Home Renters insurance Renters insurance cost Nevada West Wendover, NV How much is renters insurance in West Wendover, Nevada Renters insurance in West Wendover costs $235 per year or $20 monthly, on average. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: May 9, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In West Wendover, renters insurance costs an average of $235 per year for $40,000 in personal property coverage, $300,000 in liability coverage, and a $1,000 deductible, which is $11 less than the statewide average of $246.It can be higher or lower depending on the coverage limit you choose and the amount of liability the policy provides. If you rent, you should consider buying renters insurance because it protects your personal belongings from damage caused by covered perils such as fire or smoke damage, theft, vandalism and other mishaps. Looking for affordable renters insurance in West Wendover? We’ve compared the top companies to help you find the cheapest options.Key TakeawaysThe average cost of renters insurance in West Wendover is $235 annually or $20 monthly.The cheapest option for renters in West Wendover is CSAA Insurance (AAA), offering coverage at $12 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as installing a security system or bundling policies.What is the average cost of renters insurance per month in West Wendover?On average, renters in West Wendover pay $20 per month for renters insurance, which is $1 less than the state average of $21. The policy includes $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.The cost of renters insurance in West Wendover varies depending on your insurance company and the coverage limit you buy. Renters in West Wendover typically pay $15 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $5 in your monthly premium.Choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.How much is renters insurance in West Wendover by deductible?Renters insurance in West Wendover costs $204 per year for a $500 deductible and $20,000 in personal property coverage.Your deductible is the amount you agree to pay before your insurance coverage kicks in. If you increase your deductible limit, your insurance cost will go down. For instance, if the personal property coverage is the same (e.g., $20,000) but you increase your deductible limit from $500 to $1,000, you will pay $20 less every year for insurance.Below are the renters insurance rates for different personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$204$262$319$1,000$184$235$285Note: The liability protection coverage is $100,000.Who offers cheap renters insurance in West Wendover?Your search for affordable renters insurance ends here.CSAA Insurance (AAA) has the lowest rates in West Wendover, with an annual premium of $143 a year or $12 per month. Based on our data, State Farm and American Family also offer cheap rates.Below, you’ll find the average annual and monthly rates for cheap renters insurance companies in West Wendover.Renter insurance providerAverage annual rateAverage per month rateCSAA Insurance (AAA)$143$12State Farm$227$19American Family$229$19Universal Insurance Co$235$20Farmers$247$21Country Financial$268$22Nationwide$289$24USAA$130$11Tips for reducing the cost of renters insuranceHere are some tips to help reduce renters insurance costs in West Wendover:Bundle insurance policies. If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in West Wendover.Increase deductible. Opting for a higher deductible can lower your premium in West Wendover, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage. Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims. Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around. Don’t settle for the first quote you receive. Compare renters insurance quotes in West Wendover from multiple providers to find the best price for the coverage you need.Renters insurance in West Wendover, offers valuable protection for renters at an affordable price. While premiums can vary depending on location, coverage amount and individual circumstances, the peace of mind it provides is worth the investment. By understanding your coverage needs, comparing quotes and taking advantage of discounts, you can find an affordable policy that suits your budget.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in West Wendover in 2023 for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other cities?FernleyIncline VillageLas VegasMesquitePahrumpRenoSilver SpringsSparksYeringtonShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2025 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Hurricane insurance costs in Florida: What you should expect By Sarah Sharkey Cost of living calculator By Nupur Gambhir Average homeowners insurance cost by ZIP code in 2025 By Barry Eitel Does homeowners insurance cover a total loss to your house? By Nupur Gambhir State Farm home and auto bundle insurance in 2025 By Jessica Olson $400K home insurance cost calculator By Zack Sigel On this page What is the average cost of renters insurance per month in West Wendover?How much is renters insurance in West Wendover by deductible?Who offers cheap renters insurance in West Wendover?Tips for reducing the cost of renters insuranceMethodology ZIP Code Please enter valid ZIP See rates