Home Renters insurance Renters insurance cost Massachusetts Tewksbury, MA How much is renters insurance in Tewksbury, Massachusetts Renters insurance in Tewksbury costs $237 per year or $20 monthly, on average. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: May 8, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Tewksbury, the average cost of renters insurance is $237 annually for $40,000 in personal property, $300,000 in liability and a $1,000 deductible. It is $25 less than the state average of $262 per year.Renters insurance costs can vary based on the coverage you choose and the amount of liability protection included in your policy. If you’re living in a rental, it’s a smart way to protect your personal belongings from things like fire, smoke, theft, vandalism, and other covered incidents. Let’s take a look at the cheapest renters insurance options in Tewksbury.Key TakeawaysThe average cost of renters insurance in Tewksbury is $237 annually or $20 monthly.The cheapest option for renters in Tewksbury is Travelers, offering coverage at $11 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as installing a security system or bundling policies.What is the average cost of renters insurance per month in Tewksbury?On average, renters in Tewksbury pay $20 per month for renters insurance, which is $2 less than the state average of $22. The policy includes $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.The cost of renters insurance in Tewksbury varies depending on your insurance company and the coverage limit you buy. Renters in Tewksbury typically pay $13 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $7 in your monthly premium.Choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.How much is renters insurance in Tewksbury by deductible?Renters insurance in Tewksbury costs an average of $175 per year for a $500 deductible and $20,000 in personal property coverage.The deductible is the amount you pay before your insurance coverage applies. By increasing your deductible, you can lower your insurance premium. For instance, raising your deductible from $500 to $1,000 will save you $15 annually.The table below shows renters insurance premiums for varying personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$175$264$360$1,000$160$237$322Note: The liability protection coverage is $100,000.Who offers affordable renters insurance in Tewksbury?Travelers provides the cheapest rates in Tewksbury, with an annual premium of $130 or $11 per month. State Farm is the second-cheapest company, followed by Vermont Mutual.Below is a list of the cheapest renters insurance companies and their average annual and monthly rates.Renter insurance providerAverage annual rateAverage per month rateTravelers$130$11State Farm$133$11Vermont Mutual$155$13Andover Insurance$210$18Allstate$238$20Safety Insurance$254$21Amica Mutual$261$22Arbella Insurance$282$24Mapfre Insurance$353$29Tips for reducing the cost of renters insuranceHere are some tips to help reduce renters insurance costs in Tewksbury:Bundle insurance policies. If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Tewksbury.Increase deductible. Opting for a higher deductible can lower your premium in Tewksbury, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage. Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims. Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around. Don’t settle for the first quote you receive. Compare renters insurance quotes in Tewksbury from multiple providers to find the best price for the coverage you need.Renters insurance in Tewksbury, offers valuable protection for renters at an affordable price. While premiums can vary depending on location, coverage amount and individual circumstances, the peace of mind it provides is worth the investment. By understanding your coverage needs, comparing quotes and taking advantage of discounts, you can find an affordable policy that suits your budget.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Tewksbury in 2023 for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other cities?BostonLeedsMiltonNorfolkRichmondRochdaleSpringfieldWilmingtonWorcesterShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? 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