Home Renters insurance Renters insurance cost Nevada Pahrump, NV How much is renters insurance in Pahrump, NV According to Insure.com's data analysis, the average cost of renters insurance in Pahrump is $237 per year or $20 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: February 3, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Your renters insurance premium could be higher or lower depending on the coverage and liability limits you select. Purchasing renters insurance is a good idea, as it helps protect your personal property from damage or loss due to events like fire, smoke, theft and vandalism.After carefully evaluating renters insurance companies, we’ve compiled a list of the most affordable insurers for Pahrump renters. Keep reading to learn which insurers offer the lowest rates in Pahrump Key Takeaways The average cost of renters insurance in Pahrump is $237 annually or $20 monthly.The cheapest option for renters in Pahrump is CSAA Insurance (AAA), offering coverage at $12 per month.Renters can reduce their insurance costs by taking advantage of discounts, such as discounts for installing a security system or bundling policies. What is the average cost of renters insurance per month in Pahrump?On average, renters in Pahrump pay $20 per month for renters insurance, which is $1 less than the state average of $21. The policy includes $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.The cost of renters insurance in Pahrump varies depending on your carrier and the coverage limit you select. Renters in Pahrump typically pay $15 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $5 more in your monthly premium.You’ll need to decide on the coverage that best fits your needs and budget. However, choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.How much is renters insurance in Pahrump by deductible?The average cost of renters insurance in Pahrump is $206 annually for a $500 deductible and $20,000 in personal property coverageThe deductible is the amount you pay out-of-pocket before your insurance kicks in. If you raise your deductible, your premiums will decrease. For example, if you maintain $20,000 in personal property coverage but increase your deductible from $500 to $1,000, you’ll save $20 every year on your insurance.Here are the renters insurance premiums for different personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$206$265$323$1,000$186$237$289Read our guide to know what does renters insurance cover.Who offers cheap renters insurance in Pahrump?Your quest for the cheapest renters insurance ends here.CSAA Insurance (AAA) provides the cheapest rates in Pahrump, with an annual premium of $143 or $12 per month. State Farm is the second cheapest company, followed by American Family.Insure.com’s experts have compared renters insurance quotes from all the national and regional carriers in Pahrump to create a list of the most affordable insurers. Below is a list of the cheapest renters insurance companies and their average annual and monthly rates.Renter insurance providerAverage annual rateAverage per month rateCSAA Insurance (AAA)$143$12State Farm$227$19American Family$234$20Universal Insurance Co$235$20Farmers$247$21Country Financial$268$22Nationwide$296$25USAA$130$11Tips for reducing renters insurance costHere are some tips to help reduce renters insurance costs in Pahrump:Bundle insurance policies: If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Pahrump.Increase deductible: Opting for a higher deductible can lower your premium in Pahrump, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.Choose the right coverage: Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.Avoid small claims: Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.Shop around: Don’t settle for the first quote you receive. Compare renters insurance quotes in Pahrump from multiple providers to find the best price for the coverage you need.Final thoughtsRenters in Pahrump, NV should purchase renters insurance to protect their belongings and financial health. The cost of coverage varies based on your location, coverage limits and individual circumstances. To find the best deal, evaluate your coverage needs, compare quotes from different providers and take advantage of any available discounts.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Pahrump for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other citiesFernleyIncline VillageLas VegasMesquiteRenoSilver SpringsSparksWest WendoverYeringtonShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is condo (HO-6) insurance and how much does it cost? 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Most Americans don’t 1/1 Related Articles Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Cost of living calculator By Nupur Gambhir Mobile home insurance cost and coverage in 2025 By Chris Kissell Best renters insurance companies in 2025 By Shivani Gite How to prevent tornado damage By Ashlee Tilford Does homeowners insurance cover code upgrades? By Nupur Gambhir On this page What is the average cost of renters insurance per month in Pahrump?How much is renters insurance in Pahrump by deductible?Who offers cheap renters insurance in Pahrump?Tips for reducing renters insurance costFinal thoughtsMethodology ZIP Code Please enter valid ZIP See rates