Home Home insurance Renters insurance Renters insurance cost Cheap renters insurance in Arkansas Cheap renters insurance in Arkansas By Insure.com's Editor | Posted on February 6, 2022 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. There’s a lot to take into account when shopping for renters insurance, but we’ve compiled a list of the top providers in Arkansas. Our insurance experts have analyzed price quotes from Arkansas’s largest renters insurance companies to help make your decision easier. Below is the list of cheapest renters insurance companies in Arkansas: USAAFarm BureauGarrisonShelterTravelers Cheapest renters insurance companies in Arkansas USAA offers the cheapest renters insurance in Arkansas at an average annual rate of $252 or $21 per month. Based on Insure.com’s rate analysis, we have mentioned cheap renters insurance companies in Arkansas along with their average annual rates. CompanyAverage annual rateAverage monthly rateUSAA$252$21Farm Bureau$256$21Garrison$275$23Shelter$307$26Travelers$352$29Foremost$378$31State Farm$384$32Nationwide$391$33Allstate$518$43Safeco$625$52Farmers$693$58 Average cost of renters insurance in Arkansas by coverage level In Arkansas, the average cost of renters insurance is $313 per year or $26 per month, that’s $13 less than the national average of $326. These rates are for the coverage level of $20,000 for personal property, $1000 as deductible and $300,000 as liability protection. Find below average cost of renters insurance in Arkansas for coverage levels of- $40,000 and $60,000 with liability protection of $300,000 and $1000 as deductible. Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate$20,000$313$26$40,000$428$36$60,000$544$45 Most affordable ZIP codes for renters insurance in Arkansas How much Arkansas renters pay for insurance majorly depends on the zip code they live in. Based on our findings, the most affordable zip code for renters insurance in Arkansas is 72701. Its average annual rate $336 or $28 per month. The above mentioned rates are for the coverage limits of $40,000 for personal property, $1000 as deductible, and 100,000 in liability protection. Rates vary based on the zip code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Arkansas. ZIP codeAverage annual rateAverage monthly rate72701$336$2872714$337$2872703$338$2872734$339$2872730$340$2872735$344$2972733$346$2972616$347$2972638$350$2972537$361$30 Least affordable ZIP codes for renters insurance in Arkansas Your zip code, among other factors, affects how much you pay for renters insurance in Arkansas. 72310 is the least affordable zip code for Arkansas renters at an average cost of $462 a year or $38 monthly. We have analyzed quotes from the major insurance carriers across all the zip codes in Arkansas. Below we’ll provide the average annual renters insurance costs by ZIP code, also find out how much renters insurance costs per month. ZIP codeAverage annual rateAverage monthly rate72310$462$3872313$461$3872331$458$3872311$457$3872320$456$3872029$455$3872069$454$3872325$453$3872021$452$3872326$451$38 Renters and auto bundle discounts in Arkansas If you’re looking for ways to trim costs on your insurance premiums, consider purchasing both renters and auto policies from the same company. Bundling policies can help you save an average of $132 per year in Arkansas. State Farm offers the cheapest rate on renters and auto insurance bundle, you can save an average of $66 annually or 5%. CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savingsState Farm$1,365$1,431$665%Southern Farm Bureau Cas $1,382$1,827$44524%Standard Fire $1,589$1,742$1529%Farmers$1,628$1,749$1217%Nationwide$1,636$1,702$654%Geico$1,828$1,884$563%Automobile Club Interins Exch$1,917$2,027$1105%Progressive$2,077$2,185$1085%Auto Owners $2,944$3,099$1555%Allstate$3,009$3,053$441% How much is renters insurance in other statesAlaska$165/YearAlabama$377/YearArizona$255/YearCalifornia$225/YearColorado$221/YearConnecticut$246/YearDelaware$262/YearFlorida$208/YearGeorgia$454/YearHawaii$166/YearIowa$245/YearIdaho$232/YearIllinois$245/YearIndiana$238/YearKansas$274/YearKentucky$295/YearLouisiana$417/YearMassachusetts$269/YearMaryland$194/YearMaine$206/YearMichigan$352/YearMinnesota$362/YearMissouri$279/YearMississippi$393/YearMontana$201/YearNorth Carolina$166/YearNorth Dakota$338/YearNebraska$226/YearNew Hampshire$171/YearNew Jersey$249/YearNew Mexico$261/YearNevada$259/YearNew York$230/YearOhio$282/YearOklahoma$380/YearOregon$189/YearPennsylvania$200/YearRhode Island$263/YearSouth Carolina$267/YearSouth Dakota$160/YearTennessee$239/YearTexas$251/YearUtah$267/YearVirginia$220/YearVermont$128/YearWashington$174/YearWisconsin$191/YearWest Virginia$240/YearWyoming$150/YearShow more In case you missed it What is HO-6 insurance? 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Most Americans don’t 1/1 Related Articles Home insurance claims – How to file and what you should know By Chris Kissell Homeowners insurance basics By Shivani Gite Guide to additional living expenses coverage By Lena Borrelli What is dwelling coverage and how much do you need? By Lena Borrelli Does homeowners insurance cover water leaks? By Nupur Gambhir Cost of living comparison by state By Chris Kissell Table of contents Cheapest renters insurance companies in Arkansas Average cost of renters insurance in Arkansas by coverage level Most affordable ZIP codes for renters insurance in Arkansas Least affordable ZIP codes for renters insurance in Arkansas Renters and auto bundle discounts in Arkansas Get instant quotes now ! Please enter valid zip Get quote