$348$29
85029$347$29
85040$346$29
85042$345$29

Renters and auto bundle discounts in Arizona

If you’re looking for ways to trim costs on your insurance premiums, consider purchasing both renters and auto policies from the same company. Bundling policies can help you save an average of $99 per year in Arizona. Geico offers the cheapest rate on renters and auto insurance bundle, you can save an average of $27 annually or 3%.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
Geico$972$999$273%
State Farm$1,277$1,338$605%
Nationwide$1,395$1,449$544%
Progressive$1,438$1,596$15810%
Trumbull $1,491$1,506$151%
American Family $1,505$1,595$906%
Travelers$1,546$1,627$815%
CSAA$1,630$1,716$865%
Farmers$2,190$2,353$1647%
Allstate$2,620$2,878$2579%

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