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Allstate Life Insurance

By Insure.com
Last updated June 16, 2009

About Allstate Life Insurance Company

Allstate Life was organized in 1957 as a stock life insurance company under the laws of the State of Illinois. Allstate Life, together with its subsidiaries, provides life insurance, retirement and investment products for individual and institutional customers. It conducts substantially all of its operations directly or through wholly owned United States subsidiaries. Allstate Life is a wholly owned subsidiary of Allstate Insurance Company, a stock property-liability insurance company organized under the laws of the State of Illinois. All of the outstanding stock of Allstate Insurance Company is owned by Allstate Insurance Holdings, LLC, which is wholly owned by The Allstate Corporation, a publicly owned holding company incorporated under the laws of the State of Delaware.

Wiki Says

The current advertising campaign, in use since 2004, asks, "Are you in good hands?" Allstate Corporation sponsors various sporting events, including the Allstate Sugar Bowl, the Allstate 400 at the Brickyard NASCAR race and the United States Olympic Committee.

Allstate Life Insurance Says

Allstate Life Insurance Company offers two kinds of life insurance: term life and permanent life. Term life coverage lasts for a term chosen by the insured, usually 10, 15, 20 or 30 years. During that time, the insured's life insurance premiums are guaranteed not to increase. If they pass away during that time period, their beneficiaries get a cash death benefit. If they live longer than the term period, they have the option to continue their life insurance coverage for an annual, renewable premium, which is generally much higher.

Permanent life is different from term life in two ways. First, the policy is meant to last the insured the rest of their life. Second, part of the money paid into the policy is set aside in an account where it can grow cash value that can be tapped into later.

Contact Allstate Life Insurance Company at:

Allstate Life Insurance Company
2775 Sanders Road
Northbrook, IL 60062
Telephone: (800) ALLSTATE

Sources: Allstate Newsroom; "Allstate,” Wikipedia, June 2009; “Life Insurance Options,” Allstate Life web site, 2009, “Allstate Life Insurance Company,” A.M. Best Web site, October 2008

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