Home Home insurance Renters insurance Renters insurance cost Cheap renters insurance in Louisiana Cheap renters insurance in Louisiana By Insure.com's Editor | Posted on February 6, 2022 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Looking for cheap renters insurance in Louisiana? Consider getting quotes from ASI Lloyds, Allstate and USAA. In our analysis these companies offer the cheapest rates of all the carriers surveyed. But it’s smart to get multiple quotes for Louisiana renters insurance because the prices vary a lot among carriers. Below is the list of cheapest renters insurance companies in Louisiana: ASI LloydsAllstateState FarmUSAASafeco Cheapest renters insurance companies in Louisiana According to Insure.com’s analysis, ASI Lloyds offers the cheapest renters insurance in Louisiana at about $336 a year or $28 per month. Allstate is in second place with an average annual rate of $378. However, the cost of your premium may vary depending on factors specific to you. CompanyAverage annual rateAverage monthly rateASI Lloyds$336$28Allstate$378$31State Farm$391$33USAA$446$37Safeco$471$39United$473$39Garrison$480$40Louisiana Farm Bureau$560$47Farmers$712$59Liberty$1,580$132 Average cost of renters insurance in Louisiana by coverage level The average cost of renters insurance in Louisiana is $417 per year or $35 per month. These rates are for coverage level of $20,000 for personal property, $300,000 for liability protection and $1000 as deductible. Whereas, renters insurance costs $608 annually for coverage limit of $40,000 as personal property, $300,000 for liability and $1000 deductible. Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate$20,000$417$35$40,000$608$51$60,000$803$67 Most affordable ZIP codes for renters insurance in Louisiana 71405 is the most affordable zip code for renters insurance in Louisiana. Our insurance experts have analyzed price quotes from all the major carriers in Louisiana and put together a list of the most affordable zip codes with cheapest renters insurance. ZIP codeAverage annual rateAverage monthly rate71405$423$3571303$424$3571301$425$3571302$426$3671280$427$3671316$428$3671201$429$3671202$430$3671064$431$3671006$432$36 Least affordable ZIP codes for renters insurance in Louisiana Of all the zip codes analyzed by Insure.com, 70358 is the least affordable zip code for renters insurance in Louisiana. Its average annual rate for Louisiana renters is $1,301 a year or $108 per month. The insurance rates in a city can vary depending on many factors, such as crime rate and weather. A population with a low crime rate will have much lower premiums in comparison to other areas. ZIP codeAverage annual rateAverage monthly rate70358$1,301$10870091$1,228$10270083$1,193$9970357$1,177$9870353$1,161$9770354$1,153$9670067$1,132$9470041$1,122$9470631$1,120$9370397$1,102$92 Renters and auto bundle discounts in Louisiana Bundling with your auto insurance is a great way to save money on renters coverage. If you purchase your auto and renters insurance policies from the same company you can save an average of $307 per year in Louisiana. Below is a list of companies that offer cheap rates upon bundling and you can also find how much you will have to pay if you don’t bundle your policies. CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savingsState Farm$2,418$2,519$1004%Progressive$2,995$3,168$1745%Geico$3,272$3,369$983%Allstate$4,072$4,252$1804%Automobile Club Interins Exch$4,490$4,988$49810%Financial Ind Co$5,375$6,168$79313% How much is renters insurance in other statesAlaska$165/YearAlabama$377/YearArkansas$313/YearArizona$255/YearCalifornia$225/YearColorado$221/YearConnecticut$246/YearDelaware$262/YearFlorida$208/YearGeorgia$454/YearHawaii$166/YearIowa$245/YearIdaho$232/YearIllinois$245/YearIndiana$238/YearKansas$274/YearKentucky$295/YearMassachusetts$269/YearMaryland$194/YearMaine$206/YearMichigan$352/YearMinnesota$362/YearMissouri$279/YearMississippi$393/YearMontana$201/YearNorth Carolina$166/YearNorth Dakota$338/YearNebraska$226/YearNew Hampshire$171/YearNew Jersey$249/YearNew Mexico$261/YearNevada$259/YearNew York$230/YearOhio$282/YearOklahoma$380/YearOregon$189/YearPennsylvania$200/YearRhode Island$263/YearSouth Carolina$267/YearSouth Dakota$160/YearTennessee$239/YearTexas$251/YearUtah$267/YearVirginia$220/YearVermont$128/YearWashington$174/YearWisconsin$191/YearWest Virginia$240/YearWyoming$150/YearShow more In case you missed it What is HO-6 insurance? 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Most Americans don’t 1/1 Related Articles Home insurance claims – How to file and what you should know By Chris Kissell Homeowners insurance basics By Shivani Gite Guide to additional living expenses coverage By Lena Borrelli What is dwelling coverage and how much do you need? By Lena Borrelli Does homeowners insurance cover water leaks? By Nupur Gambhir Cost of living comparison by state By Chris Kissell Table of contents Cheapest renters insurance companies in Louisiana Average cost of renters insurance in Louisiana by coverage level Most affordable ZIP codes for renters insurance in Louisiana Least affordable ZIP codes for renters insurance in Louisiana Renters and auto bundle discounts in Louisiana Get instant quotes now ! Please enter valid zip Get quote