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In Arkansas, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $363 annually or $30 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible.

Key Takeaways

  • The average cost of renters insurance in Arkansas is $363 per year or $30 per month.
  • State Farm provides the least expensive renters insurance in Arkansas at an average rate of $210 annually.
  • Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Arkansas.

Average renters insurance cost in Arkansas per month

In Arkansas, the average cost of renters insurance is $30 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.

Average renters ins cost per monthDifference compared to national average
$30$8 more

Average renters insurance cost in Arkansas by company

Renters in Arkansas can find the most budget-friendly insurance with State Farm, which has an average annual cost of $210, according to our data. Other affordable options include Nationwide and Farm Bureau Mutual Ins Co of AR.

It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.

Below are the average annual and monthly renters insurance rates from various insurers in Arkansas.

CompanyAverage annual rateAverage monthly rate
State Farm$210$18
Nationwide$236$20
Farm Bureau Mutual Ins Co of AR$292$24
Shelter Insurance$349$29
Auto-Owners$397$33
Farmers$414$35
Allstate$452$38
Travelers$965$80
USAA$234$20

Renters insurance calculator in Arkansas

$346/year
Estimated renters insurance rates in Arkansas
$29
Monthly renters insurance cost in Arkansas
40%
Compared to national average

Average cost of renters insurance in Arkansas by coverage level

As we discussed above, the average cost of renters insurance in Arkansas is $363 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.

However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $263 per year for renters insurance in Arkansas, which provides $300,000 in liability protection with a $1000 deductible.

Below are the average renters insurance costs in Arkansas for personal property coverage amounts of $20,000 and $40,000.

Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability$270$22
$20,000 with $500 Deductible and $300,000 Liability$286$24
$20,000 with $1,000 Deductible and $100,000 Liability$247$21
$20,000 with $1,000 Deductible and $300,000 Liability$263$22
$40,000 with $500 Deductible and $100,000 Liability$377$31
$40,000 with $500 Deductible and $300,000 Liability$394$33
$40,000 with $1,000 Deductible and $100,000 Liability$346$29
$40,000 with $1,000 Deductible and $300,000 Liability$363$30
$60,000 with $500 Deductible and $100,000 Liability$485$40
$60,000 with $500 Deductible and $300,000 Liability$502$42
$60,000 with $1,000 Deductible and $100,000 Liability$447$37
$60,000 with $1,000 Deductible and $300,000 Liability$464$39

Average cost of renters insurance in Arkansas by city

Renters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Arkansas.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Arkansas by city

Average cost of renters insurance in Arkansas by ZIP code

In Arkansas, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.

Most affordable ZIP codes for renters insurance in Arkansas

In Arkansas, your ZIP code plays a major role in determining your premiums. Based on our data, 72717 is the most affordable ZIP code for renters insurance, with an average annual cost of $306.

Comparing quotes from multiple insurers in Arkansas is a smart way to find the best renters insurance rates for your ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
72717Canehill$306$26
72758Rogers$308$26
72703Fayetteville$308$26
72712Bentonville$309$26
72745Cave Springs$310$26
72730Farmington$310$26
72719Centerton$310$26
72762Elm Springs$310$26
72714Bella Vista$311$26
72751Pea Ridge$311$26

Least affordable ZIP codes for renters insurance in Arkansas

72310 is the most expensive ZIP code for renters insurance in Arkansas, at an average cost of $421 annually or $35 monthly.

We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Arkansas. The table below shows the average annual renters insurance rates by ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
72310Armorel$421$35
72391West Ridge$421$35
72475Waldenburg$418$35
72377Rivervale$417$35
72332Edmondson$417$35
72325Clarkedale$417$35
72352La Grange$415$35
72341Haynes$415$35
72322Caldwell$415$35
72312Barton$415$35

Final thoughts: Average renters insurance in Arkansas

Renters insurance is essential for residents of Arkansas. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.

To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.

How much is renters insurance in other states

Alaska$257/Year
Alabama$324/Year
Arizona$260/Year
California$271/Year
Colorado$191/Year
Connecticut$292/Year
Delaware$181/Year
Florida$248/Year
Georgia$352/Year
Hawaii$247/Year
Iowa$203/Year
Idaho$184/Year
Illinois$246/Year
Indiana$269/Year
Kansas$251/Year
Kentucky$207/Year
Louisiana$504/Year
Massachusetts$262/Year
Maryland$256/Year
Maine$198/Year
Michigan$340/Year
Minnesota$211/Year
Missouri$231/Year
Mississippi$387/Year
Montana$275/Year
North Dakota$192/Year
Nebraska$295/Year
New Hampshire$173/Year
New Jersey$207/Year
New Mexico$201/Year
Nevada$246/Year
New York$293/Year
Ohio$252/Year
Oklahoma$281/Year
Oregon$288/Year
Pennsylvania$274/Year
Rhode Island$476/Year
South Dakota$202/Year
Tennessee$290/Year
Texas$226/Year
Utah$204/Year
Virginia$235/Year
Vermont$182/Year
Washington$222/Year
Wisconsin$167/Year
West Virginia$248/Year
Wyoming$136/Year
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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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