Home Home insurance Renters insurance Renters insurance cost Cheap renters insurance in Nebraska Cheap renters insurance in Nebraska By Insure.com's Editor | Posted on February 6, 2022 Why you can trust Insure.comQuality VerifiedAt Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Looking for cheap renters insurance in Nebraska? Consider getting quotes from Nationwide, Allstate and Travelers. In our analysis these companies offer the cheapest rates of all the carriers surveyed. But it’s smart to get multiple quotes for Nebraska renters insurance because the prices vary a lot among carriers. Below is the list of cheapest renters insurance companies in Nebraska: NationwideAllstateState FarmTravelersFarm Bureau Cheapest renters insurance companies in Nebraska According to Insure.com’s analysis, Nationwide offers the cheapest renters insurance in Nebraska at about $166 a year or $14 per month. Allstate is in second place with an average annual rate of $183. However, the cost of your premium may vary depending on factors specific to you. CompanyAverage annual rateAverage monthly rateNationwide$166$14Allstate$183$15State Farm$183$15Travelers$216$18Farm Bureau$232$19Farmers$248$21American Family$284$24Safeco$341$28Fire Ins Exch$384$32Liberty$788$66 Average cost of renters insurance in Nebraska by coverage level The average cost of renters insurance in Nebraska is $226 per year or $19 per month. These rates are for coverage level of $20,000 for personal property, $300,000 for liability protection and $1000 as deductible. Whereas, renters insurance costs $307 annually for coverage limit of $40,000 as personal property, $300,000 for liability and $1000 deductible. Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate$20,000$226$19$40,000$307$26$60,000$399$33 Most affordable ZIP codes for renters insurance in Nebraska 68803 is the most affordable zip code for renters insurance in Nebraska. Our insurance experts have analyzed price quotes from all the major carriers in Nebraska and put together a list of the most affordable zip codes with cheapest renters insurance. ZIP codeAverage annual rateAverage monthly rate68803$287$2468305$288$2468316$289$2468004$290$2468014$291$2468031$292$2468001$293$2468002$294$2468029$295$2568005$296$25 Least affordable ZIP codes for renters insurance in Nebraska Of all the zip codes analyzed by Insure.com, 68110 is the least affordable zip code for renters insurance in Nebraska. Its average annual rate for Nebraska renters is $321 a year or $27 per month. The insurance rates in a city can vary depending on many factors, such as crime rate and weather. A population with a low crime rate will have much lower premiums in comparison to other areas. ZIP codeAverage annual rateAverage monthly rate68110$321$2768111$318$2668102$316$2668108$315$2668104$314$2668105$310$2668106$309$2668010$308$2668127$306$2668142$305$25 Renters and auto bundle discounts in Nebraska Bundling with your auto insurance is a great way to save money on renters coverage. If you purchase your auto and renters insurance policies from the same company you can save an average of $87 per year in Nebraska. Below is a list of companies that offer cheap rates upon bundling and you can also find how much you will have to pay if you don’t bundle your policies. CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savingsAmco $1,234$1,288$554%Farmers$1,266$1,401$13510%State Farm$1,499$1,574$755%Progressive $1,569$1,679$1107%Farm Bureau$1,598$1,679$815%Owners $1,759$1,852$935%Mid Century $1,998$2,148$1497%Allstate$2,065$2,082$181%Geico$2,266$2,336$703% Know how much is renters insurance in other statesAlaska$165/YearAlabama$377/YearArkansas$313/YearArizona$255/YearCalifornia$225/YearColorado$221/YearConnecticut$246/YearDelaware$262/YearFlorida$208/YearGeorgia$454/YearHawaii$166/YearIowa$245/YearIdaho$232/YearIllinois$245/YearIndiana$238/YearKansas$274/YearKentucky$295/YearLouisiana$417/YearMassachusetts$269/YearMaryland$194/YearMaine$206/YearMichigan$352/YearMinnesota$362/YearMissouri$279/YearMississippi$393/YearMontana$201/YearNorth Carolina$166/YearNorth Dakota$338/YearNew Hampshire$171/YearNew Jersey$249/YearNew Mexico$261/YearNevada$259/YearNew York$230/YearOhio$282/YearOklahoma$380/YearOregon$189/YearPennsylvania$200/YearRhode Island$263/YearSouth Carolina$267/YearSouth Dakota$160/YearTennessee$239/YearTexas$251/YearUtah$267/YearVirginia$220/YearVermont$128/YearWashington$174/YearWisconsin$191/YearWest Virginia$240/YearWyoming$150/YearShow more Related Articles Cost of living comparison by state By Casey Bond Mobile home insurance: What does it cover and how much does it cost By Chris Kissell What is dwelling coverage & how much do you need? 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