Home Renters insurance Renters insurance cost Average renters insurance cost in Arkansas Average renters insurance cost in Arkansas Discover the average cost of renters insurance in Arkansas and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: June 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Arkansas, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $363 annually or $30 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Arkansas is $363 per year or $30 per month.State Farm provides the least expensive renters insurance in Arkansas at an average rate of $210 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Arkansas. Average renters insurance cost in Arkansas per monthIn Arkansas, the average cost of renters insurance is $30 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.Average renters ins cost per monthDifference compared to national average$30$8 moreAverage renters insurance cost in Arkansas by companyRenters in Arkansas can find the most budget-friendly insurance with State Farm, which has an average annual cost of $210, according to our data. Other affordable options include Nationwide and Farm Bureau Mutual Ins Co of AR.It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.Below are the average annual and monthly renters insurance rates from various insurers in Arkansas.CompanyAverage annual rateAverage monthly rateState Farm$210$18Nationwide$236$20Farm Bureau Mutual Ins Co of AR$292$24Shelter Insurance$349$29Auto-Owners$397$33Farmers$414$35Allstate$452$38Travelers$965$80USAA$234$20 Renters insurance calculator in Arkansas Select your state Arkansas Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $346/year Estimated renters insurance rates in Arkansas $29 Monthly renters insurance cost in Arkansas 40% Compared to national average Get quotes Average cost of renters insurance in Arkansas by coverage levelAs we discussed above, the average cost of renters insurance in Arkansas is $363 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $263 per year for renters insurance in Arkansas, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Arkansas for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$270$22$20,000 with $500 Deductible and $300,000 Liability$286$24$20,000 with $1,000 Deductible and $100,000 Liability$247$21$20,000 with $1,000 Deductible and $300,000 Liability$263$22$40,000 with $500 Deductible and $100,000 Liability$377$31$40,000 with $500 Deductible and $300,000 Liability$394$33$40,000 with $1,000 Deductible and $100,000 Liability$346$29$40,000 with $1,000 Deductible and $300,000 Liability$363$30$60,000 with $500 Deductible and $100,000 Liability$485$40$60,000 with $500 Deductible and $300,000 Liability$502$42$60,000 with $1,000 Deductible and $100,000 Liability$447$37$60,000 with $1,000 Deductible and $300,000 Liability$464$39Average cost of renters insurance in Arkansas by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Arkansas.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Arkansas by cityFayettevilleFort SmithJonesboroLittle RockAverage cost of renters insurance in Arkansas by ZIP codeIn Arkansas, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in ArkansasIn Arkansas, your ZIP code plays a major role in determining your premiums. Based on our data, 72717 is the most affordable ZIP code for renters insurance, with an average annual cost of $306.Comparing quotes from multiple insurers in Arkansas is a smart way to find the best renters insurance rates for your ZIP code.ZIP codeCityAverage annual rateAverage monthly rate72717Canehill$306$2672758Rogers$308$2672703Fayetteville$308$2672712Bentonville$309$2672745Cave Springs$310$2672730Farmington$310$2672719Centerton$310$2672762Elm Springs$310$2672714Bella Vista$311$2672751Pea Ridge$311$26Least affordable ZIP codes for renters insurance in Arkansas72310 is the most expensive ZIP code for renters insurance in Arkansas, at an average cost of $421 annually or $35 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Arkansas. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate72310Armorel$421$3572391West Ridge$421$3572475Waldenburg$418$3572377Rivervale$417$3572332Edmondson$417$3572325Clarkedale$417$3572352La Grange$415$3572341Haynes$415$3572322Caldwell$415$3572312Barton$415$35Final thoughts: Average renters insurance in ArkansasRenters insurance is essential for residents of Arkansas. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Arkansas Average homeowners insurance cost in Arkansas Average car insurance cost in Arkansas Non-owner auto insurance in Arkansas Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Cost of living calculator By Nupur Gambhir $400K home insurance cost calculator By Zack Sigel Hurricane season is here: What to know to protect your home By Maryalene LaPonsie Cost of living comparison by state By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Average homeowners insurance cost by ZIP code in 2025 By Barry Eitel On this page Average renters insurance cost in Arkansas per monthAverage renters insurance cost in Arkansas by companyAverage cost of renters insurance in Arkansas by coverage levelAverage cost of renters insurance in Arkansas by cityAverage cost of renters insurance in Arkansas by ZIP codeFinal thoughts: Average renters insurance in Arkansas ZIP Code Please enter valid ZIP See rates (844)-761-9316