Home Home insurance Average home insurance cost Massachusetts Norfolk, MA How much is Homeowners Insurance in Norfolk, MA View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Norfolk, homeowners pay an average annual rate of $1,451 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $1,053 less than the national average of $2,504. Homeowners insurance rates change from one home to another. The home insurance premium in Norfolk depends on various factors, such as: Size of your home Age of your home Amount of coverage you need Location Your credit score To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements. Read this guide to learn how much homeowners insurance costs monthly in Norfolk, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in Norfolk. Key takeawaysIn Norfolk, homeowners insurance costs $1,451 annually. Andover Insurance offers the most affordable homeowners insurance in Norfolk with an average annual premium of $838. If you increase your dwelling coverage from $200,000 to $300,000, your annual home insurance premium will be $294 higher. How much is homeowners insurance in Norfolk per month Residents of Norfolk pay an average of $121 a month for homeowners insurance, as per Insure.com’s rate analysis. It’s $14 less than the state average of $135 and $88 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Norfolk may change based on location, property value, and selected coverage options. How much is homeowners insurance for a $200,000 house in Norfolk Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,157 per year in Norfolk, MA. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums. It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage. How much is homeowners insurance for a $300,000 house in Norfolk According to Insure.com’s rate analysis, homeowners in Norfolk typically pay an average of $1,451 annually for a home insurance policy with $300,000 in dwelling coverage, $100,000 in liability protection, and a $1,000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, your home insurance rates will rise by $294. It is advisable to purchase enough insurance to cover the entire cost of rebuilding your home. The required amount of dwelling coverage can vary based on factors such as the size of your home, its features, and the cost of living in your area. How much is homeowners insurance in Norfolk by company Among the carriers analyzed, Andover Insurance is the cheapest homeowners insurance company in Norfolk. It’s average annual rate for Norfolk homeowners is $838. Heritage Insurance Holdings ranks second and Travelers makes it to the third spot with an average annual home insurance rate of $1,126. Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Norfolk and prepared a list of the cheapest home insurance providers. You can find below the Norfolk home insurance companies and their average annual premium. Home insurance company Annual rate Andover Insurance$838Heritage Insurance Holdings$994Travelers$1,126Vermont Mutual$1,147State Farm$1,204Arbella Insurance$1,451Safety Insurance$1,589Mapfre Insurance$1,607Allstate$1,712Amica Mutual$2,336USAA*$1,625 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Norfolk for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesBostonLeedsMiltonRichmondRochdaleSpringfieldTewksburyWilmingtonWorcester In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? 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By Les Masterson Average homeowners insurance cost by ZIP code in 2024 By Barry Eitel Hurricanes and home insurance: How hurricane insurance works By Les Masterson Does homeowners insurance cover theft? By Nupur Gambhir Does home insurance cover fires from alternative heating sources? By Ashlee Tilford On this page How much is homeowners insurance in Norfolk per month How much is homeowners insurance for a $200,000 house in Norfolk How much is homeowners insurance for a $300,000 house in Norfolk How much is homeowners insurance in Norfolk by company Methodology ZIP Code Please enter valid ZIP See rates