How much is homeowners insurance in Beaverton,AL

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In Beaverton, homeowners pay an average annual rate of $3,155 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $651 more than the national average of $2,504.

Homeowners insurance premiums can vary significantly from one property to another. In Beaverton, the cost of home insurance is influenced by several factors, including:

Size of your home
Age of your home
Amount of coverage required
Location
Your credit score

It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs.

Read this guide to discover the monthly homeowners insurance cost in Beaverton, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Beaverton.

Key takeaways

The cost of your homeowners insurance policy in Beaverton can vary based on factors such as your location, the value of your home, and the coverage options you select.
Allstate is the cheapest homeowners insurance company in Beaverton with an average annual premium of $1,727.
If you increase your dwelling coverage from $200,000 to $300,000, you will pay $783 more, annually for home insurance.

How much is homeowners insurance in Beaverton per month

Beaverton homeowners pay an average of $263 a month, based on our rate analysis. It’s $2 more than the state average of $261 and $54 more than the national average for home insurance across the United States. The price of your homeowners insurance policy in Beaverton may vary depending on where you live, the value of your home, and the coverage you choose.

How much is homeowners insurance for a $200,000 house in Beaverton

Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $2,372 per year in Beaverton, AL. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums.

It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage.

How much is homeowners insurance for a $300,000 house in Beaverton

As per rate analysis by Insure.com, homeowners residing in Beaverton typically pay an average of $3,155 annually to insure a home for coverage limits of $300,000 dwelling, $100,000 liability protection with a $1,000 deductible.

Your home insurance rates will be increased by $783 if you increase your dwelling coverage from $200,000 to $300,000. It is advisable to buy enough insurance sufficient insurance to cover the entire cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Beaverton by company

After evaluating several carriers, Allstate is the least expensive homeowners insurance provider in Beaverton. It’s average annual rate for homeowners in Beaverton is $1,727.

Farmers holds the second position, while Auto-Owners secures the third spot with an average annual home insurance rate of $3,113.

Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Beaverton and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Beaverton and their average annual premiums.

Home insurance company	Annual rate
Allstate	$1,727
Farmers	$3,029
Auto-Owners	$3,113
Country Financial	$3,356
Nationwide	$3,634
State Farm	$3,692
Alfa Corporation	$4,538
USAA*	$2,847

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Beaverton for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.