Health Insurance

Minnesota Life Health Insurance

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Last updated July 13, 2009

About Minnesota Life

Minnesota Life, the main operating subsidiary of Securian Financial Group, is headquartered in St. Paul, Minnesota and reported total assets of over $19.3 billion in addition to capital and surplus of $1.4 billion as of March 31, 2009.

Since 1880, Securian Financial Group, Inc. and its affiliates have provided financial security for individuals and businesses in the form of insurance, investments and retirement plans. Now one of the nation’s largest financial services providers, Securian provides a broad range of financial services and products in all 50 states and Puerto Rico.

Minnesota Life Health Insurance Says

LTC Guard, Minnesota Life’s premier Long-Term Care Insurance product, offers a unique, flexible, and comprehensive solution to protecting one’s assets and loved ones from the potential devastating effects of long-term health care costs.

LTC Guard Offers:

  • Dual pool benefit structure providing each insured two pools of benefits, one for home and community-based Care (HCBC) and one for facility care
  • Indemnity benefit for facility care, rider available for HCBC
  • Competitively priced lifetime benefit option
  • Joint waiver of premium
  • Shared benefit pool rider adding two additional pools of coverage
  • First day HCBC benefit rider
  • Monthly HCBC benefit rider
  • Joint insured discount: up to 80 percent
  • Group/association discount: 8 percent
  • Full return of premium rider

Contact Minnesota Life at:

Minnesota Life
Communications Dept.
400 Robert St. N.
St. Paul, MN 55101
Phone: (651) 665-3500

Sources: “Securian Financial Group”, LinkedIn web site, 2009; “Long-Term Care Insurance”, Minnesota Life web site.