Home Home insurance Renters insurance Renters insurance cost Massachusetts Leeds, MA How much is renters insurance in Leeds, MA Renters insurance in Leeds costs an average of $240 annually or $20 monthly. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service. | Updated on: February 3, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Leeds, MA, the average cost of renters insurance is $240 annually for $40,000 in personal property, $300,000 in liability and a $1,000 deductible. It is $22 less than the state average of $262 per year.Renters insurance costs may differ depending on the coverage you opt for and the amount of liability coverage included in your policy. If you’re living in a rental property, it’s worth considering this type of insurance to protect your belongings from damages caused by fire, smoke, theft, vandalism and other covered events. We conducted an in-depth analysis of insurance companies to find the most affordable insurers for renters in Leeds. Continue reading to know the cheapest renters insurance companies in Leeds.Key TakeawaysThe average cost of renters insurance in Leeds is $240 annually or $20 monthly.The cheapest option for renters in Leeds is State Farm, offering coverage at $11 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as discounts for installing a security system or bundling policies.What is the average cost of renters insurance per month in Leeds?On average, the cost of renters insurance in Leeds is $20 a month. It’s $2 less than the state average of $22. Renters in Leeds pay these rates for the coverage limit of $40,000 in personal property coverage, $1,000 deductible and $300,000 in liability protection coverage.The renters insurance rates vary by city depending on your insurance provider and the coverage limits you choose. For example, renters in Leeds pay $13 per month for personal property coverage of $20,000 and a $1,000 deductible. However, if you decide to increase the personal property coverage limit to $40,000, you will pay $7 more for renters insurance.Now, you’ll have to decide how much coverage you need and how much you can afford. However, it is recommended that you choose higher coverage limits if your personal belongings consist of expensive jewelry, furniture and electronics.How much is renters insurance in Leeds by deductible?The renters insurance cost in Leeds is $176 per year for a $500 deductible and $20,000 as personal property coverage.A deductible is an amount you agree to pay before your insurance coverage kicks in. If you increase your deductible limit, your insurance cost will go down. For instance, if the personal property coverage is the same, i.e., $20,000, but you increase your deductible limit from $500 to $1,000, you will pay $15 less every year for insurance.Below are the renters insurance rates for different personal property coverage and deductible amount.Deductible$20000 personal property$40000 personal property$60000 personal property$500$176$268$365$1,000$161$240$326Read our guide to know what does renters insurance cover.Who offers cheap renters insurance in Leeds?Your quest for the cheapest renters insurance ends here.State Farm provides the cheapest rates in Leeds, with an annual premium of $136 or $11 per month. Travelers is the second cheapest company, followed by Vermont Mutual.Insure.com’s experts have compared renters insurance quotes from all the national and regional carriers in Leeds to create a list of the most affordable insurers. Below is a list of the cheapest renters insurance companies and their average annual and monthly rates.Renter insurance providerAverage annual rateAverage per month rateState Farm$136$11Travelers$139$12Vermont Mutual$155$13Andover Insurance$210$18Allstate$241$20Safety Insurance$241$20Amica Mutual$258$22Arbella Insurance$282$24Mapfre Insurance$367$31Tips for reducing renters insurance costHere are some tips to help reduce renters insurance costs in Leeds:Bundle insurance policies: If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Leeds.Increase deductible: Opting for a higher deductible can lower your premium in Leeds, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage: Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims: Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around: Don’t settle for the first quote you receive. Compare renters insurance quotes in Leeds from multiple providers to find the best price for the coverage you need.Final thoughtsRenters in Leeds, MA should purchase renters insurance to protect their personal belongings, provide liability coverage, and cover additional living expenses if their rental becomes uninhabitable due to a covered event. Premiums may differ based on location, coverage amount and individual circumstances, but the peace of mind it offers is worth the investment. You can get an affordable policy that fits your budget by assessing your coverage needs, comparing quotes and taking advantage of available discounts.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Leeds for $40,000 personal property coverage, $300,000 liability coverage, and a $1000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other citiesBostonMiltonNorfolkRichmondRochdaleSpringfieldTewksburyWilmingtonWorcesterShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? 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