Home Renters insurance Renters insurance cost Massachusetts Rochdale, MA How much is renters insurance in Rochdale, MA The average cost of renters insurance in Rochdale is $222 per year or $18 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: May 4, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Rochdale, MA, renters insurance costs an average of $222 per year for $40,000 in personal property coverage, $300,000 in liability coverage, and a $1,000 deductible, which is $40 less than the statewide average of $262.It can be higher or lower depending on the coverage limit you choose and the amount of liability the policy provides. If you rent, you should consider buying renters insurance because it protects your personal belongings from damage caused by covered perils such as fire or smoke damage, theft, vandalism and other mishaps. Looking for affordable renters insurance in Rochdale? We’ve compared the top companies to help you find the cheapest options.Key TakeawaysRenters insurance costs an average of $222 per year or $18 per month in Rochdale.Travelers has the cheapest renters insurance for Rochdale renters at $11 per month.Taking advantage of discounts, such as having a security system or bundling renters insurance with other insurance policies, can help reduce your insurance premiums.What is the average cost of renters insurance per month in Rochdale?The average monthly cost of renters insurance in Rochdale is $18, which is $4 less than the state average of $22. This rate is for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Renters insurance rates vary by city depending on the coverage and the insurance company you choose. For example, renters in Rochdale pay $13 monthly for $20,000 in personal property coverage with a $1,000 deductible. If you increase your personal property coverage to $40,000, the cost will rise by $5 more.Higher coverage limits are recommended if you own valuable items like jewelry, furniture, and electronics.How much is renters insurance in Rochdale by deductible?Renters insurance in Rochdale costs an average of $165 per year for a $500 deductible and $20,000 in personal property coverage.The deductible is the amount you pay before your insurance coverage applies. By increasing your deductible, you can lower your insurance premium. For instance, raising your deductible from $500 to $1,000 will save you $13 annually.The table below shows renters insurance premiums for varying personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$165$247$335$1,000$152$222$300Note: The liability protection coverage is $100,000.Who offers cheap renters insurance in Rochdale?Your search for the cheapest renters insurance company ends here.Travelers offers the cheapest renters insurance in Rochdale at $132 a year or $11 per month. According to our data, State Farm ranks second on our list followed by Vermont Mutual. Below are the average annual and monthly rates of the cheap renters insurance companies in Rochdale, MA.Renter insurance providerAverage annual rateAverage per month rateTravelers$132$11State Farm$136$11Vermont Mutual$154$13Andover Insurance$169$14Safety Insurance$229$19Allstate$242$20Amica Mutual$261$22Arbella Insurance$282$24Mapfre Insurance$306$25How to lower the cost of renters insuranceFollow these tips to reduce the cost of your renters insurance in Rochdale:Bundle policies. If you have other insurance policies, such as car insurance, consider bundling them with the same company. Many insurers in Rochdale provide discounts for bundled policies.Increase your deductible. A higher deductible can lower your premium in Rochdale, but make sure you’re comfortable with the potential out-of-pocket costs if you file a claim.Choose the right coverage amount. Review your renters insurance policy regularly to ensure you aren’t paying for unnecessary coverage, such as excess personal property coverage if you don’t own many valuables.Avoid filing too many claims. Filing frequent small claims can increase your rates. It might be worth paying for minor damages out-of-pocket instead of using your insurance.Compare quotes. Don’t accept the first quote you get. Shop around and compare renters insurance rates from different insurers in Rochdale to find the best deal.Renters in Rochdale, MA should purchase renters insurance to protect their belongings and financial health. The cost of coverage varies based on your location, coverage limits and individual circumstances. To find the best deal, evaluate your coverage needs, compare quotes from different providers and take advantage of any available discounts.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Rochdale for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other citiesBostonLeedsMiltonNorfolkRichmondSpringfieldTewksburyWilmingtonWorcesterShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is condo (HO-6) insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? 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By Les Masterson Guide to the insurance claims history report (CLUE) By Shivani Gite How to find a homeowners insurance policy By Shivani Gite Home insurance claims: How to file and what you should know By Chris Kissell On this page What is the average cost of renters insurance per month in Rochdale?How much is renters insurance in Rochdale by deductible?Who offers cheap renters insurance in Rochdale?How to lower the cost of renters insuranceMethodology ZIP Code Please enter valid ZIP See rates