Home Renters insurance Renters insurance cost Average renters insurance cost in New Hampshire Average renters insurance cost in New Hampshire Discover the average cost of renters insurance in New Hampshire and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: June 28, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in New Hampshire vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in New Hampshire is $173 per year or $14 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in New Hampshire is $173 per year or $14 per month.Amica Mutual provides the least expensive renters insurance in New Hampshire at an average rate of $93 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in New Hampshire. Average renters insurance cost in New Hampshire per monthThe average cost of renters insurance in New Hampshire is $14 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$14$8 lessAverage renters insurance cost in New Hampshire by companyAccording to our data, Amica Mutual provides the most affordable renters insurance in New Hampshire, with an average annual rate of $93, followed by Vermont Mutual and MMG Insurance.Getting quotes from multiple renters insurance companies in New Hampshire is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in New Hampshire.CompanyAverage annual rateAverage monthly rateAmica Mutual$93$8Vermont Mutual$103$9MMG Insurance$150$13State Farm$151$13Nationwide$160$13Allstate$193$16Plymouth Rock Assurance$215$18Auto-Owners$235$20Farmers$236$20USAA$172$14 Renters insurance calculator in New Hampshire Select your state New Hampshire Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $160/year Estimated renters insurance rates in New Hampshire $13 Monthly renters insurance cost in New Hampshire -35% Compared to national average Get quotes Average cost of renters insurance in New Hampshire by coverage levelOn average, New Hampshire renters pay $173 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in New Hampshire to $131 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in New Hampshire for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$128$11$20,000 with $500 Deductible and $300,000 Liability$141$12$20,000 with $1,000 Deductible and $100,000 Liability$118$10$20,000 with $1,000 Deductible and $300,000 Liability$131$11$40,000 with $500 Deductible and $100,000 Liability$175$15$40,000 with $500 Deductible and $300,000 Liability$188$16$40,000 with $1,000 Deductible and $100,000 Liability$160$13$40,000 with $1,000 Deductible and $300,000 Liability$173$14$60,000 with $500 Deductible and $100,000 Liability$219$18$60,000 with $500 Deductible and $300,000 Liability$235$20$60,000 with $1,000 Deductible and $100,000 Liability$200$17$60,000 with $1,000 Deductible and $300,000 Liability$215$18Average cost of renters insurance in New Hampshire by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of New Hampshire.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in New Hampshire by cityConcordDoverManchesterNashuaRochesterAverage cost of renters insurance in New Hampshire by ZIP codeIn New Hampshire, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in New HampshireIn New Hampshire, your ZIP code plays a major role in determining your premiums. Based on our data, 3609 is the most affordable ZIP code for renters insurance, with an average annual cost of $164.Comparing quotes from multiple insurers in New Hampshire is a smart way to find the best renters insurance rates for your ZIP code.ZIP codeCityAverage annual rateAverage monthly rate3609North Walpole$164$143604Drewsville$164$143280Washington$164$143464Stoddard$164$143456Marlow$164$143457Munsonville$164$143462Spofford$164$143608Walpole$164$143466West Chesterfield$164$143602Alstead$165$14Least affordable ZIP codes for renters insurance in New HampshireAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in New Hampshire is 3870, with an average cost of $197 a year or $16 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in New Hampshire. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate3870Rye$197$163862North Hampton$196$163842Hampton$196$163874Seabrook Beach$194$163871Rye Beach$193$163844Hampton Falls$190$163854New Castle$189$163801Portsmouth$189$163840Greenland$188$163041East Derry$188$16Final thoughts: Average renters insurance in New HampshireRenters insurance is a must for New Hampshire renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in New-Hampshire Average homeowners insurance cost in New Hampshire Average car insurance cost in New Hampshire Non-owner auto insurance in New Hampshire Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Do I have to pay homeowners insurance through escrow? By Kat Tretina Cost of living calculator By Nupur Gambhir $400K home insurance cost calculator By Zack Sigel Hurricane season is here: What to know to protect your home By Maryalene LaPonsie Cost of living comparison by state By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite On this page Average renters insurance cost in New Hampshire per monthAverage renters insurance cost in New Hampshire by companyAverage cost of renters insurance in New Hampshire by coverage levelAverage cost of renters insurance in New Hampshire by cityAverage cost of renters insurance in New Hampshire by ZIP codeFinal thoughts: Average renters insurance in New Hampshire ZIP Code Please enter valid ZIP See rates (844)-761-9316