Cheap Renters Insurance in New Hampshire with rates 2022

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Looking for cheap renters insurance in New Hampshire? Consider getting quotes from USAA, Amica and Allstate. In our analysis these companies offer the cheapest rates of all the carriers surveyed. But it’s smart to get multiple quotes for New Hampshire renters insurance because the prices vary a lot among carriers. Below is the list of cheapest renters insurance companies in New Hampshire:

USAA
Amica
Concord
Allstate
Travelers

Cheapest renters insurance companies in New Hampshire

According to Insure.com’s analysis, USAA offers the cheapest renters insurance in New Hampshire at about $150 a year or $13 per month. Amica is in second place with an average annual rate of $154. However, the cost of your premium may vary depending on factors specific to you.

Company	Average annual rate	Average monthly rate
USAA	$150	$13
Amica	$154	$13
Concord	$157	$13
Allstate	$168	$14
Travelers	$170	$14
Travco	$173	$14
Garrison	$181	$15
Nationwide	$203	$17
Farmers	$224	$19
State Farm	$224	$19
Safeco	$239	$20
Liberty	$457	$38

Average cost of renters insurance in New Hampshire by coverage level

The average cost of renters insurance in New Hampshire is $171 per year or $14 per month. These rates are for coverage level of $20,000 for personal property, $300,000 for liability protection and $1000 as deductible.

Whereas, renters insurance costs $247 annually for coverage limit of $40,000 as personal property, $300,000 for liability and $1000 deductible.

Coverage level	Avg. annual renters insurance rate	Avg. monthly renters insurance rate
$20,000	$171	$14
$40,000	$247	$21
$60,000	$324	$27

Most affordable ZIP codes for renters insurance in New Hampshire

3601 is the most affordable zip code for renters insurance in New Hampshire. Our insurance experts have analyzed price quotes from all the major carriers in New Hampshire and put together a list of the most affordable zip codes with cheapest renters insurance.

ZIP code	Average annual rate	Average monthly rate
3601	$222	$18
3227	$223	$19
3217	$224	$19
3106	$225	$19
3046	$226	$19
3064	$227	$19
3063	$228	$19
3031	$230	$19
3033	$231	$19
3043	$232	$19

Least affordable ZIP codes for renters insurance in New Hampshire

Of all the zip codes analyzed by Insure.com, 3870 is the least affordable zip code for renters insurance in New Hampshire. Its average annual rate for New Hampshire renters is $243 a year or $20 per month. The insurance rates in a city can vary depending on many factors, such as crime rate and weather. A population with a low crime rate will have much lower premiums in comparison to other areas.

ZIP code	Average annual rate	Average monthly rate
3870	$243	$20
3862	$242	$20
3844	$240	$20
3842	$239	$20
3032	$238	$20
3037	$237	$20
3261	$236	$20
3815	$234	$20
3103	$233	$19
3043	$232	$19

Renters and auto bundle discounts in New Hampshire

Bundling with your auto insurance is a great way to save money on renters coverage. If you purchase your auto and renters insurance policies from the same company you can save an average of $129 per year in New Hampshire.

Below is a list of companies that offer cheap rates upon bundling and you can also find how much you will have to pay if you don’t bundle your policies.

Company	Average annual rate	Average base annual rate (without bundling)	$ bundle average savings	% bundle average savings
MMG	$726	$930	$204	22%
Concord Gen Mut	$793	$817	$24	3%
State Farm	$850	$892	$42	5%
Geico	$1,024	$1,051	$27	3%
Safety	$1,048	$1,146	$98	9%
Nationwide Mut	$1,108	$1,310	$202	15%
Progressive	$1,235	$1,298	$63	5%
Allstate	$2,213	$2,314	$101	4%
Amica Mut	$2,704	$2,994	$290	10%
Allmerica Fin Benefit	$3,811	$4,048	$237	6%