Renters insurance is a must-have for renters in Oklahoma. It will cover your belongings in the event that they suffer damage from windstorm, fire, thefts or vandalism or any other natural disasters. The average cost of renters insurance in Oklahoma is $380 a year.

Insurance experts at Insure.com have analyzed price quotes from all the major renters insurance companies in Oklahoma to help you find affordable renters insurance policy. Read this guide to find out which carrier offers cheap rates, better coverage options and excellent customer service. Below is the list of cheapest renters insurance companies in Oklahoma:

  • Garrison
  • USAA
  • Foremost
  • State Farm
  • Travelers

Cheapest renters insurance companies in Oklahoma

Based on Insure.com’s analysis, Oklahoma’s most affordable insurance company is Garrison. Its average annual rate is $252 or $21 per month. USAA is the second cheapest renters insurance provider among the carriers surveyed. It offers insurance at about $257 year on average.

CompanyAverage annual rateAverage monthly rate
Garrison$252$21
USAA$257$21
Foremost$321$27
State Farm$348$29
Travelers$372$31
Allstate$487$41
Safeco$507$42
CSAA$644$54
Liberty$1,393$116
Liberty$1,518$126

Average cost of renters insurance in Oklahoma by coverage level

The average cost of renters insurance in Oklahoma is $380 per year or $32 per month.

The cost of insurance varies depending on the insurance company and the coverage limits you choose. Below are the average annual renters insurance rates for different personal property coverage. These rates are for the deductible amount of $1000 and $300,000 as liability protection.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$380$32
$40,000$561$47
$60,000$748$62

Most affordable ZIP codes for renters insurance in Oklahoma

Renters insurance rates vary depending on the zip code. The most affordable zip code for renters insurance in Oklahoma is 74011 at about $518 a year on average.

Based on Insure.com’s study, we have put together a list of the most affordable zip codes for renters insurance for Oklahoma renters.

ZIP codeAverage annual rateAverage monthly rate
74011$518$43
74012$519$43
74008$520$43
74032$527$44
73061$528$44
73703$529$44
74631$530$44
73720$531$44
73027$532$44
73016$533$44

Least affordable ZIP codes for renters insurance in Oklahoma

The cost of renters insurance varies considerably across the United States, depending on your location. The weather patterns and crime rates in your area impact how much you pay for insurance. The least affordable zip code for renters insurance in Oklahoma is 73162, at an average of $605 a year.

Find below the least affordable zip codes and their average annual rates for Oklahoma renters.

ZIP codeAverage annual rateAverage monthly rate
73162$605$50
73107$604$50
73102$603$50
73111$602$50
73104$601$50
73115$600$50
73114$599$50
73105$598$50
73145$597$50
73120$596$50

Renters and auto bundle discounts in Oklahoma

One of the easiest ways to save money on car insurance is by purchasing both your auto and renters policies from the same company. A renters and auto bundle can save you an average of $137 a year or 6% annually, based on a rate analysis by Insure.com. Renters insurance costs vary depending on your personal situation. Make sure you compare policy quotes before choosing one.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
State Farm$1,452$1,516$644%
Progressive$1,528$1,605$775%
Oklahoma Farm Bureau Mut $1,982$2,451$47019%
Allstate$2,074$2,152$784%
Geico$2,082$2,140$583%
Farmers$2,200$2,364$1657%
American Mercury $2,529$2,576$472%

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