Hanover Home Insurance

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Last updated July 13, 2009

About The Hanover

The Hanover Insurance Group, Inc., based in Worcester, Mass., is the holding company for a group of insurers that includes the Hanover Insurance Company (also based in Worcester), Citizens Insurance Company of America (headquartered in Howell, Michigan) and their affiliates. The company offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents. It has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, the company ranks among the top 40 property and casualty insurers in the United States.

Wiki Says

The Hanover Insurance Group, Inc., is one of the oldest businesses in the United States, still operating within its original industry. It was the original name of a property-liability insurance firm born in 1852, and it remained a publicly traded company under that name until the early 1990s, when it changed its name to Allmerica Property & Casualty Companies.

In 1996, it spun off Allmerica Financial Corporation as a property and casualty insurance and financial services holding company, which then bought out the original firm, and grew to become one of the 500 largest publicly-traded companies of the United States. In 2005, Allmerica Financial Corporation reverted its name back to Hanover.

Hanover Home Insurance Says

Hanover’s homeowners insurance for single-owner homes covers the house and other structures on the insured property for direct physical loss.  Additional coverage options include:

• Additional living expenses – covering extra living costs while the insured home is repaired or replaced.
• Liability coverage – for property damage and bodily injuries to others for which the insured is responsible.
• Medical payments – for non-household members who are accidentally injured on the insured property or by the customer.
• Policy limits adjusted to keep pace with rising home costs associated with repairing or replacing the insured home in the event of a catastrophic loss.

Contact Hanover at:

The Hanover Insurance Group, Inc.
440 Lincoln Street
Worcester, MA 01653-0002 
Telephone: (800) 853-0456

Sources: Hanover press release, Hanover Web site, June 30, 2009; “Hanover Insurance Group”, Wikipedia, March 6, 2009; “Homeowner’s Insurance”, Hanover Web site, 2009